Personal Finance

HighlightsFollowing the latest Budget, many Australian investors appear to be reassessing how much of theirWealthshould sit in residential property.Diversificationthemes are gaining traction, with shares,Exchange-traded funds,Superannuationcontributions and listed property trusts featuring more prominently in investor discussions.Liquidity, concentration risk and risingHolding Costsare key reasons cited for …

The Reserve Bank of Australia's interest rate decisions have a more direct and tangible impact on Australian households and the ASX than almost any other policy variable. As theCentral Banknavigates the complex 2026 environment of moderating but still elevated inflation, slowing growth, and a …

Stagflation is one of the more challenging economic environments to navigate. It occurs when inflation remains persistently high while economic growth slows or stagnates. Unlike typical economic cycles, where inflation and growth move in opposite directions, stagflation represents a rare overlap of rising prices …

In a year defined by rate uncertainty, persistentInflationand shifting household balance sheets, sustainableWealthcreation demands more than passive saving. It requires intentional financial strategy.

Artificial intelligence is evolving beyond tools that assist users toward systems capable of acting on their behalf. Often described as agentic AI, these systems can interpret goals, make decisions, and execute tasks across digital environments with limited human intervention. In payments, this could mark …

The NDIS reform plan includes tighter eligibility criteria, more rigorous assessment processes, changes to supported independent living funding models, stronger provider oversight, and measures to reduce fraud and excessive billing. The reforms are being rolled out progressively, with phased implementation over several years to …

The S&P/ASX 200 Accumulation Index — the total-return benchmark that assumes dividends are reinvested — has delivered a long-run average return of roughly 9% per annum over multi-decade periods. Australian equities benefit structurally from the dividend imputation system, giving local investors access to franking …