humm Group Limited (ASX:HUM): How Did FY26 Consumer Earnings and Funding Develop?

Aditi Sarkar

02 November 2026 11:35 PM AEDT

humm Group Limited (ASX:HUM): How Did FY26 Consumer Earnings and Funding Develop?

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Key Highlights

humm Group Limited (ASX:HUM) shares closed at AUD 0.47 on 2 November 2026, up 13.25% for the day. The article examines earnings, Business operations and balance-sheet developments.
FY26 statutory profit after tax was AUD 15.7 million, compared with AUD 39.6 million in FY25.
Average Assets under management reached AUD 5.2 billion, broadly flat year on year.

humm Group Limited (ASX:HUM) operates in Credit portfolios, consumer finance and commercial lending. Its shares closed at AUD 0.47 on 2 November 2026, rising 13.25% from the previous close. Recent financial disclosures describe the scale of its operations, changes in Earnings and developments across its business. The figures below refer to the reporting periods identified in the company documents rather than to results generated by the share-price movement.

Financial Results and Earnings Composition

FY26 statutory profit after tax was AUD 15.7 million, compared with AUD 39.6 million in FY25. This adds another detail to the period’s financial results.

Underlying net profit adjusted for non-cash items, excluding irregular items, was AUD 44.2 million. This provides a separate comparison for humm Group Limited (ASX:HUM).

Average assets under management reached AUD 5.2 billion, broadly flat year on year. This reflects a measure for the stated reporting period.

Operating Activity and Business Segments

Commercial average assets under management reached AUD 3.3 billion, 5.1% higher year on year. This adds another detail to the period’s financial results.

Consumer average net receivables were AUD 1.9 billion, 7.8% lower year on year. This provides a separate comparison for humm Group Limited (ASX:HUM).

Net interest Margin rose by 10 basis points to 5.5%; the Consumer margin increased by 50 basis points to 8.6%. This reflects a measure for the stated reporting period.

Portfolio, Capital and Financial Measures

Commercial originations were approximately AUD 1.4 billion, with monthly Volume exceeding AUD 160 million in June. This adds another detail to the period’s financial results.

The consumer business generated adjusted net profit of AUD 31.2 million, compared with AUD 24.8 million previously. This provides a separate comparison for humm Group Limited (ASX:HUM).

Net credit losses represented 2.0% of average net receivables, up 20 basis points. This reflects a measure for the stated reporting period.

Business Priorities and Reported Developments

The underlying cost-to-income ratio, excluding irregular items, was 51.9%. This adds another detail to the period’s financial results.

Wholesale Debt facilities amounted to AUD 5.4 billion, with AUD 1.4 billion of undrawn capacity including forward-flow capacity. This provides a separate comparison for humm Group Limited (ASX:HUM).

The board determined FY26 fully franked dividends totalling 2.00 cents per share. This reflects a measure for the stated reporting period.

Key Insights

humm Group Limited (ASX:HUM) reported a combination of financial results and operational measures covering earnings, activity, portfolio composition and business priorities. The figures above identify the reporting periods and relevant comparisons. The 2 November 2026 share closing price provides separate market context, without establishing any direct relationship between the reported developments and the daily share-price movement.

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