Resimac Group Limited (ASX:RMC): How Did Home Loans and Funding Shape FY26 Results?

Aditi Sarkar

02 November 2026 11:35 PM AEDT

Resimac Group Limited (ASX:RMC): How Did Home Loans and Funding Shape FY26 Results?

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Key Highlights

Resimac Group Limited (ASX:RMC) shares closed at AUD 0.81 on 2 November 2026, up 0.62% for the day. The article examines earnings, Business operations and balance-sheet developments.
Normalised FY26 operating profit rose 18% to AUD 92.9 million from AUD 78.6 million.
Statutory net profit after tax rose 42% to AUD 49.2 million.

Resimac Group Limited (ASX:RMC) operates in non-bank residential Mortgage lending and asset finance. Its shares closed at AUD 0.81 on 2 November 2026, rising 0.62% from the previous close. Recent financial disclosures describe the scale of its operations, changes in Earnings and developments across its business. The figures below refer to the reporting periods identified in the company documents rather than to results generated by the share-price movement.

Financial Results and Earnings Composition

Normalised FY26 operating profit rose 18% to AUD 92.9 million from AUD 78.6 million. This adds another detail to the period’s financial results.

Normalised net profit after tax increased 26% to AUD 49.9 million. This provides a separate comparison for Resimac Group Limited (ASX:RMC).

Statutory net profit after tax rose 42% to AUD 49.2 million. This reflects a measure for the stated reporting period.

Operating Activity and Business Segments

Home Loan settlements increased 20% to AUD 5.9 billion from AUD 4.9 billion. This adds another detail to the period’s financial results.

Home loan Assets under management reached AUD 14.7 billion, up 10%. This provides a separate comparison for Resimac Group Limited (ASX:RMC).

Home loan applications totalled AUD 9.4 billion, compared with AUD 7.6 billion in FY25. This reflects a measure for the stated reporting period.

Portfolio, Capital and Financial Measures

Asset finance assets under management were AUD 1.5 billion, up 7%, excluding the Westpac Auto Portfolio. This adds another detail to the period’s financial results.

The normalised cost-to-income ratio was 53.0%, compared with 53.6% previously. This provides a separate comparison for Resimac Group Limited (ASX:RMC).

Resimac issued AUD 5.0 billion of residential mortgage-backed securities and AUD 0.5 billion of asset-backed securities. This reflects a measure for the stated reporting period.

Business Priorities and Reported Developments

Normalised Return on Equity rose to 13.6% from 10.1%. This adds another detail to the period’s financial results.

The FY26 fully franked ordinary Dividend was 10 cents per share versus seven cents in FY25. This provides a separate comparison for Resimac Group Limited (ASX:RMC).

The FY26 fully franked Special Dividend was nine cents per share, compared with 12 cents previously. This reflects a measure for the stated reporting period.

Key Insights

Resimac Group Limited (ASX:RMC) reported a combination of financial results and operational measures covering earnings, activity, portfolio composition and business priorities. The figures above identify the reporting periods and relevant comparisons. The 2 November 2026 share closing price provides separate market context, without establishing any direct relationship between the reported developments and the daily share-price movement.

Additional Operational Context

Resimac Group Limited (ASX:RMC) discloses several measures that are calculated on different bases, including statutory, underlying or management-defined measures where indicated. These figures should retain their original labels when compared with earlier reporting periods. Information about business activity, earnings and market prices has been kept separate so that financial performance is not confused with changes in the Listed security price.

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