Affirm Holdings Inc

Technology US AFRM

31.665USD
-0.635(1.97%)

Last update at 2024-05-16T16:55:00Z

Day Range

30.8832.24
LowHigh

52 Week Range

8.8052.48
LowHigh

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Type yearly yearly yearly yearly yearly
Date 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Income before tax -989.24500M -724.83100M -433.26600M -112.22200M -120.41900M
Minority interest - - - - -
Net income -985.34500M -707.41700M -430.92300M -112.59800M -120.45500M
Selling general administrative 586.40M 577.49M 370.25M 121.23M 88.90M
Selling and marketing expenses 638.28M 532.34M 184.28M 25.04M 16.86M
Gross profit 714.82M 772.84M 540.62M 337.32M 155.63M
Reconciled depreciation 134.63M 52.72M 19.98M 9.44M 5.27M
Ebit -770.36200M -796.35400M -326.49300M -75.47400M -101.54600M
Ebitda -635.72800M -743.63200M -360.58700M -66.03000M -96.28000M
Depreciation and amortization 134.63M 52.72M -34.09400M 9.44M 5.27M
Non operating income net other 211.62M 141.22M - - -
Operating income -1200.86200M -796.35400M -326.49300M -75.47400M -101.54600M
Other operating expenses 2569.96M 2145.65M 1196.96M 585.00M 365.91M
Interest expense 183.01M 69.69M 52.70M 5.74M 3.70M
Tax provision -3.90000M -17.41400M -2.34300M 0.38M 0.04M
Interest income - - - 163.37M 103.73M
Net interest income -183.01300M -69.69400M -52.70000M 154.41M 93.51M
Extraordinary items - - - - -
Non recurring 35.87M - - - -
Other items - - - - -
Income tax expense -3.90000M -17.41400M -2.34300M 0.38M 0.04M
Total revenue 1587.98M 1349.29M 870.46M 509.53M 264.37M
Total operating expenses 1696.80M 1569.19M 867.11M 412.79M 257.17M
Cost of revenue 873.16M 576.46M 329.85M 172.21M 108.74M
Total other income expense net 175.75M 71.52M -106.77300M -36.74800M -18.87300M
Discontinued operations - - - - -
Net income from continuing ops -985.34500M -707.41700M -430.92300M -112.59800M -120.45500M
Net income applicable to common shares -985.34500M -707.41700M -430.92300M -125.80300M -134.56800M
Preferred stock and other adjustments - - - - -
Breakdown 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Type yearly yearly yearly yearly yearly
Date 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Total assets 8155.61M 6973.79M 4866.97M 1402.25M 1148.51M
Intangible assets 34.43M 78.94M 67.93M - -
Earning assets - - - - -
Other current assets 367.99M 368.31M 371.45M 71.93M 40.74M
Total liab 5621.43M 4355.54M 2285.81M 1769.35M 1411.92M
Total stockholder equity 2534.18M 2618.26M 2581.15M -367.09600M -263.41400M
Deferred long term liab - - - - -
Other current liab 117.47M 244.26M 320.70M 17.95M 8.91M
Common stock 0.00300M 0.00300M 0.00300M - -
Capital stock 0.00300M 0.00300M 0.00300M 0.00000M 0.00000M
Retained earnings -2591.24700M -1605.90200M -888.38100M -447.16700M -318.23800M
Other liab 77.62M 104.54M 195.32M 11.72M 8.13M
Good will 542.57M 539.53M 516.51M - -
Other assets 347.32M 0.03M 502.06M 13.77M 34.04M
Cash 892.03M 1255.17M 1466.56M 267.06M 320.45M
Cash and equivalents - - - - -
Total current liabilities 146.07M 277.33M 378.46M 36.31M 19.76M
Current deferred revenue - - - - -
Net debt 4558.98M 2823.04M 440.80M 650.09M 265.50M
Short term debt 1764.81M 672.58M 680.60M - -
Short long term debt - - - - -
Short long term debt total 5451.01M 4078.21M 1907.35M 917.15M 585.95M
Other stockholder equity 5140.85M 4231.30M -1404.20500M 80.37M 54.82M
Property plant equipment 290.13M 171.48M 62.50M 48.14M 33.65M
Total current assets 6867.81M 5639.07M 3717.97M 1340.34M 1080.82M
Long term investments 1174.73M 1598.04M 11.28M 939.17M 669.15M
Net tangible assets 1957.18M 1999.78M 1996.71M -367.09600M -263.41400M
Short term investments 1174.65M 1595.37M - - -
Net receivables 4397.59M 2492.89M 2025.34M 1005.80M 718.46M
Long term debt 3579.78M 4078.21M 1907.35M 892.15M 569.23M
Inventory - -72.66900M - - -
Accounts payable 28.60M 33.07M 57.76M 18.36M 10.85M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -15.42300M -7.14900M 6.77M -0.30200M -8.82300M
Additional paid in capital - - - - -
Common stock total equity 0.00300M 0.00300M 0.00300M - -
Preferred stock total equity - - - - -
Retained earnings total equity -2591.24700M -1605.90200M - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 296.77M 501.59M 502.06M -925.40200M -635.11400M
Deferred long term asset charges - - - - -
Non current assets total 1287.80M 1334.72M 1149.00M 61.91M 67.69M
Capital lease obligations 52.56M 65.71M 74.95M - -
Long term debt total 3579.78M 3334.25M - - -
Breakdown 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Type yearly yearly yearly yearly yearly
Date 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Investments -1519.95000M -2030.97200M -1022.03300M -253.07300M -353.72800M
Change to liabilities -35.28800M 46.51M 32.22M 7.51M 4.43M
Total cashflows from investing activities -1653.07000M -2011.33800M -1022.03300M -253.07300M -353.72800M
Net borrowings 1408.13M 2148.47M 962.66M 325.65M 274.07M
Total cash from financing activities 1349.94M 1997.60M 2577.83M 294.73M 561.65M
Change to operating activities -62.24700M 77.48M -63.03700M 42.51M -0.33700M
Net income -985.34500M -707.41700M -430.92300M -112.59800M -120.45500M
Change in cash -290.86300M -141.82500M 1364.50M -29.64300M 120.27M
Begin period cash flow 1550.81M 1692.63M 328.13M 357.77M 237.50M
End period cash flow 1259.94M 1550.81M 1692.63M 328.13M 357.77M
Total cash from operating activities 12.18M -113.80000M -193.13000M -71.30200M -87.64900M
Issuance of capital stock 0.00000M 0.00000M 1739.72M 18.21M 303.08M
Depreciation 134.63M 52.72M 19.98M 9.44M 5.27M
Other cashflows from investing activities -12.34500M -67.15600M -30.72500M -30.72500M -30.72500M
Dividends paid - - 4819.72M 2223.29M -
Change to inventory - - - 22.57M 16.77M
Change to account receivables -67.69000M -62.70000M -22.93400M -19.04900M -24.79100M
Sale purchase of stock -0.10900M -0.08600M -0.81300M -41.44500M -17.12900M
Other cashflows from financing activities 7964.45M 6622.42M 9468.66M 4438.89M 1659.26M
Change to netincome 329.79M 406.04M 196.04M -1.43700M 46.53M
Capital expenditures 120.78M 111.70M 20.25M 21.02M 21.25M
Change receivables -67.69000M -62.70000M - - -
Cash flows other operating 615.55M 86.50M - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes -290.94400M -136.41300M - - -
Change in working capital -134.97500M -9.65900M -53.74800M 30.98M -20.69300M
Stock based compensation 451.71M 390.98M 288.03M 29.62M 33.70M
Other non cash items -82.97900M 159.57M -93.89300M -29.13400M 14.50M
Free cash flow -108.59400M -225.50500M -213.38200M -92.32100M -108.89900M

Fundamentals

  • Previous Close 32.30
  • Market Cap15460.85M
  • Volume4437142
  • P/E Ratio-
  • Dividend Yield-%
  • EBITDA-842.85600M
  • Revenue TTM1722.91M
  • Revenue Per Share TTM5.77
  • Gross Profit TTM 1007.36M
  • Diluted EPS TTM-3.05

Peer Comparison

Sector: Technology Industry: Software - Infrastructure

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
AFRM
Affirm Holdings Inc
-0.635 1.97% 31.66 - - 8.46 5.35 10.05 -33.1092
MSFT
Microsoft Corporation
-0.43 0.10% 422.65 36.23 33.11 12.62 12.48 12.35 24.07
ORCL
Oracle Corporation
0.33 0.27% 121.96 29.34 18.66 5.55 74.06 7.10 18.13
ADBE
Adobe Systems Incorporated
0.24 0.05% 485.59 50.49 33.22 13.98 16.43 13.79 34.38
PANW
Palo Alto Networks Inc
3.25 1.04% 315.56 166.60 58.48 13.17 44.82 12.93 84.16

Reports Covered

Stock Research & News

Profile

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months. The company has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel and ticketing, apparel, accessories, consumer electronics, and jewelry. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.

Affirm Holdings Inc

650 California Street, San Francisco, CA, United States, 94108

Key Executives

Name Title Year Born
Mr. Max Roth Levchin Founder, CEO & Director 1976
Mr. Libor Michalek Pres & Director 1974
Mr. Michael A. Linford Chief Financial Officer 1983
Ms. Katherine Adkins Esq. Chief Legal Officer & Sec. 1962
Ms. Silvija Martincevic Consultant 1980
Ms. Katrina Holt Sr. VP of Operations NA
Mr. Ronald Clark VP of Investor Relations NA
Mr. Sandeep Bhandari Chief Risk & Strategy Officer 1973
Mr. Geoff Kott Chief Revenue Officer NA
Mr. Eduardo Vilar Sr. VP of Merchant Solutions NA

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