Highlights

  • QuickFee Limited (ASX:QFE) reported FY26 group revenue of AUD 18.4 million.
  • Australian revenue reached AUD 13.6 million, an increase of 10% from FY25.
  • QuickFee completed the sale of its US Pay Now operation during FY26.
  • The company declared a final dividend of AUD 0.005 per share for FY26.

QuickFee Limited (ASX:QFE) provides fee-funding and payment technology to accounting and legal practices, enabling firms to collect invoices while clients use financing or electronic payment options. On 22 October 2026, QuickFee Limited (ASX:QFE) closed at AUD 0.093, an increase of 1.09% for the session. Its latest FY26 results reflect the sale of the US Pay Now business and a greater concentration on financing services across Australia and the United States.

Company Business

The group's Australian activities include Pay Over Time finance, payment processing and funding solutions for professional services firms. Its products address the timing difference between work completed by accounting or legal practices and payment received from their clients. In the US, QuickFee retains a financing business following the disposal of its former Pay Now operation. The remaining activities are focused on loans and payment plans rather than operating the divested payments platform.

Recent Development

During FY26, QuickFee completed the sale of its US Pay Now business for approximately AUD 40 million. This transaction materially changed the composition of its FY26 reported revenue and contributed a non-recurring gain to its statutory result. The company has subsequently concentrated on fee funding and streamlined operating costs. The FY26 results announcement and presentation were released in August 2026.

QuickFee Limited (ASX:QFE) also maintained shareholder distributions during FY26. The company declared a final dividend of AUD 0.005 per share, with payment scheduled for September 2026. The dividend decision forms part of the company's capital allocation following the US divestment. A reseller arrangement with Aiwyn is intended to provide a distribution channel for US financing products, although conversion into financing volume remains an execution matter.

Financial Performance and Sector Context

For FY26, QuickFee reported group revenue of approximately AUD 18.4 million, compared with approximately AUD 25.2 million in FY25, a decline of about 27%. The comparison is affected by the disposal of the US Pay Now business, making the reported total different from a like-for-like measure of continuing operations. Australian revenue increased 10% to AUD 13.6 million from AUD 12.4 million, while Australian finance revenue reached AUD 12.1 million from AUD 10.9 million.

The company's FY26 presentation reported operating expenses of AUD 7.6 million, down from AUD 13.9 million in FY25, reflecting the smaller operating structure after the sale. Its reported statutory profit included proceeds-related accounting effects from the divestment, so that result should not be treated as a recurring earnings measure. QuickFee Limited (ASX:QFE) reported positive operating cash flow of approximately AUD 0.7 million for FY26, compared with approximately AUD 1.1 million a year earlier.

Risks to Consider

QuickFee Limited (ASX:QFE) remains exposed to customer defaults, concentration among professional-firm partners and fluctuations in demand for financed invoices. Changes in borrowing rates can affect funding costs, while weaker repayment patterns could increase impairment charges. Its US business also depends partly on the performance of distribution arrangements. The difference between statutory gains on disposal and recurring operating earnings warrants attention when comparing reporting periods.

What to Watch Next

Investors may monitor the company's FY27 trading updates, growth in Australian finance volumes, US financing originations, operating expenses and cash generation. The extent to which the Aiwyn distribution relationship translates into new business will be relevant to the US segment. QuickFee Limited (ASX:QFE) has also disclosed FY27 earnings guidance, making subsequent statements about delivery against that framework a potential reporting focus.

Key Insights

QuickFee has changed its operating mix after selling the US Pay Now activity and is reporting a more focused financing business. FY26 Australian revenue grew while consolidated reported revenue declined because of the divestment. Future disclosures will help distinguish recurring finance earnings from transaction-related gains and show how funding costs, credit outcomes and new business volumes affect operations.