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Liquidity Risk: How Crowded Exits Can Disrupt Financial Markets

Liquidityrefers to the ease with which anassetcan be bought or sold in the market without materially affecting its price. Liquidity risk arises when this ease disappears, often at the same time for many market participants. While assets may appear liquid during stable periods, this …

Aditi Sarkar | 27 March 2026

Gen X Retirement Crisis: Caught Between Kids and Parents

They are the generation nobody talks about. Born between 1965 and 1980, Gen X sits between the cultural dominance of Baby Boomers and the digital fluency of Millennials. Right now, many Gen X Australians are also financially sandwiched: supporting adult children who cannot enter …

Aditi Sarkar | 26 March 2026

From First Paycheck to Financial Stability: A New Graduate’s Money Management Guide

Congratulations—you’ve graduated, stepped (or are about to step) into the world of full-time work, and you’re ready to launch your career. Alongside that excitement comes a big shift: your money habits. It’s one thing to get by as a student, but when you’re earning …

Aditi Sarkar | 25 March 2026

New Property Investment: Unlocking Tax Benefits Through Depreciation

Depreciationis what the Australian Taxation Office recognises as the gradual decrease in value of your investment property'sassetsover time. In simple terms, it reflects how buildings and their internal assets lose value as they age.

Aditi Sarkar | 20 March 2026

Commodity Supercycle Trends: How Institutional Funds Navigate Rising Resource Demand

Acommoditysupercycle refers to an extended period—often lasting a decade or more—during which prices of raw materials rise above their long-term trend. These cycles are typically driven by structural shifts in global demand, supply constraints, and macroeconomic forces. For investors, especially institutional funds, supercycles present …

Aditi Sarkar | 17 March 2026

From Oil Prices to Grocery Bills: How the Middle East War Could Impact Your Wallet

The latest escalation of tensions across the Middle East has once again highlighted how global events can quickly influence everyday finances. As uncertainty spreads across energy markets, oil prices have surged above the US$100 per barrel mark, triggering ripple effects across industries and financial …

Aditi Sarkar | 13 March 2026

Retirement in the Digital Age: Navigating Fintech Innovation and Geopolitical Risk

The global financial system is undergoing rapid transformation as digital technologies reshape how people save, invest, and manage money. Financial technology (fintech),digital currencies, and global payment systems are making retirement planning more accessible and efficient. At the same time, geopolitical tensions and risingcybersecuritythreats are …

Aditi Sarkar | 11 March 2026

How Reserve Bank Uses Monetary Policy to Influence Inflation and Employment

Monetary policy in Australia involves influencing interest rates to affect aggregate demand, employment andinflationin the economy. It is one of the main economic policies used to stabilise business cycles. TheReserve Bank of Australiais responsible for conducting monetary policy and sets a target for the …

Aditi Sarkar | 10 March 2026

Franking Credits Explained: The Complete Guide to Australia’s Dividend Imputation System and How Investors Can Maximize Tax Benefits

Australia’sdividendimputation systemwas designed to eliminate the problem ofdouble taxationon company profits. Under this system, when a company pays corporate tax on its profits, shareholders receive a credit for the tax already paid.

Sonal Goyal | 09 March 2026

Franking Credits Explained: Maximising Tax Benefits in Australia's Dividend System

Australia’s dividend imputation system was designed to eliminate the problem of double taxation on company profits. Under this system, when a company pays corporate tax on its profits, shareholders receive a credit for the tax already paid.

Shwetambri Chauhan | 09 March 2026
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