For the quarter ended March 2025, Simmons First National (SFNC) reported revenue of $209.58 million, up 7.4% over the same period last year. EPS came in at $0.26, compared to $0.32 in the year-ago quarter.

The reported revenue compares to the Zacks Consensus Estimate of $205.86 million, representing a surprise of +1.81%. The company delivered an EPS surprise of -27.78%, with the consensus EPS estimate being $0.36.

While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health.

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance.

Here is how Simmons First National performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts:

Total non-performing assets: $162.30 million compared to the $125.29 million average estimate based on two analysts. Efficiency Ratio: 66.9% compared to the 66.4% average estimate based on two analysts. Net Interest Margin: 3% compared to the 2.9% average estimate based on two analysts. Total nonperforming loans: $152.30 million versus $114.60 million estimated by two analysts on average. Total interest earning assets (FTE) - Average Balance: $23.32 billion compared to the $23.39 billion average estimate based on two analysts. Net charge-offs to average loans: 0.2% compared to the 0.3% average estimate based on two analysts. Net Interest Income - FTE: $169.84 million versus the two-analyst average estimate of $168.60 million. Total Non-Interest Income: $46.16 million compared to the $43.55 million average estimate based on two analysts. Net Interest Income: $163.42 million versus the two-analyst average estimate of $162.31 million.

View all Key Company Metrics for Simmons First National here>>>

Shares of Simmons First National have returned -11.7% over the past month versus the Zacks S&P 500 composite's -4.2% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term.

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This article originally published on Zacks Investment Research (zacks.com).

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