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Novatti Group Limited operates as a payment company worldwide. The company operates through four segments: Payments AU/NZ, Payments International, Technology Solutions, and Investments. The Payments AU/NZ segment offers payment system of digital and physical prepaid, gift, and debit cards for various fintech and commercial enterprises; cross border payments and global currency accounts; and payment of invoices directly from various digital wallets. The Payments International segment offers alternative payment, such as prepaid cash voucher; and provides a payment network for prepaid top ups and bill payments. The other segment provides enterprise software for use in supporting implementation of enterprise specific payment and billing solutions. It serves education, retail, eCommerce, proptech, pharma, and fintech sectors. Novatti Group Limited was founded in 1995 is based in Melbourne, Australia.
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Novatti Group Ltd is an Australia-listed fintech that provides payments and digital banking infrastructure, including payment processing, card issuing and merchant-facing services to businesses and partners. Long-term growth may be supported by the ongoing shift to digital payments, demand for embedded payments and scaling via partnerships and regional expansion, and investors may find appeal in recurring transaction-linked revenue and a technology-enabled position in payments rails.
Principal risks include regulatory and licensing requirements across jurisdictions, intense competition from banks and global fintechs, execution risk in scaling operations and technology reliability, and sensitivity of revenue to transaction volumes and macroeconomic conditions.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
| Income before tax | -0.23M | -8.79M | -16.13M | -26.54M | -16.61M |
| Minority interest | - | - | 0.44M | 0.23M | - |
| Net income | -0.17M | -6.11M | -20.16M | -26.31M | -16.63M |
| Selling general administrative | - | 9.27M | 26.66M | 36.18M | 32.44M |
| Selling and marketing expenses | - | 0.13M | 0.49M | 1.04M | 0.29M |
| Gross profit | 1.82M | 1.28M | -4.75M | -10.02M | -13.77M |
| Reconciled depreciation | - | - | 2.11M | 2.21M | 1.85M |
| Ebit | -5.55M | -10.79M | -15.96M | -25.16M | -15.88M |
| Ebitda | -4.07M | -9.40M | -13.85M | -22.95M | -14.03M |
| Depreciation and amortization | 1.48M | 1.39M | 2.11M | 2.21M | 1.85M |
| Operating income | -5.55M | -9.93M | -14.92M | -23.61M | -21.90M |
| Other operating expenses | 35.48M | 60.42M | 57.25M | 19.68M | 43.04M |
| Interest expense | 1.52M | 1.85M | 1.50M | 1.38M | 0.72M |
| Tax provision | - | 0.01M | 0.02M | 0.00M | 0.02M |
| Interest income | - | 2.98M | 1.45M | 17.32M | 3.73M |
| Net interest income | - | - | -0.06M | -1.38M | -0.72M |
| Extraordinary items | - | 2.15M | -3.12M | - | - |
| Income tax expense | 0.00M | 0.01M | 0.02M | 0.00M | 0.02M |
| Total revenue | 29.94M | 50.48M | 42.90M | 38.98M | 32.55M |
| Total operating expenses | 7.36M | 11.22M | 9.60M | 64.51M | 44.14M |
| Cost of revenue | 28.12M | 49.20M | 47.65M | 49.00M | 46.32M |
| Total other income expense net | 5.32M | 1.14M | -1.21M | 0.37M | -4.30M |
| Net income from continuing ops | - | - | -17.48M | -26.55M | -16.63M |
| Net income applicable to common shares | - | -6.11M | -20.16M | -26.31M | -16.63M |
| Breakdown | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
| Total assets | 93.23M | 85.66M | 123.86M | 145.63M | 111.00M |
| Intangible assets | - | 5.15M | - | 7.90M | 9.32M |
| Other current assets | 0.43M | 64.44M | 4.88M | 1.13M | 0.93M |
| Total liab | 92.48M | 86.54M | 123.86M | 130.16M | 74.35M |
| Total stockholder equity | 0.75M | -1.70M | -5.20M | 12.61M | 36.64M |
| Other current liab | 78.51M | 76.86M | 110.56M | 109.47M | 63.27M |
| Common stock | 100.27M | 97.99M | 91.81M | 90.69M | 89.34M |
| Capital stock | - | - | - | 90.69M | 89.34M |
| Retained earnings | -106.14M | -107.54M | -103.07M | -83.48M | -57.68M |
| Other liab | - | - | - | 0.14M | 1.17M |
| Other assets | - | - | - | 4.43M | 3.70M |
| Cash | 68.80M | 2.38M | 98.61M | 18.21M | 6.06M |
| Cash and equivalents | - | - | - | - | 6.06M |
| Total current liabilities | 92.36M | 86.47M | 121.50M | 118.08M | 71.35M |
| Current deferred revenue | 0.52M | - | 0.47M | 0.29M | 0.80M |
| Net debt | -64.22M | 0.43M | -97.34M | -5.87M | -3.92M |
| Short term debt | 4.52M | 2.79M | 1.12M | 0.27M | 0.31M |
| Short long term debt | - | - | - | - | 0.04M |
| Short long term debt total | 4.58M | 2.80M | 1.27M | 12.35M | 2.14M |
| Other stockholder equity | - | - | - | -7.21M | -31.66M |
| Property plant equipment | - | - | - | 1.92M | 2.32M |
| Total current assets | 78.71M | 75.07M | 112.12M | 119.54M | 67.85M |
| Long term investments | - | - | - | 11.85M | 27.80M |
| Net tangible assets | - | - | - | 4.71M | 27.32M |
| Short term investments | - | - | - | 92.44M | 52.44M |
| Net receivables | 9.48M | 8.25M | 8.62M | 7.75M | 8.42M |
| Long term debt | - | - | - | 10.50M | 0.26M |
| Accounts payable | 8.81M | 6.83M | 9.34M | 8.06M | 6.97M |
| Accumulated other comprehensive income | 6.62M | 7.84M | 6.06M | 5.40M | 4.98M |
| Non currrent assets other | 4.21M | 4.61M | 10.93M | 4.43M | 3.70M |
| Non current assets total | 14.52M | 10.60M | 11.74M | 26.10M | 43.15M |
| Capital lease obligations | - | - | - | 1.85M | 2.10M |
| Long term debt total | - | - | - | - | 2.08M |
| Breakdown | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 | 2022-06-30 |
| Investments | - | - | 8.73M | -1.96M | -22.52M |
| Change to liabilities | - | - | - | 5.70M | 6.38M |
| Total cashflows from investing activities | -0.68M | -2.15M | 8.73M | -1.96M | -26.68M |
| Net borrowings | - | - | -6.12M | 10.20M | -1.05M |
| Total cash from financing activities | 3.44M | 7.23M | -3.40M | 12.91M | 36.59M |
| Change to operating activities | - | - | - | 0.40M | 0.63M |
| Net income | -0.14M | -6.11M | -17.04M | -26.31M | -16.63M |
| Change in cash | 9.63M | -6.93M | -8.75M | 12.16M | -2.74M |
| Begin period cash flow | 59.17M | 9.47M | 18.21M | 6.06M | 8.80M |
| End period cash flow | 68.80M | 2.54M | 9.47M | 18.21M | 6.06M |
| Total cash from operating activities | -2.22M | -11.31M | -13.43M | 1.39M | -13.03M |
| Issuance of capital stock | - | - | 3.08M | 3.10M | 39.65M |
| Depreciation | 1.48M | 1.39M | 2.11M | 1.88M | 1.52M |
| Other cashflows from investing activities | - | -2.13M | 8.74M | -1.57M | -1.59M |
| Dividends paid | - | - | - | - | -2.00M |
| Change to inventory | - | - | - | - | 0.03M |
| Change to account receivables | - | 0.09M | -0.35M | 0.03M | -3.00M |
| Sale purchase of stock | - | -0.58M | 0.82M | 3.10M | -2.00M |
| Other cashflows from financing activities | -0.34M | -0.58M | -0.35M | 9.85M | 1.75M |
| Change to netincome | - | - | - | 19.64M | -2.29M |
| Capital expenditures | 0.00M | 0.01M | 0.01M | 0.39M | 24.58M |
| Change in working capital | - | -6.08M | 1.20M | 0.03M | -2.97M |
| Stock based compensation | - | 1.82M | 1.06M | 2.27M | 1.90M |
| Other non cash items | -3.56M | -2.33M | 0.30M | 25.82M | 2.07M |
| Free cash flow | -2.23M | -11.32M | -13.44M | 1.00M | -37.61M |
Sector: Technology Industry: Software - Infrastructure
|
Stock Name
|
Change
(AUD) |
Price
(AUD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
Enterprise Value
to EBITDA (x) |
|---|---|---|---|---|---|---|---|---|
| NOV Novatti Group Ltd |
- -% |
0.01 | - | - | 0.24 | 10.97 | 0.65 | 4.34 |
| XYZ Block, Inc |
-0.24 0.19% |
125.71 | 111.51 | 15.77 | 2.89 | 2.22 | 1.63 | 11.60 |
| MP1 Megaport Ltd |
-0.52 2.70% |
18.74 | - | 138.89 | 13.81 | 4.10 | 12.09 | 155.41 |
| CCL Cuscal Ltd |
-0.15 2.52% |
5.80 | 26.77 | 20.28 | 1.97 | 2.73 | 5.15 | 10.93 |
| AXQ Aura Consolidated Group, Inc. |
-0.69 18.35% |
3.07 | - | - | 3.78 | - | 5.49 | - |
Novatti Group Limited operates as a payment company worldwide. The company operates through four segments: Payments AU/NZ, Payments International, Technology Solutions, and Investments. The Payments AU/NZ segment offers payment system of digital and physical prepaid, gift, and debit cards for various fintech and commercial enterprises; cross border payments and global currency accounts; and payment of invoices directly from various digital wallets. The Payments International segment offers alternative payment, such as prepaid cash voucher; and provides a payment network for prepaid top ups and bill payments. The other segment provides enterprise software for use in supporting implementation of enterprise specific payment and billing solutions. It serves education, retail, eCommerce, proptech, pharma, and fintech sectors. Novatti Group Limited was founded in 1995 is based in Melbourne, Australia.
| Name | Title | Year Born |
|---|---|---|
| Mr. Peter Samuel Cook B.Sc., BSc, GAICD., Gr.Dip Compng, Gr.Dip Secu | Founder, MD, CEO & Exec. Director | 1960 |
| Mr. Steven Stamboultgis | Joint Company Sec. & CFO | NA |
| Mr. Alan Munday | Chief Operating Officer | NA |
| Mr. Mark Maglaras | Sales Director | NA |
| Mr. Ian Hobson A.C.I.S., ACSA, B.BUS, F.C.A., FCA, M.A.I.C.D., MA | Company Sec. | 1965 |
| Mr. Mark Healy | Chief Executive Officer | NA |
| Mr. Peter Samuel Cook B.Sc., BSc, GAICD., Gr.Dip Compng, Gr.Dip Secu | Founder & Executive Director | 1960 |
| Ms. Dharshini Mendez | Chief Financial Officer | NA |
| Mr. Alan Munday | Group Chief Operating Officer | NA |
| Mr. Steven Stamboultgis | Joint Company Secretary | NA |
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