Liquidityrefers to the ease with which anassetcan be bought or sold in the market without materially affecting its price. Liquidity risk arises when this ease disappears, often at the same time for many market participants. While assets may appear liquid during stable periods, this …
They are the generation nobody talks about. Born between 1965 and 1980, Gen X sits between the cultural dominance of Baby Boomers and the digital fluency of Millennials. Right now, many Gen X Australians are also financially sandwiched: supporting adult children who cannot enter …
Congratulations—you’ve graduated, stepped (or are about to step) into the world of full-time work, and you’re ready to launch your career. Alongside that excitement comes a big shift: your money habits. It’s one thing to get by as a student, but when you’re earning …
Depreciationis what the Australian Taxation Office recognises as the gradual decrease in value of your investment property'sassetsover time. In simple terms, it reflects how buildings and their internal assets lose value as they age.
Acommoditysupercycle refers to an extended period—often lasting a decade or more—during which prices of raw materials rise above their long-term trend. These cycles are typically driven by structural shifts in global demand, supply constraints, and macroeconomic forces. For investors, especially institutional funds, supercycles present …
The latest escalation of tensions across the Middle East has once again highlighted how global events can quickly influence everyday finances. As uncertainty spreads across energy markets, oil prices have surged above the US$100 per barrel mark, triggering ripple effects across industries and financial …
The global financial system is undergoing rapid transformation as digital technologies reshape how people save, invest, and manage money. Financial technology (fintech),digital currencies, and global payment systems are making retirement planning more accessible and efficient. At the same time, geopolitical tensions and risingcybersecuritythreats are …
Monetary policy in Australia involves influencing interest rates to affect aggregate demand, employment andinflationin the economy. It is one of the main economic policies used to stabilise business cycles. TheReserve Bank of Australiais responsible for conducting monetary policy and sets a target for the …
Australia’sdividendimputation systemwas designed to eliminate the problem ofdouble taxationon company profits. Under this system, when a company pays corporate tax on its profits, shareholders receive a credit for the tax already paid.
Australia’s dividend imputation system was designed to eliminate the problem of double taxation on company profits. Under this system, when a company pays corporate tax on its profits, shareholders receive a credit for the tax already paid.