Funds Management

In the world of managed funds, investors occasionally encounter a notice stating that a fund is “closed to new money.” While the phrase can sound alarming or exclusionary, it is often a deliberate and strategic decision by fund managers. Understanding why funds close to …

Imagine turning the habit of saving into a simple machine: every month a little money leaves your bank and quietly buys pieces of a fund for you. That’s a Systematic Investment Plan (SIP) — an automated way to invest a fixed sum at regular …

Imagine entering a race but never checking a stopwatch. You may feel like you ran well, but you wouldn’t know how you truly performed. Investing works the same way. A fund benchmark is the measuring stick that tells you whether your money is growing …

Cash is often viewed as an idleasset, associated with low returns and opportunity cost. In long-term market narratives,cashis frequently portrayed as something to deploy rather than hold. However, in certain economic and market environments, cash can function as a deliberate asset class, playing a …

Rebalancing is one of the least visible yet most persistent disciplines in fund management. Unlike tactical allocation or market timing,rebalancingdoes not attempt to predict short-term market movements. Instead, it focuses on maintaining a portfolio’s intended risk and return profile as asset prices move over …

In fund management, performance is often evaluated through returns relative to a benchmark. However, an important but less visible metric influencing outcomes is the fundturnover ratio. This figure indicates how actively a portfolio is traded over a given period, usually expressed as an annual …

At its core, a benchmark answers the simplest but most important question in investing:“Did my fund do better, worse, or about the same as the market it claims to follow?”