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Personal Finance

How Do Global Supply Shocks Affect Inflation and Interest Rates in Australia?

Global events can feel distant until they begin affecting petrol prices, grocery bills, employment conditions or mortgage repayments. In recent years, Australia has faced a succession of supply shocks arising from the COVID-19 pandemic, Russia’s invasion of Ukraine, conflict in the Middle East, severe …

Aditi Sarkar | 29 July 2026

Dividend Stocks vs Growth Stocks: Which Strategy Fits Your Goals?

Investors often face an important question when building a share portfolio: should they focus on dividend stocks or growth stocks? Both approaches have been used by investors for decades, but they serve different purposes and can perform differently depending on market conditions, company performance …

Aditi Sarkar | 19 July 2026

Can a $500,000 Share Portfolio Generate Meaningful Passive Income?

Building a $500,000 share portfolio can represent a significant financial milestone. But once that level is reached, another question often comes into focus: how much income could the portfolio potentially generate?

Aditi Sarkar | 15 July 2026

Housing Challenges and AI Boom Define Australia's Next Economic Chapter

Australia's expected economic slowdown is increasingly being linked to housing market conditions rather than energy prices. Weaker growth in house prices is now likely to have a greater impact on economic activity than previously anticipated rises in oil prices.

Aditi Sarkar | 13 July 2026

Australia's Housing Target Still Out of Reach: What the Latest Construction Data Reveals

Australia's efforts to address its housing shortage continue to attract attention as new construction data is expected to indicate that home building remains below the level required to meet the national housing target. While construction activity has shown signs of improvement over recent quarters, …

Sonal Goyal | 11 July 2026

From Tax Cuts to Payday Super: Here's Everything That Changed in Australia from July 1

Australia has entered a new financial year, bringing a series of changes that affect workers, families, businesses and everyday consumers. While many of these reforms officially took effect onJuly 1, they continue to shape household finances and workplace benefits as Australians move through July. …

Aditi Sarkar | 02 July 2026

Australians Are Spending More Again—But Is the Job Market Starting to Cool?

• Australian household spending increased 1.3% in May 2026 after declining in April, reflecting stronger spending across all major categories.

Aditi Sarkar | 25 June 2026

Could Higher Wages in 2026 Help Australians Better Manage Household Budgets?

For many households, wage growth can have a direct impact on day-to-day finances. From managing grocery bills and mortgage repayments to planning holidays and boosting retirement savings, changes in income influence how families make financial decisions. Recent data suggests that wages across Australia have …

Aditi Sarkar | 21 June 2026

Cash Rate Unchanged: Key Personal Finance Lessons for Australian Households

The Reserve Bank of Australia (RBA) has decided to leave the cash rate target unchanged at 4.35%. The decision comes after three rate increases earlier in the year and reflects the central bank's effort to balance inflation control with economic growth.

Aditi Sarkar | 18 June 2026

Property or Shares? New CGT and Negative Gearing Changes Shake Up Investor Thinking

For decades, the question of whether to invest in property or shares has been one of the great debates in AustralianPersonal Finance. Now, sweeping changes to the tax treatment of capital gains and negative gearing are forcing investors to revisit their assumptions. Announced as …

Aditi Sarkar | 09 June 2026
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