Key highlights

  • Commonwealth Bank (ASX:CBA) reported FY26 cash NPAT of $10,982 million, up 7%, and a full-year Dividend of $5.05 per share.
  • Macquarie Group (ASX:MQG) reported FY26 net profit of $A4,847 million, up 30%, with a record second-half result.
  • Computershare (ASX:CPU) reported Management EPS of 145.2 cents and Margin income of US$749 million.

Financial companies earn through lending margins, fees, markets activity and client balances, so annual results show how interest rates, Credit quality and transaction volumes combined over the year. This article reviews the latest annual results of three financial names, Commonwealth Bank of Australia (ASX:CBA), Macquarie Group Limited (ASX:MQG) and Computershare Limited (ASX:CPU), using their company releases.

Sector context

Banks, diversified financials and share registry providers are exposed to interest rates, credit conditions and Capital Markets activity. The releases refer to slowing economic growth, higher interest rates and inflation, geopolitical uncertainty and varied market activity as backdrops to FY26.

Commonwealth Bank of Australia (ASX:CBA)

In its FY26 results announcement for the year ended 30 June 2026, Commonwealth Bank reported statutory NPAT of $10,911 million, up 8%, and cash NPAT of $10,982 million, up 7%. Pre-provision profit rose 6% to $16,469 million and Return on Equity rose to 14.0%. The bank said it grew at or above system in its five core domestic product categories: home lending, Business lending, consumer finance, household deposits and business deposits.

The final dividend was $2.70 per share, fully franked, taking the full-year dividend to $5.05, up 4%. Investment spend rose 6% to $2.4 billion. The bank noted that Loan Impairment expense increased from low levels and arrears rose in some consumer portfolios, and said it provided more than 147,000 tailored payment arrangements. Its outlook referred to slowing growth, higher interest rates and softer housing activity from a high base.

Macquarie Group Limited (ASX:MQG)

Macquarie’s FY26 result covers the year ended 31 March 2026 and was announced on 8 May 2026. Net profit attributable to ordinary shareholders was A$4,847 million, up 30%, with second-half profit of A$3,192 million, a record half-year result that was up 93% on the first half. Earnings Per Share were A$12.77, net Operating Income was A$19,477 million, up 13%, and operating expenses were A$12,748 million, up 5%. International income was 68% of total income and return on equity was 14.0%, compared with 11.2%.

The final ordinary dividend was A$4.20 per share, 35% franked, for a full-year ordinary dividend of A$7.00 and a Payout Ratio of 55%. The Bank Level 2 CET1 ratio was 12.8%, with a Harmonised measure of 17.5%, and the effective tax rate was 27.6%.

Computershare Limited (ASX:CPU)

Computershare reported FY26 results on 11 August 2026 in US dollars. Revenue rose 3%, Management EPS rose over 7% to 145.2 cents, and EBIT excluding margin income rose over 8%, with the margin above 18%. Return on invested capital was 36.5%, and margin income was US$749 million, which the company said exceeded expectations on higher client balances and Interest Rate hedging.

The final dividend was increased to A$0.65 per share, up 35.4% on the prior year’s final dividend. Issuer Services revenue exceeded US$1.3 billion, helped by corporate actions, and Corporate Trust revenue passed US$1 billion. For FY27 the company expects Management EPS to rise around 6%.

Looking across the three results

The three releases show different earnings drivers: lending and deposit growth at Commonwealth Bank, a record second half across Macquarie’s markets and asset businesses, and fee and margin income at Computershare. Each company increased or maintained its dividend in the period reported.