Key highlights

  • Wisr (ASX:WZR) shares were priced at $0.035 as at 4:10 pm GMT+11 on 22 October 2026, up 9.37% on the day and up 75% over six months.
  • In its 22 October 2026 update, Wisr reported a Loan book of $1,211.0 million, up 40%, and loan originations of $253.8 million, up 73%.
  • The company upgraded FY27 Cash NPAT guidance to at least $7.0 million from at least $5.0 million.

Wisr Ltd (ASX:WZR) shares were priced at $0.035 as at 4:10 pm GMT+11 on 22 October 2026, up 9.37% (up $0.003) on the day, and the share performance data shows the stock up 75% over six months. Wisr is an Australian consumer lender. In its Q1FY27 market update, released on 22 October 2026, the same date, the company reported record loan originations and upgraded its FY27 Cash NPAT guidance.

About Wisr Ltd: Business overview

Wisr Limited is a Sydney-based digital lender that offers personal loans and secured vehicle loans to Australian consumers. It earns Revenue from the interest on its loan book and reports measures such as loan originations, loan book size, arrears, net losses and Cash NPAT.

Q1FY27 market update (22 October 2026)

Wisr reported that its loan book reached $1,211.0 million at 30 September 2026, up 40% on the year-earlier $867.6 million and up 12% on June 2026. Revenue rose 32% to $33.1 million and loan originations rose 73% to $253.8 million, a record quarter, with personal loan originations of $124.9 million and secured vehicle loan originations of $128.9 million, up 138%.

Credit measures were reported as improving: 90+ day arrears fell to 0.86% from 1.14%, net losses fell to 1.19% from 1.63%, and the average Credit score of the loan book was 802. The company noted that its Q1FY27 financial metrics are unaudited.

Upgraded FY27 guidance

Wisr said it expects FY27 Cash NPAT of at least $7.0 million, up from its previous guidance of at least $5.0 million, driven by loan origination and loan book growth, operating leverage, cost management and productivity gains from automation and technology. It also expects Cash NPAT to grow substantially in FY28 and said it holds $97.9 million of carried-forward tax losses. The release states that guidance will be reviewed and updated under continuous disclosure obligations.

Related sector context

Insurers, lenders and fleet-leasing businesses are influenced by interest rates, claims or credit experience, funding costs, regulation and corporate activity. Their reports typically cover premiums or loan books, profit measures, dividends and Capital management, and strategic transactions such as schemes of arrangement are announced with conditions and timetables.

Risks to weigh in

Lenders are exposed to credit losses, funding costs, regulation and competition, and loan book growth requires funding. Guidance is a forecast and the quarterly figures are unaudited, so outcomes may differ. At a share price of $0.035, small price changes represent large percentage moves, and trading volumes can influence price.

Catalysts on watch

Wisr’s next quarterly update and progress against the FY27 Cash NPAT guidance of at least $7.0 million.

Loan originations, arrears and net loss trends in future updates.

Further disclosure on FY28 expectations and the use of carried-forward tax losses.

Putting it together

Wisr’s share performance data shows a six-month gain of 75% alongside a same-day rise, and its 22 October 2026 update describes record originations and a higher FY27 profit guidance. Later quarterly reports will show how the loan book and credit measures progress.