Education

The legal duties demanded of an SMSF trustee are codified statutory covenants set out in section 52 of the Superannuation Industry (Supervision) Act 1993. When establishing an SMSF, every trustee or director must sign an official ATO Trustee Declaration within 21 days of appointment, …

In Australia's multi-pillar retirement system, most individuals accumulate wealth inside APRA-regulated industry, retail, or public-sector funds. In those funds, a licensed corporate trustee assumes all legal duties, formulates investment strategy, manages liquidity, and oversees tax compliance. Members delegate responsibility in exchange for professional oversight, …

To understand SMSF suitability, one must recognize that an SMSF is not a retail consumer product. It is a formal trust governed by the Superannuation Industry (Supervision) Act 1993. When an Australian opens an account with an industry super fund, consumer protection frameworks place …

In an APRA-regulated industry or retail superannuation fund, fee structures are primarily variable and asset-weighted. Members pay a percentage-based administration and investment management fee, typically accompanied by a modest weekly flat account fee. If market volatility causes an account balance to fall, the absolute …

When Australians explore the possibility of establishing a Self-Managed Superannuation Fund, attention is naturally drawn to the glamorous dimensions of investment autonomy: purchasing direct real estate, selecting individual shares, or building a bespoke family trust. However, superannuation specialists, regulators, and financial economists universally agree …

JPMorgan Equity Premium Income Complex ETF (ASX:JEPI) seeks to meet its investment objective by investing substantially all of its assets in the JPMorgan ETFs (Ireland) ICAV US Equity Premium Income Active UCITS ETF, an exchange traded fund listed on the London Stock Exchange and …

Munro Concentrated Global Growth Active ETF (ASX:MCGG) invests in a concentrated portfolio of 20 to 40 investments from around the world, excluding Australia. The manager focuses on identifying and investing in global companies with the potential to grow at a faster rate and on …