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With bank hybrids being phased out and cash returns easing, Australian income investors are increasingly focused on subordinated, or Tier 2, debt as a defensive source of yield. Sitting above hybrids but below senior bonds, these instruments offer extra income for taking on additional …

Australian investors seeking offshore equity exposure with valuation discipline have a relatively new option that listed in May 2026. The Global X S&P World ex Australia GARP (Hedged) ETF (ASX:GHRP) applies a growth-at-a-reasonable-price screen to developed-market shares outside Australia, with returns hedged back to …

With interest rates past their peak in many markets and cash returns easing, some Australian investors are revisiting ready-made diversified portfolios rather than concentrating on individual asset classes. The Vanguard Diversified Conservative Index ETF (ASX:VDCO) bundles global and local shares, bonds and cash into …

Corporate bonds have returned to investor conversations as yields on qualityDebtremain well above the lows seen in earlier years. The Betashares Australian Investment Grade Corporate Bond ETF (ASX:CRED) offers exposure to a portfolio of Australian-dollar investment-grade corporate bonds through a single ASX-listed vehicle. Listed …

Australia's bank hybrid market is entering a long wind-down after APRA confirmed it would phase out these securities as regulatory capital, reshaping a corner of the market that income investors have leaned on for years. The Betashares Active Australian Hybrids Fund (ASX:HBRD) is an …

Royalty companies collect payments tied to areas such as music catalogues, pharmaceuticals,Miningoutput andFranchisesystems, giving them aBusinessmodel that differs from conventional operating companies. The Betashares Global Royalties ETF (ASX:ROYL), listed in September 2022, provides Australian investors with access to businesses built around recurring, asset-light income …

Retirement planning involves more than building a sizeable nest egg. As retirement draws closer, how those savings are invested becomes increasingly important. A portfolio designed for decades ofWealthaccumulation may need to evolve when the focus shifts towards protecting capital and generating reliable income.