Retirement Planning

Superannuation often receives most of the attention in retirement planning, but it is only one possible source of income and support.

• Multiple income sources can reduce dependence on one employer or business.

Retirement changes the rhythm of household finances. Regular wages may stop, but spending on transport, travel, entertainment and everyday essentials continues—and can move unexpectedly as prices and lifestyle choices shift. Australia’s June 2026 spending figures show discretionary purchases gaining pace, vehicle and air travel …

Superannuation is an important part of Australia's retirement system, helping millions of people build savings throughout their working lives. While employers generally make compulsory contributions on behalf of eligible employees, many Australians rarely review their super after joining a fund. As a result, they …

For many Australians, retirement planning starts with a simple question: how much income will I need each month once regular employment ends? A target of $6,000 per month may sound straightforward, but turning that figure into a sustainable retirement strategy involves several moving parts.

Retirement planning is not simply about accumulating wealth. It is also about preserving purchasing power, managing risks and ensuring financial security throughout retirement. While shares, bonds and cash remain the foundation of many retirement portfolios, gold has increasingly attracted attention as a strategic asset …

Most discussion of the proposed Division 296 measure focuses on the headline figure: an extra tax on superannuation balances above $3 million. Less attention is paid to a practical question that matters enormously to members, namely how the measure plays out depending on the …