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Is an SMSF Worth It in 2026? The Honest Pros and Cons

This article sits down with the 2026 version of the question and answers it as honestly as possible. It is not a sales piece. It is not an anti-SMSF rant. It is a balanced look at where SMSFs sit right now, what has changed …

Sonal Goyal | 14 May 2026

How Much Money Do You Really Need Before Starting an SMSF?

That said, there is real signal underneath the noise. SMSFs have largely fixed annual costs, and a fund below a certain balance simply cannot absorb those costs efficiently. There is a band of balances where the maths shifts from "almost certainly inefficient" to "could …

Sonal Goyal | 14 May 2026

Property Boom Over? How Investors Are Rethinking Wealth After the Budget

HighlightsFollowing the latest Budget, many Australian investors appear to be reassessing how much of theirWealthshould sit in residential property.Diversificationthemes are gaining traction, with shares,Exchange-traded funds,Superannuationcontributions and listed property trusts featuring more prominently in investor discussions.Liquidity, concentration risk and risingHolding Costsare key reasons cited for …

Aditi Sarkar | 14 May 2026

RBA Interest Rate Cuts: What the Next Move Could Mean for ASX Stocks and Mortgage Holders

The Reserve Bank of Australia's interest rate decisions have a more direct and tangible impact on Australian households and the ASX than almost any other policy variable. As theCentral Banknavigates the complex 2026 environment of moderating but still elevated inflation, slowing growth, and a …

Aditi Sarkar | 13 May 2026

The Tax Cost of Breaking ATO SMSF Rules: What Trustees Need to Know

If you are running a self-managedsuper fund, the Australian Taxation Office is your regulator, your reporting partner and the body that decides whether your fund is complying with super law. The rules are not designed to trip people up. They exist to keep retirement …

Aditi Sarkar | 12 May 2026

The SMSF Trap: Why "More Control" Can Mean More Responsibility

When people speak about SMSF "control", they usually mean three things. They want to choose the investments. They want to manage tax. And they want to design how money flows out in retirement. All three are achievable inside an SMSF and, used well, they …

Aditi Sarkar | 08 May 2026

The Wealth Curve and the Hidden Mathematics of Long-Term Wealth Creation

One of the most misunderstood aspects of wealth creation is how slowly it appears to progress in the early years. Many people expect visible financial improvement within short periods, but the wealth curve rarely behaves in a straight line.

Aditi Sarkar | 07 May 2026

Thinking of Starting an SMSF? Read This Before You Touch Your Super

Australians love a do-it-yourself project. From renovating a Queenslander to brewing kombucha in the laundry, we are wired to take the wheel. So when you hear that you can run your own super fund, the appeal is obvious: you choose the investments, you set …

Aditi Sarkar | 06 May 2026

Stagflation Explained: The Economic “Worst of Both Worlds”

Stagflation is one of the more challenging economic environments to navigate. It occurs when inflation remains persistently high while economic growth slows or stagnates. Unlike typical economic cycles, where inflation and growth move in opposite directions, stagflation represents a rare overlap of rising prices …

Aditi Sarkar | 05 May 2026

Turning $250 a Month Into a Long-Term ASX Share Portfolio

Regular investing - sometimes called dollar-cost averaging - means putting a set dollar amount into the market on a recurring schedule. By spreading purchases across time, investors buy more units when prices are lower and fewer units when prices are higher. This does not …

Aditi Sarkar | 04 May 2026
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