Highlights

  • Gross loans and advances reached approximately AUD 13.4 billion as at 31 December 2025.
  • Judo remains on track to meet FY26 loan book guidance of AUD 14.2 billion to AUD 14.7 billion.
  • FY26 Profit Before Tax guidance of AUD 180 million to AUD 190 million has been reaffirmed.

Judo Capital Holdings Limited (ASX:JDO) has released an update on its loan book position as at 31 December 2025, reporting continued expansion in lending activity during the first half of FY26. The update outlines current gross loans and advances, reaffirmed guidance for the financial year, and key milestones ahead of the company’s upcoming half-year results.

Loan Book Expands Through First Half of FY26

Judo reported an unaudited closing balance for gross loans and advances (GLAs) of approximately AUD 13.4 billion at the end of December 2025. The increase follows continued lending activity across the first half of the financial year, supported by demand from small and medium-sized enterprise (SME) customers.

Management noted that while monthly loan growth can fluctuate, the bank continues to manage the pace of lending while maintaining targeted economic outcomes across its portfolio. Lending activity during the period was described as consistent with internal expectations.

FY26 Guidance Reaffirmed

Judo confirmed it remains on track to achieve its previously issued FY26 GLA guidance range of AUD 14.2 billion to AUD 14.7 billion. The company also reiterated its FY26 Profit Before Tax target of between AUD 180 million and AUD 190 million, compared with AUD 125.6 million recorded in FY25.

The update highlighted that operating leverage is expected to become more evident during FY26 as loan book growth is supported by the existing platform and cost base.

Relationship-Led SME Focus

Judo continues to position its relationship-based banking model at the centre of its SME strategy. The company indicated that customer engagement across its business banking segments remains active, contributing to loan book expansion during the period.

The bank’s approach combines sector specialisation with direct banker-to-customer engagement, targeting Australian SMEs seeking tailored financing solutions. This strategy remains a core component of Judo’s lending activity as it progresses through FY26.

Upcoming Results and Reporting Timeline

Judo has confirmed that its half-year FY26 financial results will be released on 17 February 2026. The results are expected to provide further detail on lending performance, margins, asset quality, and financial outcomes for the six months ended 31 December 2025.

JDO share price jumped 3.77% to AUD 1.79 per share at the time of writing on 2 January 2026.