Education

According to the SMSF Association, 12,264 new SMSFs were established in the June 2026 quarter alone, lifting the 2025–26 total above 50,000.

A bank balance can tell you how much cash is available today, but it cannot show the whole financial picture. Someone with a largeSavings Accountmay also carry substantial debt, while another household with less cash may own investments, retirement assets or property with relatively …

Splitting a purchase into several smaller payments can make the checkout price feel easier to manage. That flexibility is the central appeal of Buy Now, Pay Later, but it can also hide how much future income has already been allocated. A AUD 200 purchase …

A car may be essential for work, education, healthcare or family life, but its financial impact is easy to underestimate. Loan repayments and petrol are visible, while depreciation, servicing, tyres, registration, insurance, parking and repairs often sit in different parts of the household budget. …

Paying for speed and simplicity has become part of everyday life. A delivered meal, a rideshare, an express shipping fee or another subscription may barely register when viewed as a single transaction. The budget pressure emerges when these payments repeat week after week. What …

Stable earnings can make household finances feel predictable, but that stability can change quickly. Redundancy, fewer working hours, aBusinessslowdown or a longer-than-expected gap between jobs can reduce income while mortgages, rent, utilities, insurance and debt repayments continue. Financial resilience is therefore less about assuming …

Because it carries regulatory information, the return also feeds the fund's status onsuper fundLookup, the public register that other funds and employers check before sending money to a fund.