Moody's Investors Service, ("Moody's") today affirmed the Ba3 corporate family rating (CFR) of International Personal Finance plc (IPF), and the backed local and foreign currency senior unsecured (P)Ba3 ratings of IPF's Euro Medium Term Note Programme. Today's rating action follows Moody's assessment of the resilience of IPF's business model and financial fundamentals to the deteriorating operating environment in the company's key geographic markets from the coronavirus pandemic.