Highlights

  • In its FY26 results update published on 28 August 2026, Credit Clear reported Revenue of AUD 60.0 mn, up 28%.
  • Credit Clear said its EBITDA Margin widened from 15.9% to 17.5%.
  • The company reported integration progress across its ARC Europe and DTS acquisitions.
  • Management’s FY26 discussion focused on integration, digital-first platform adoption and opportunities to gain a larger share of clients’ collections activity.

Credit Clear Limited (ASX:CCR) finished FY26 with higher revenue and underlying earnings, following a year that combined organic growth with acquired debt-recovery operations.

Revenue and EBITDA Rise Together

In its FY26 results update published on 28 August 2026, Credit Clear reported revenue of AUD 60.0 mn, up 28%. The company attributed 9% organic growth to its existing operations. Underlying EBITDA increased 41% to AUD 10.5 mn, while underlying net profit after tax and Amortisation rose 65% to AUD 6.7 mn. These are company-reported underlying measures and should be distinguished from statutory profit figures.

Margins and Cash Add Context

Credit Clear said its EBITDA margin widened from 15.9% to 17.5%. The company ended the year with AUD 16.9 mn in net cash. The margin expansion is relevant because it accompanied revenue growth rather than simply reflecting a larger acquired operating base. However, an underlying margin is a defined company measure and not automatically equivalent to statutory operating profit.

Acquisitions Extend Its Receivables Offering

The company reported integration progress across its ARC Europe and DTS acquisitions. Its model combines digital software and AI-enabled engagement with Debt collection through ARMA and ARC Europe, and legal services through Oakbridge. The integrated operations address different stages of the receivables cycle, from customer contact through collections and legal recovery. Management identified digital platform adoption, larger clients and increased allocations on existing client panels as organic growth drivers.

Next Steps Centre on Integration and Demand

Management’s FY26 discussion focused on integration, digital-first platform adoption and opportunities to gain a larger share of clients’ collections activity. Further contributions from these workstreams will depend on actual customer volumes, allocations and operating execution. The current FY26 figures establish the completed result; they do not establish a forecast for future revenue or profit.

Credit Clear shares closed at AUD 0.155 on 12 November 2026, having declined 3.13% during the session. The daily high was AUD 0.155, the low AUD 0.145, and trading Volume totalled 313,599 shares.