Top 10 ASX Dividend Stocks for Nov 2026 Download Free Report

1800-272-662
Shopping Cart 0
countryflagAU
Login

Home CompaniesAtlantic American Corporation

Atlantic American Corporation

Financial Services Insurance - Life
PortfolioPortfolio WatchlistWatchlist
Company price
1.24 USD -0.01 ( 0.80%)
Last update at 2026-11-12T15:24:00Z
VOLUME
3722
Market Cap
26.31M
P/E
5.61

Momentum Score

…

Atlantic American Corporation, through its subsidiaries, provides life and health, and property and casualty insurance products in the United States. It operates through American Southern and Bankers Fidelity segments. The company offers property and casualty insurance products, including commercial automobile insurance coverage for state governments, local municipalities, and other motor pools and fleets; general liability insurance; and inland marine insurance products. It also provides surety bond coverage for subdivision construction; school bus contracts; and performance and payment bonds. In addition, the company offers individual and group whole life insurance products; Medicare supplement insurance products; other accident and health insurance products comprising various individual and group policies for the payment of standard benefits for the treatment of cancer and other critical illnesses; Vantage Flex Plus, a hospital indemnity plan; and Vantage Recovery short-term care product and a group whole life product. It markets its products through independent agents and brokers. The company was founded in 1937 and is based in Atlanta, Georgia. Atlantic American Corporation operates as a subsidiary of Atlantic American / Delta Group.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
1.22
Low
1.25
High
52 Week Price Range
1.25
Low
3.46
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Atlantic American Corporation is a publicly traded holding company with insurance operations through subsidiaries that write life, supplemental health and annuity products. Long-term growth may be supported by demographic-driven demand for retirement and supplemental insurance, investment income on reserves and modest product or distribution expansion; the company may appeal to investors seeking exposure to recurring premium cash flows in niche insurance markets.

Material risks include underwriting losses, sensitivity of the investment portfolio to interest-rate and market moves, regulatory changes and limited liquidity common to smaller-cap insurers.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
1.25
Dividend Yield
-
Revenue TTM
208.22M
Revenue Per Share
10.21
Gross Profit TTM
26.05M
Debt / Equity
0.38
ROE
4.75%
Net Debt
2.19M
ROCE
-0.47%
Diluted EPS TTM
0.23

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Income before tax -5.26M -0.56M 2.10M 5.30M 15.50M
Net income -4.27M -0.17M 1.52M 4.28M 12.17M
Gross profit 14.37M 18.17M 187.85M 199.55M 195.35M
Reconciled depreciation 0.37M 0.65M 0.89M 1.00M 0.98M
Ebit -1.84M 2.70M 3.16M 5.29M 15.43M
Ebitda -1.48M 3.36M 4.05M 6.29M 16.41M
Depreciation and amortization 0.37M 0.65M 0.89M 1.00M 0.98M
Operating income -5.26M -0.56M 3.16M 5.29M 15.43M
Other operating expenses 193.49M 187.36M 185.75M 194.25M 179.84M
Interest expense 3.42M 3.27M 1.95M 1.39M 1.61M
Tax provision -1.00M -0.39M 0.57M 1.02M 3.33M
Net interest income -3.42M -3.27M -1.95M -1.39M -1.61M
Income tax expense -1.00M -0.39M 0.57M 1.02M 3.33M
Total revenue 188.23M 186.79M 187.85M 199.55M 195.35M
Total operating expenses 19.63M 18.73M -184.69M -194.26M -179.92M
Cost of revenue 173.86M 168.62M - - -
Total other income expense net -3.42M -3.27M -1.06M 0.01M 0.08M
Net income from continuing ops -4.27M -0.17M 1.52M 4.28M 12.17M
Net income applicable to common shares - - - 3.88M 11.77M
Preferred stock and other adjustments - - - - 0.40M
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Total assets 393.43M 361.21M 367.06M 402.29M 405.19M
Intangible assets 2.54M 46.39M 2.54M 2.54M 2.54M
Other current assets -50.40M 53.71M - 27.42M -310.70M
Total liab 293.81M 253.94M 264.87M 33.74M 35.04M
Total stockholder equity 99.61M 107.28M 102.19M 141.29M 145.06M
Other current liab 70.77M 41.56M -2.01M 27.47M 27.13M
Common stock 22.40M 22.40M 22.40M 22.40M 22.40M
Capital stock 22.46M - 22.46M 22.46M 22.46M
Retained earnings 45.85M 50.93M 51.98M 51.26M 47.79M
Other liab - - - 174.33M 172.85M
Other assets 355.31M 0.00M 321.49M -209.72M -201.44M
Cash 35.57M 28.30M 28.86M 24.75M 19.32M
Total current liabilities 4.02M 67.44M 2.01M 49.59M 27.71M
Current deferred revenue - - - - 1.30M
Net debt 2.19M 11.25M 6.88M 8.98M 14.42M
Short term debt 4.02M 1.06M 2.01M - 36.50M
Short long term debt 4.02M - 2.01M - -
Short long term debt total 37.76M 39.55M 35.75M 33.74M 33.74M
Other stockholder equity 50.02M 50.02M 49.90M 49.88M 49.81M
Property plant equipment - - 3.40M 4.14M 4.83M
Total current assets 35.57M 53.71M 28.86M 328.11M 330.02M
Long term investments 221.75M - 221.53M 281.35M 274.06M
Net tangible assets - - - 138.69M 142.46M
Short term investments 36.87M 1.72M 208.73M 260.99M 254.11M
Net receivables 50.40M - 41.30M 42.38M 56.60M
Long term debt 33.74M - 33.74M 33.74M 33.74M
Accounts payable - 24.81M 22.85M 21.09M 26.41M
Accumulated other comprehensive income -18.71M -16.13M -22.15M 17.69M 25.00M
Common stock total equity - - - - 22.40M
Preferred stock total equity - - - - 0.06M
Retained earnings total equity - - - - 47.79M
Treasury stock - - - - -7.34M
Non currrent assets other -247.19M 234.15M -221.53M -283.89M -276.60M
Non current assets total 2.54M 307.51M 16.71M 283.89M 276.60M
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Investments 2.28M - -3.43M 5.41M -2.06M
Change to liabilities - - - -0.95M 2.32M
Total cashflows from investing activities 2.28M - - 5.30M -2.06M
Net borrowings 1.00M - - - -
Total cash from financing activities 0.19M 0.18M 1.08M -0.95M -0.48M
Change to operating activities - - - 1.70M -1.30M
Net income -4.27M -0.17M 1.52M 4.28M 12.17M
Change in cash 7.27M -0.56M 4.11M 5.43M 6.43M
Begin period cash flow 28.30M 28.86M 24.75M 19.32M 12.89M
End period cash flow 35.57M 28.30M 28.86M 24.75M 19.32M
Total cash from operating activities 4.80M 2.62M 6.45M 1.09M 8.97M
Depreciation 0.37M 0.65M 0.89M 1.00M 0.98M
Other cashflows from investing activities 2.51M - - - 25.66M
Dividends paid 0.81M 0.81M 0.81M 0.81M 0.40M
Change to inventory - - 1.86M -1.54M -1.35M
Change to account receivables - -3.52M 1.08M 1.54M 1.35M
Sale purchase of stock -0.01M -0.01M -0.11M -0.15M -0.09M
Other cashflows from financing activities 0.99M -3.37M 1.89M -0.15M -0.08M
Change to netincome - - - -30.56M -25.95M
Capital expenditures 0.23M 0.08M 0.13M 0.11M 0.23M
Change receivables - - - - 1.35M
Cash flows other operating - - - - -14.78M
Cash and cash equivalents changes - - - - 6.43M
Change in working capital 10.38M 5.88M 2.94M 3.72M 0.44M
Stock based compensation 0.01M 0.12M 0.13M 0.21M 0.44M
Other non cash items 0.05M 2.02M 2.79M -7.01M -2.81M
Free cash flow 4.58M 2.54M 6.33M 0.98M 8.74M

Peer Comparison*

Sector: Financial Services Industry: Insurance - Life

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
AAME
Atlantic American Corporation		 -0.01
0.80%		 1.24 5.61 7.39 0.13 0.24 0.14
PIAIF
Ping An Insurance		 -
-%		 6.67 5.78 5.15 0.13 0.85 1.31
CILJF
China Life Insurance Co Ltd		 -
-%		 3.23 2.96 5.06 0.23 1.11 1.10
AAGIY
AIA Group Ltd ADR		 0.18
0.45%		 40.18 12.84 11.34 3.88 2.47 2.22
AAIGF
AIA Group Ltd		 -
-%		 10.01 12.45 10.93 3.86 2.38 2.21

Profile*

Atlantic American Corporation

Atlantic American Corporation, through its subsidiaries, provides life and health, and property and casualty insurance products in the United States. It operates through American Southern and Bankers Fidelity segments. The company offers property and casualty insurance products, including commercial automobile insurance coverage for state governments, local municipalities, and other motor pools and fleets; general liability insurance; and inland marine insurance products. It also provides surety bond coverage for subdivision construction; school bus contracts; and performance and payment bonds. In addition, the company offers individual and group whole life insurance products; Medicare supplement insurance products; other accident and health insurance products comprising various individual and group policies for the payment of standard benefits for the treatment of cancer and other critical illnesses; Vantage Flex Plus, a hospital indemnity plan; and Vantage Recovery short-term care product and a group whole life product. It markets its products through independent agents and brokers. The company was founded in 1937 and is based in Atlanta, Georgia. Atlantic American Corporation operates as a subsidiary of Atlantic American / Delta Group.

4370 Peachtree Road, N.E., Atlanta, GA, United States, 30319

404 266 5500

https://www.atlam.com

153

Name Title Year Born
Mr. Hilton Hatchett Howell Jr. Chairman, Pres & CEO 1962
Mr. Jeffrey Ross Franklin CPA VP, CFO & Corp. Sec. 1978
Mr. John Dunbar Chief Information Officer & VP NA
Ms. Barbara B. Snyder VP of HR NA
Mr. Ricky David Burns Exec. VP NA
Mr. Casey Brant Hudson VP & Controller NA
Mr. Hilton Hatchett Howell Jr. Chairman of the Board, President & CEO 1962
Mr. Jeffrey Ross Franklin CPA VP, CFO & Corporate Secretary 1978
Ms. Barbara B. Snyder Vice President of Human Resources NA
Mr. Ricky David Burns Executive Vice President NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Kalkine

3 Mining Stock
Ideas Report

Download a free report with stock ideas and industry insights for general information.

Download Free Report Now → sector image

Top Stocks by Market Cap*

CU6
AUD 2.05
+23.49%
DMP
AUD 25.06
+12.93%
G6M
AUD 2.74
+10.93%
XRO
AUD 75.17
+6.08%
SGR
AUD 0.17
+6.06%
AXQ
AUD 3.07
-18.35%
BOE
AUD 1.50
-9.39%
GQG
AUD 0.71
-8.97%
MI6
AUD 0.81
-8.52%
ELV
AUD 3.73
-8.35%

Equity Sectors*

  • Basic Materials

    -3.09%

  • Communication Services

    +0.75%

  • Consumer Cyclical

    +0.43%

  • Consumer Defensive

    +0.12%

  • Energy

    -1.07%

  • Financial Services

    -0.02%

  • Healthcare

    +1.08%

  • Industrials

    -0.22%

  • Real Estate

    +0.61%

  • Technology

    -1.69%

  • Utilities

    -0.18%

Note: Daily price change (%) by sector excluding stocks with +/-90% daily price change. Companies above $500 million market capitalization are considered.

Support

Hi! How can we help you today?

Loading…