SMSF

• Early access is available in limited circumstances including terminal medical conditions and severe financial hardship

• No application needed—the government calculates and pays co-contributions when you lodge your tax return

• Sacrificed contributions are classified as employer contributions, not personal contributions

• Keep your contact details updated with both yoursuper fundand the tax authority to prevent unclaimed super

• You can claim yourSuperannuationas a Departing Australia Superannuation Payment (DASP) after leaving Australia

• Non-concessional contributions come from after-tax income and are not subject to additional tax unless caps are exceeded

Superannuation remains an important component of Australia's retirement savings system, including for people who work in the country temporarily. According to information updated by the Australian Taxation Office on 29 April 2026, employers may be required to make superannuation contributions for temporary residents working …