Key Highlights

  • N1 Holdings reported record settlement volumes in the June 2026 quarter.
  • Customer receipts reached approximately AUD 7.57 million for the quarter.
  • Unaudited FY26 Revenue was approximately AUD 21.67 million.
  • The company had previously expanded funding capacity to AUD 400 million.

N1 Holdings Limited (ASX:N1H) reported a record quarter for settlement volumes in the three months to 30 June 2026, reflecting continued activity across its lending and private-credit platform. Customer receipts for the quarter reached approximately AUD 7.57 million.

FY26 Revenue Shows a Larger Operating Base

The company reported unaudited FY26 revenue of approximately AUD 21.67 million, while net profit before tax was around AUD 1.21 million. The June quarter also generated a net operating cash inflow, leaving N1 with a larger cash balance at financial year end.

Funding Capacity Supports Loan Origination

Earlier in 2026, N1 expanded its funding capacity to AUD 400 million. That capacity provides room to support Mortgage and private-credit origination as Demand develops. The company’s strategy is tied to matching funding sources with lending opportunities while maintaining Credit controls and settlement execution.

What Could Shape N1’s Next Phase?

N1 shares were recently trading at AUD 0.13, giving the company a Market Capitalisation of about AUD 11.45 million. The key areas to watch are settlement volumes, customer receipts, utilisation of funding capacity and the quality of the lending book. Sustained origination without compromising credit performance would be central to further scaling the platform.