Highlights

  • Resimac Group Limited (ASX:RMC) reported normalised operating profit of AUD 92.9mn in FY26, up 18% from AUD 78.6mn.
  • FY26 home Loan settlements totalled AUD 5.9bn, compared with AUD 4.9bn in FY25, a 20% increase.
  • Asset finance Assets under management were AUD 1.5bn, excluding the Westpac Auto portfolio, up 7% year on year.

Resimac Group Limited (ASX:RMC) is an ASX-listed financial services business. The company was the subject of a 2026 market announcement focused on financial results and operating developments. Its FY26 results presentation announcement provides the basis for the following review.

FY26 Profit Measures

Resimac Group Limited (ASX:RMC) reported normalised operating profit of AUD 92.9mn in FY26, up 18% from AUD 78.6mn. Normalised NPAT increased 26% to AUD 49.9mn from AUD 39.7mn, while statutory NPAT increased 42% to AUD 49.2mn from AUD 34.6mn. These are distinct accounting measures, with the company providing reconciliations to its statutory results.

Home Loan Settlements and AUM

FY26 home loan settlements totalled AUD 5.9bn, compared with AUD 4.9bn in FY25, a 20% increase. Home loan assets under management reached AUD 14.7bn against AUD 13.4bn, up 10%. The presentation also reported AUD 9.4bn in home loan applications. Applications, settlements and AUM measure different stages of the lending cycle.

Asset Finance and Funding

Asset finance assets under management were AUD 1.5bn, excluding the Westpac Auto portfolio, up 7% year on year. FY26 issuance reached AUD 5.5bn compared with AUD 4.3bn in FY25, a 28% increase. Asset finance settlements were approximately AUD 0.8bn against AUD 0.9bn a year earlier, indicating a different Volume pattern from home loans.

Dividends, Efficiency and Returns

The normalised cost-to-income ratio declined to 53.0% from 53.6%. Normalised Return on Equity increased to 13.6% from 10.1%. The results indicated a fully franked ordinary FY26 Dividend of 10 cents per share, compared with 7 cents in FY25, and a fully franked Special Dividend of 9 cents, compared with 12 cents in FY25.

Business Overview

Resimac Group Limited (ASX:RMC) is a non-bank lender providing residential home loans and asset finance products. It finances its lending activity through a diversified funding programme, including securitisation. The FY26 presentation discussed Mortgage portfolio composition, weighted-average loan-to-value ratios, lending volumes and Credit performance.

Risks and Catalysts on Watch

Credit performance, wholesale funding costs, loan settlements, asset mix and mortgage competition remain measurable operating variables. The company disclosed a home loan weighted-average dynamic loan-to-value ratio of 62.2% at June 2026. Subsequent results can establish how credit metrics and Margin conditions evolve from the FY26 reporting date.

Key Takeaways

The FY26 results presentation document describes fy26 profit measures and home loan settlements and aum for Resimac Group Limited (ASX:RMC). The comparisons, transaction details and reporting measures above retain the scope and period stated in that release. Further company announcements would be required to establish later financial or operational outcomes.