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Resimac Group Limited provides residential mortgage and asset finance lending products in Australia and New Zealand. It operates through the Home Loan Lending and Asset Finance Lending segments. The company offers home, car, and secured business loans, as well as asset finance products. It offers its products and services through brokers and wholesale channel primarily under the Resimac, Resimac (NZ), Resimac Asset Finance, and homeloans.com.au brand names. The company was formerly known as Homeloans Limited and changed its name to Resimac Group Resimac Group Limited in December 2018. Resimac Group Limited was founded in 1985 and is based in Sydney, Australia.
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Resimac Group Limited is an Australian non-bank mortgage originator and servicer that distributes loans mainly through brokers and operates in Australia and New Zealand. Long-term growth may be supported by broker channel expansion, demand for specialist lending and its securitisation funding capability. Investors may find the company attractive for its focused mortgage platform and recurring servicing income.
Major risks are credit losses from a housing downturn, reduced access or higher cost of wholesale/securitisation funding, regulatory changes for non-bank lenders and strong competition.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
| Income before tax | 70.58M | 48.73M | 50.11M | 95.39M | 143.46M |
| Minority interest | - | - | -0.20M | -0.01M | - |
| Net income | 49.19M | 34.58M | 34.59M | 66.45M | 102.15M |
| Selling general administrative | - | 57.95M | 52.98M | 51.23M | 45.27M |
| Selling and marketing expenses | - | 3.01M | 2.03M | 5.04M | 6.48M |
| Gross profit | 1054.28M | 163.59M | 990.29M | 192.50M | 251.82M |
| Reconciled depreciation | - | 2.98M | 2.28M | 2.42M | 2.46M |
| Ebit | 934.13M | 935.44M | 888.21M | 92.95M | 141.00M |
| Ebitda | 937.68M | 938.42M | 890.49M | 95.37M | 143.46M |
| Depreciation and amortization | 3.55M | 2.98M | 2.28M | 2.42M | 2.46M |
| Operating income | 934.13M | 102.64M | 888.21M | 92.95M | 141.00M |
| Other operating expenses | 138.62M | 60.95M | 118.04M | 117.91M | 119.91M |
| Interest expense | 863.55M | 887.48M | 835.73M | 679.62M | 252.62M |
| Tax provision | - | 14.14M | 15.32M | 28.93M | 41.31M |
| Interest income | - | 1057.99M | 995.32M | 902.13M | 490.69M |
| Net interest income | - | 170.51M | 159.59M | 222.51M | 238.08M |
| Income tax expense | 21.27M | 14.14M | 15.32M | 28.93M | 41.31M |
| Total revenue | 1072.75M | 163.59M | 1006.25M | 192.50M | 251.82M |
| Total operating expenses | 120.15M | 60.95M | 74.80M | 117.91M | 119.91M |
| Cost of revenue | 18.47M | 20.25M | 15.96M | 713.68M | 292.63M |
| Total other income expense net | -863.55M | -53.91M | -838.10M | 95.39M | 143.46M |
| Net income from continuing ops | - | 34.58M | 34.79M | 66.46M | 102.15M |
| Net income applicable to common shares | - | 34.58M | 34.59M | 66.45M | 102.15M |
| Breakdown | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
| Total assets | 17389.21M | 16856.55M | 15094.70M | 14942.04M | 16737.17M |
| Intangible assets | 31.27M | 4.54M | - | 0.95M | 0.07M |
| Other current assets | - | -784.18M | -889.25M | 2.60M | 15736.60M |
| Total liab | 17019.47M | 16491.40M | 14678.34M | 14526.66M | 16359.10M |
| Total stockholder equity | 367.87M | 365.05M | 416.05M | 415.27M | 378.07M |
| Other current liab | - | -5486.31M | -4326.43M | -14497.91M | 25.57M |
| Common stock | 170.52M | 170.52M | 174.33M | 173.53M | 176.48M |
| Capital stock | - | - | - | 173.53M | 176.48M |
| Retained earnings | 208.89M | 286.50M | 265.82M | 322.87M | 288.60M |
| Other liab | - | - | - | 9.96M | 14.45M |
| Good will | - | 28.38M | - | 28.38M | 27.43M |
| Other assets | - | 16856.55M | 15094.70M | 13819.60M | 15766.01M |
| Cash | 722.51M | 775.74M | 871.00M | 1085.42M | 932.78M |
| Total current liabilities | 6969.04M | - | 4326.43M | 14497.91M | 16329.61M |
| Net debt | 16148.00M | 10035.34M | 13551.95M | 13395.02M | 15366.77M |
| Short term debt | 6969.04M | 5486.31M | 4326.43M | 14480.44M | 16299.55M |
| Short long term debt | - | - | - | 14487.29M | 16299.55M |
| Short long term debt total | 16870.50M | 10811.07M | 14422.95M | 14480.44M | 16299.55M |
| Other stockholder equity | -0.03M | - | -0.41M | -496.40M | -465.07M |
| Property plant equipment | - | - | - | 8.64M | 10.89M |
| Total current assets | 743.48M | - | - | 1085.42M | 932.78M |
| Long term investments | - | - | - | 20.59M | 23.48M |
| Net tangible assets | - | - | - | 386.89M | 350.57M |
| Short term investments | - | - | - | 8.00M | 0.26M |
| Net receivables | 20.97M | 8.45M | 18.25M | 11.59M | 5.66M |
| Long term debt | - | - | - | 9912.68M | 11564.80M |
| Inventory | - | - | - | - | -15742.26M |
| Accounts payable | - | - | - | 17.47M | 30.06M |
| Accumulated other comprehensive income | -11.52M | -91.98M | -23.69M | -81.13M | -87.01M |
| Non currrent assets other | 4.18M | 16809.92M | -9.76M | -37.02M | -38.38M |
| Non current assets total | 16645.74M | 16856.55M | 10.04M | 37.02M | 38.38M |
| Long term debt total | - | - | - | 9920.35M | 11574.20M |
| Breakdown | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
| Investments | - | -1414.14M | -9.29M | -0.23M | -10.80M |
| Change to liabilities | - | - | - | -5.74M | 3.69M |
| Total cashflows from investing activities | 1.55M | -1414.14M | -9.29M | -0.23M | -92.38M |
| Net borrowings | - | 1792.87M | -88.23M | -1833.60M | 2033.44M |
| Total cash from financing activities | 517.60M | 1749.45M | -97.80M | -1864.70M | 1991.31M |
| Change to operating activities | - | - | - | 1948.23M | -1684.81M |
| Net income | 49.19M | 34.58M | 34.59M | 66.45M | 102.15M |
| Change in cash | -53.23M | -95.26M | -214.42M | 152.64M | 312.97M |
| Begin period cash flow | 775.74M | 871.00M | 1085.42M | 932.78M | 619.81M |
| End period cash flow | 722.51M | 775.74M | 871.00M | 1085.42M | 932.78M |
| Total cash from operating activities | -569.19M | -431.11M | -107.18M | 2017.37M | -1585.43M |
| Issuance of capital stock | - | 1.09M | 0.70M | 0.68M | 0.17M |
| Depreciation | 3.55M | 13.84M | 2.28M | 2.40M | 2.42M |
| Other cashflows from investing activities | 1.67M | 0.27M | 7.05M | -0.06M | 0.80M |
| Dividends paid | 65.26M | 44.87M | 30.10M | 32.17M | 30.89M |
| Change to account receivables | -1.55M | 4.74M | -1.98M | -9.31M | -1.11M |
| Sale purchase of stock | -0.24M | -5.09M | -1.48M | -5.19M | -7.92M |
| Other cashflows from financing activities | -2.45M | -4.44M | 21.30M | 7844.62M | 14593.53M |
| Change to netincome | - | - | - | 6.92M | -7.75M |
| Capital expenditures | 0.12M | 0.18M | 0.07M | 0.18M | 0.53M |
| Change in working capital | -654.18M | -503.20M | -165.13M | 2688.41M | -1340.22M |
| Stock based compensation | - | 0.44M | - | 0.83M | 0.79M |
| Other non cash items | 32.25M | 23.24M | 57.95M | 1947.69M | -1690.79M |
| Free cash flow | -569.31M | -431.28M | -107.25M | 2017.19M | -1585.97M |
Sector: Financial Services Industry: Mortgage Finance
|
Stock Name
|
Change
(AUD) |
Price
(AUD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
Enterprise Value
to EBITDA (x) |
|---|---|---|---|---|---|---|---|---|
| RMC Resimac Group Ltd |
-0.02 2.42% |
0.81 | 6.75 | 11.59 | 1.65 | 0.88 | 93.22 | 37.19 |
| AFG Australian Finance Group Ltd |
0.01 0.78% |
1.29 | 7.17 | 17.09 | 0.25 | 1.47 | 57.47 | - |
| N1H N1 Holdings Ltd |
- -% |
0.14 | 14.00 | - | 0.55 | 4.12 | 55.59 | - |
Resimac Group Limited provides residential mortgage and asset finance lending products in Australia and New Zealand. It operates through the Home Loan Lending and Asset Finance Lending segments. The company offers home, car, and secured business loans, as well as asset finance products. It offers its products and services through brokers and wholesale channel primarily under the Resimac, Resimac (NZ), Resimac Asset Finance, and homeloans.com.au brand names. The company was formerly known as Homeloans Limited and changed its name to Resimac Group Resimac Group Limited in December 2018. Resimac Group Limited was founded in 1985 and is based in Sydney, Australia.
| Name | Title | Year Born |
|---|---|---|
| Mr. Scott McWilliam | Chief Exec. Officer | NA |
| Mr. Jason Azzopardi | Chief Financial Officer | NA |
| Ms. Danielle S. Corcoran | Chief Operating Officer | NA |
| Majid Muhammad | Chief Information Officer | NA |
| Andrew Marsden | Chief Treasury Officer | NA |
| Mr. Kym Carter | Head of HR | NA |
| Mr. Peter Fitzpatrick | Company Sec. | NA |
| Mr. Scott McWilliam | Chief Executive Officer | NA |
| Mr. Kym Carter | Head of Human Resources | NA |
| Mr. Peter Fitzpatrick | Company Secretary | NA |
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