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SMSF Investment Strategies: Diversification and Liquidity Basics

The first challenge is understanding the need to connect fund investments with members’ retirement objectives. Decisions made without a clear purpose can become difficult to evaluate later. A household or investor may have several competing objectives, including liquidity, long-term growth, certainty and flexibility. Those …

Aditi Sarkar | 03 November 2026

SMSF Property Investment: Rules, Risks and Cash Flow

The first challenge is understanding the restrictions and costs associated with property held through an SMSF. Decisions made without a clear purpose can become difficult to evaluate later. A household or investor may have several competing objectives, including liquidity, long-term growth, certainty and flexibility. …

Aditi Sarkar | 03 November 2026

SMSF Audits and Annual Returns: A Compliance Checklist

The first challenge is understanding why annual reporting and independent audits are central to fund governance. Decisions made without a clear purpose can become difficult to evaluate later. A household or investor may have several competing objectives, including liquidity, long-term growth, certainty and flexibility. …

Aditi Sarkar | 03 November 2026

Coalition's Tobacco Excise Cut Is Costed as a $7.9 Billion Saving Because the PBO Assumes Smokers Switch Back to Legal Cigarettes

The tobacco figure is one item in a broader set of Coalition costings worth $31.3 billion over four years. The other items are $9.4 billion from climate programs, $7.3 billion from industry subsidies, $4.7 billion from housing programs and $2 billion from removing welfare …

Aditi Sarkar | 29 October 2026

Fuel Prices Jump 9.4% in One Month: Chalmers Rules Out Open-Ended Excise Relief as Pressure Builds on the Budget

The ABS monthly Consumer Price Index showed annual inflation of 4.3% in the 12 months to September 2026, up from 4.0% in August. Annual trimmed mean inflation was 3.6%. Fuel was the standout: automotive fuel prices rose 9.4% in the month, attributed to higher …

Aditi Sarkar | 29 October 2026

Average Income Tax Rate Heads for a Record 28.6%: The Bracket-Creep Numbers Driving the Fight Over Indexation

The PBO projects the average personal income tax rate rising from 24.9% in 2026-27 to 28.6% by 2036-37, assuming no new tax policy. It says most of that rise comes from bracket creep. Bracket creep happens when wages rise with inflation or productivity but …

Aditi Sarkar | 29 October 2026

Pensioners Could Be Spared: Butler Reportedly Weighs Exempting 1.2 Million Older Australians From Health Rebate Cut

The private health insurance rebate is a government contribution towards premiums, usually taken as a lower premium or claimed back through the tax return. The rebate depends on the age of the oldest person covered by the policy and the income tier the household …

Aditi Sarkar | 29 October 2026

Lift the Medicare Levy Surcharge to 3%? Insurers Pitch a Higher Surcharge as an Alternative to Cutting Seniors' Rebate

According to reports, Private Healthcare Australia proposed lifting the surcharge to 1.5% for Tier 1 earners and to 3% for Tiers 2 and 3. The industry group estimates the change would raise a net $410 million and bring 383,000 more people into private cover. …

Aditi Sarkar | 29 October 2026

Cross the Line and Lose $1,092 at Once: The PBO's Warning on the Greens' Welfare Top-Up Plan

Senator Shoebridge, who has succeeded Larissa Waters as Greens leader, used his National Press Club speech on 28 October to pitch lifting the tax-free threshold from $18,200 to $26,000. According to the ABC, the tax change would be worth up to $1,092 a year, …

Aditi Sarkar | 29 October 2026

The GST Carve-Up Verdict Is Due by 31 December - but the Public May Not See It Until 2027

According to the Commission's inquiry page, the final report on GST distribution is due to the government by 31 December 2026. The inquiry has already passed several milestones: the interim report was released on 14 August, public hearings were held from 14 to 18 …

Aditi Sarkar | 29 October 2026
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