Key Highlights

  • Alkami will report third-quarter 2026 results on Wednesday 28 October 2026 after the market close, with a call at 5:00 pm Eastern Time.
  • Second-quarter Revenue was $129.8 million, up 15.9%, with annual Recurring Revenue of $511.7 million, up 21%.
  • Third-quarter revenue is guided to $132.7 million to $134.2 million and adjusted EBITDA to $23.5 million to $24.3 million.

An imminent report

Alkami Technology (NASDAQ:ALKT), the digital banking platform provider, is due to report third-quarter results on Wednesday 28 October 2026 after the market close, with a conference call at 5:00 pm Eastern Time. The company announced the date on 13 October. Because the figures have not yet been published, this article relies on the second-quarter release of 29 July 2026 and on the company's own guidance.

What the second quarter delivered

Revenue for the quarter ended 30 June 2026 was $129.8 million, up 15.9% from $112.1 million a year earlier. The company reported a GAAP net loss of $8.9 million, narrower than the $13.6 million loss in the second quarter of 2025. Adjusted EBITDA was $19.4 million, compared with $11.9 million, an adjusted Margin of 14.9%. For the six months, the net loss was $18.9 million.

Annual recurring revenue reached $511.7 million, up 21%, while revenue per registered user rose 7.0% to $21.69. Registered digital banking users stood at 23.6 million, up from 20.9 million a year earlier, an increase of about 2.7 million. Annual recurring revenue grew 21% against reported revenue growth of 15.9%, though the two measures are defined differently and should not be compared directly.

Guidance for the quarter now being reported

The figures below are company guidance and not results. For the third quarter, Alkami guided to GAAP total revenue of $132.7 million to $134.2 million and adjusted EBITDA of $23.5 million to $24.3 million. For the full year 2026 it guided to revenue of $528.0 million to $531.0 million and adjusted EBITDA of $96.0 million to $98.0 million.

The release does not set out the assumptions behind those ranges.

Customers and balance sheet

The company reported 37 new digital banking logos over the last 12 months, including 15 banks, and brought five additional clients live on the platform during the quarter. The release does not say how many of those 37 logos have yet gone live.

Cash and cash equivalents were $45.5 million at 30 June 2026, alongside $35.4 million of marketable securities, together about $80.9 million. The company repurchased $15.0 million of common stock in the first six months of 2026. The release did not disclose subscription revenue as a separate figure, so analysis of recurring revenue relies on the annual recurring revenue measure.

What to watch on the day

Several measurable items stand out. First, whether revenue falls within or beyond the $132.7 million to $134.2 million range. Second, whether adjusted EBITDA margin moves further from the 14.9% reported in the second quarter. Third, whether registered users and revenue per user keep rising, and how the company updates its full-year ranges.

Cash after the Buybacks and management's commentary on the guidance during the 5:00 pm Eastern Time call are also points to watch. A live webcast is available through the company's Investor relations website. Results have not yet been released.