S&T Bancorp Inc

Financial Services US STBA

40.04USD
-0.46(1.14%)

Last update at 2026-03-11T20:00:00Z

Day Range

39.5340.34
LowHigh

52 Week Range

23.7235.52
LowHigh

Fundamentals

  • Previous Close 40.50
  • Market Cap1234.64M
  • Volume282484
  • P/E Ratio9.31
  • Dividend Yield4.01%
  • Revenue TTM381.46M
  • Revenue Per Share TTM9.97
  • Gross Profit TTM 365.68M
  • Diluted EPS TTM3.47

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 168.93M 135.67M 21.04M 117.36M 123.18M
Minority interest - - - - -
Net income 135.52M 110.34M 21.04M 98.23M 105.33M
Selling general administrative 106.08M 104.44M 95.20M 84.74M 89.98M
Selling and marketing expenses 5.60M 4.55M 6.00M 4.63M 4.19M
Gross profit 374.04M 340.72M 339.11M 299.35M 281.75M
Reconciled depreciation 9.03M 11.48M 7.64M 5.76M 4.60M
Ebit 199.96M 135.67M 21.04M 117.36M 178.57M
Ebitda 208.99M 147.15M 28.68M 123.12M 183.17M
Depreciation and amortization 9.03M 11.48M 7.64M 5.76M 4.60M
Non operating income net other - - - - -
Operating income 199.96M 135.67M 21.04M 117.36M 178.57M
Other operating expenses 5.60M -205.05400M -318.06800M -181.98900M 103.18M
Interest expense 24.97M 13.15M 41.08M 73.69M 55.39M
Tax provision 33.41M 25.32M -0.00100M 19.13M 17.84M
Interest income 340.19M 288.76M 319.38M 318.66M 287.60M
Net interest income 315.22M 275.61M 278.30M 244.97M 232.21M
Extraordinary items - - - - -3.00000M
Non recurring - - - - -
Other items - - - - -
Income tax expense 33.41M 25.32M -0.00100M 19.13M 17.84M
Total revenue 374.04M 340.72M 339.11M 299.35M 281.75M
Total operating expenses 5.60M -205.05400M -318.06800M -181.98900M -103.17900M
Cost of revenue - - - - 0.00000M
Total other income expense net -31.03000M -13.15000M -41.07600M -73.69300M -55.38800M
Discontinued operations - - - - -
Net income from continuing ops 135.52M 110.34M 21.04M 136.49M 141.02M
Net income applicable to common shares 135.14M 110.34M 21.04M 98.23M 105.33M
Preferred stock and other adjustments - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 9573.08M 9110.57M 9488.53M 8967.90M 8764.65M
Intangible assets 4.06M 5.38M 6.89M 8.68M 10.92M
Earning assets - - - - 688.02M
Other current assets 239.04M 38.32M -858.09600M 6756.43M 7343.06M
Total liab 8289.63M 7925.91M 76.82M 7813.19M 7572.65M
Total stockholder equity 1283.44M 1184.66M 1206.45M 1154.71M 1192.00M
Deferred long term liab - - - - -
Other current liab 6109.51M - - -75.00000M -281.31900M
Common stock 103.62M 103.62M 103.62M 103.62M 103.62M
Capital stock 103.62M 103.62M 103.62M 103.62M 103.62M
Retained earnings 959.60M 863.95M 773.66M 710.06M 761.08M
Other liab - 112.23M 124.24M 164.72M 41.60M
Good will 373.42M 373.42M 373.42M 373.42M 371.62M
Other assets - 8472.47M 6319.81M 6765.11M 7382.50M
Cash 233.61M 210.01M 922.22M 229.67M 169.30M
Cash and equivalents - - - - -
Total current liabilities 6567.75M 370.00M 8081.02M 75.00M 281.32M
Current deferred revenue - - - - -
Net debt 318.73M 229.19M -845.39200M -66.90200M 227.16M
Short term debt 458.25M 370.00M - 75.00M 281.32M
Short long term debt 415.00M 370.00M 0.00000M 75.00M 281.32M
Short long term debt total 552.34M 439.19M 76.82M 162.76M 396.46M
Other stockholder equity 311.12M 329.21M 336.26M 332.06M 338.96M
Property plant equipment - 92.37M 96.70M 101.86M 56.94M
Total current assets 239.04M 210.01M 1831.87M 1000.06M 169.30M
Long term investments 970.39M 1002.78M 910.79M 18.53M 7080.18M
Net tangible assets - 805.86M 833.03M 772.61M 809.46M
Short term investments 970.39M 1001.78M 909.65M 770.39M -
Net receivables - - 4.14M 14216.50M 7074.93M
Long term debt 88.64M 69.19M 76.82M 87.76M 115.14M
Inventory - 3.06M 13.31M 2.15M 3.52M
Accounts payable - 7219.97M 7996.52M 7420.54M 7036.58M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -90.90100M -112.12500M -7.09000M 8.97M -11.67000M
Additional paid in capital - - - - -
Common stock total equity - - - 103.62M 103.62M
Preferred stock total equity - - - - -
Retained earnings total equity - - - 710.06M 761.08M
Treasury stock - - - -68.61200M -60.98200M
Accumulated amortization - - - - -
Non currrent assets other 8549.57M -997.40000M -1336.84900M -1202.73100M -1212.84400M
Deferred long term asset charges - - - - -
Non current assets total 9334.04M 428.09M 1336.85M 1202.73M 1212.84M
Capital lease obligations - - - - -
Long term debt total - - - 87.76M 115.14M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -398.58700M -166.79500M -156.25500M -269.23300M -202.46700M
Change to liabilities 0.00000M 0.00000M 47.21M 22.27M 6.51M
Total cashflows from investing activities -398.58700M 11.98M -161.10100M -210.55600M -201.96400M
Net borrowings 277.82M -66.67300M -188.23100M -224.43100M -78.76500M
Total cash from financing activities -554.05300M 464.46M 139.49M 114.47M 112.28M
Change to operating activities 95.72M 73.08M -95.34700M 19.41M 20.11M
Net income 135.52M 110.34M 21.04M 98.23M 105.33M
Change in cash -712.20600M 692.55M 31.84M 42.33M 38.34M
Begin period cash flow 922.22M 229.67M 197.82M 155.49M 117.15M
End period cash flow 210.01M 922.22M 229.67M 197.82M 155.49M
Total cash from operating activities 240.43M 216.11M 53.45M 138.42M 128.02M
Issuance of capital stock - - - - -
Depreciation 9.03M 11.48M 7.64M 5.76M 4.60M
Other cashflows from investing activities -13.30100M 3.86M 0.57M 63.83M 4.67M
Dividends paid -46.95200M -44.32500M -43.94900M -37.36000M 34.54M
Change to inventory - - - - -
Change to account receivables -10.03300M 3.56M -2.56000M -3.76800M -1.63500M
Sale purchase of stock -8.44500M -0.63000M -13.15300M -19.13700M -12.91300M
Other cashflows from financing activities -525.72400M 494.39M 213.84M -0.17600M 161.72M
Change to netincome 10.20M 17.65M -16.90500M 14.98M 0.08M
Capital expenditures 3.86M 3.61M 5.42M 5.15M 4.17M
Change receivables - - -2.56000M -3.76800M -1.63500M
Cash flows other operating - - -7.18800M -2.29900M 9.95M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - 31.84M 42.33M 38.34M
Change in working capital 82.95M 51.41M -93.81600M 16.18M 14.82M
Stock based compensation 3.19M 2.43M 0.72M 2.44M 1.89M
Other non cash items 12.68M 38.06M 122.26M 16.19M -2.13900M
Free cash flow 236.57M 212.50M 48.03M 133.27M 123.84M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
STBA
S&T Bancorp Inc
-0.46 1.14% 40.04 9.31 9.29 2.88 0.87
HDB
HDFC Bank Limited ADR
-0.98 3.32% 28.50 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.03 0.10% 31.55 6.61 5.68 0.48 0.77 3.43
IBN
ICICI Bank Limited
-0.77 2.75% 27.28 17.79 16.95 0.07 3.08
BNPQY
BNP Paribas SA ADR
1.15 2.26% 52.08 8.57 6.56 1.75 0.57

Reports Covered

Stock Research & News

Profile

S&T Bancorp, Inc. operates as the bank holding company for S&T Bank that engages in the provision of retail and commercial banking products and services. The company operates through six segments: Commercial Real Estate, Commercial and Industrial, Commercial Construction, Business Banking, Consumer Real Estate, and Other Consumer. The company accepts time and demand deposits; and offers commercial and consumer loans, cash management services, and brokerage and trust services, as well as acts as guardian and custodian of employee benefits. It also manages private investment accounts for individuals and institutions. In addition, the company distributes life insurance and long-term disability income insurance products, as well as offers title insurance agency services to commercial customers; and acts as a reinsurer of credit life, accident, and health insurance policies. S&T Bancorp, Inc. was founded in 1902 and is headquartered in Indiana, Pennsylvania.

S&T Bancorp Inc

800 Philadelphia Street, Indiana, PA, United States, 15701

Key Executives

Name Title Year Born
Mr. Christopher J. McComish CEO & Director 1966
Mr. David G. Antolik Pres & Director 1967
Mr. Mark Kochvar Sr. EVP & CFO 1961
Mr. Todd D. Brice Consultant 1962
Ms. LaDawn D. Yesho Exec. VP & Chief Risk Officer 1975
Mr. James L. Mill Chief Information Officer & Exec. VP NA
Ms. Rachel Smydo Gen. Counsel NA
Krista Martini VP of Marketing NA
Ms. Susan A. Nicholson Exec. VP & Chief Human Resource Officer 1973
Mr. Richard A. Fiscus Exec. VP Retail Banking Division Mang. 1956

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