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N1 Holdings Ltd

Financial Services AU N1H

0.105AUD
-(-%)

Last update at 2026-03-11T23:00:00Z

Day Range

0.100.10
LowHigh

52 Week Range

0.100.17
LowHigh

Fundamentals

  • Previous Close 0.10
  • Market Cap9.25M
  • Volume1
  • P/E Ratio10.50
  • Dividend Yield2.86%
  • EBITDA14.84M
  • Revenue TTM20.46M
  • Revenue Per Share TTM0.23
  • Gross Profit TTM 19.55M
  • Diluted EPS TTM0.01

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Income before tax 0.86M 0.69M 0.11M 1.10M 0.13M
Minority interest - - - - -
Net income 0.86M 1.09M 0.34M 1.10M 0.13M
Selling general administrative 0.81M 2.85M 2.75M 2.67M 2.51M
Selling and marketing expenses 0.33M 0.44M 0.19M 0.18M 0.06M
Gross profit 19.15M 17.43M 2.79M 2.86M 2.05M
Reconciled depreciation - 0.31M 0.40M 0.45M 0.63M
Ebit 13.99M 12.95M 8.33M 5.03M 0.90M
Ebitda 14.03M 13.26M 8.73M 5.48M 1.53M
Depreciation and amortization 0.05M 0.31M 0.40M 0.45M 0.63M
Non operating income net other - - - - -
Operating income 15.23M 13.26M 8.66M 5.36M 1.30M
Other operating expenses 4.84M 5.30M 5.79M 5.03M 4.11M
Interest expense 13.15M 12.08M 8.25M 4.92M 1.16M
Tax provision 0.00000M -0.39663M -0.23118M 0.00000M 0.00000M
Interest income 13.15M 0.10M 0.08M 0.00254M 0.00341M
Net interest income - -11.97045M -8.17803M -4.92223M -1.15651M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense - -0.39663M -0.23118M -0.73906M -0.39110M
Total revenue 20.07M 18.55M 4.05M 4.32M 2.97M
Total operating expenses 3.92M 4.18M 4.52M 3.57M 3.18M
Cost of revenue 0.92M 1.12M 1.27M 1.46M 0.93M
Total other income expense net -14.36998M -12.56797M -8.54774M -4.66565M -1.15605M
Discontinued operations - - - - -
Net income from continuing ops - 1.09M 0.34M 1.10M 0.13M
Net income applicable to common shares 0.86M 1.09M 0.34M 1.10M 0.14M
Preferred stock and other adjustments - - - - -
Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Total assets 130.41M 114.62M 90.22M 79.91M 15.54M
Intangible assets 0.11M - 0.12M 0.66M 0.73M
Earning assets - - - - -
Other current assets 109.22M -109.72545M 0.14M 61.26M 7.25M
Total liab 128.17M 112.93M 89.63M 79.28M 17.01M
Total stockholder equity 2.24M 1.69M 0.59M 0.62M -1.47763M
Deferred long term liab - - - - -
Other current liab 3.02M -26.09893M 24.93M 26.45M 7.05M
Common stock 6.95M 6.95M 6.95M 6.65M 5.65M
Capital stock - - 6.95M 6.65M 5.65M
Retained earnings -4.91832M -5.48357M -6.56892M -6.23584M -7.34574M
Other liab - - 0.72M 0.71M 0.34M
Good will - - - 0.54M 0.54M
Other assets - 114.62M 1.52M 1.53M 0.80M
Cash 11.32M 13.53M 7.02M 14.14M 3.21M
Cash and equivalents - - 7.02M 14.14M 3.21M
Total current liabilities 31.94M 26.10M 25.55M 26.87M 7.27M
Current deferred revenue - - -85.68935M -76.14861M -14.98653M
Net debt 112.32M 94.56M 78.00M 61.15M 12.37M
Short term debt 28.03M 26.10M 85.02M 75.30M 14.21M
Short long term debt - - 85.02M 75.30M 14.21M
Short long term debt total 123.64M 108.09M 85.02M 75.30M 15.58M
Other stockholder equity - - -0.38514M 0.21M 0.00753M
Property plant equipment - - 0.74M 1.04M 1.40M
Total current assets 127.31M - 87.49M 75.75M 11.89M
Long term investments - - 0.30M 0.33M 0.54M
Net tangible assets - - 0.47M -0.57342M -2.74846M
Short term investments - 0.09M 0.30M 0.33M 0.54M
Net receivables 6.77M 96.10M 2.84M 1.62M 1.32M
Long term debt - - 125.92M 51.07M 1.37M
Inventory - - - -1.27143M -0.26168M
Accounts payable 0.89M - 1.29M 1.28M 1.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 0.21M 0.22M 0.21M 0.21M 0.21M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 1.51M -1.07775M -1.20693M -2.63051M -2.84222M
Deferred long term asset charges - - - - -
Non current assets total 3.10M 1.36M 1.21M 2.63M 2.84M
Capital lease obligations - - - - -
Long term debt total - - 63.30M 51.70M 9.40M
Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Investments - 0.07M 0.53M 0.21M -0.00912M
Change to liabilities - - -0.21023M 0.42M 0.47M
Total cashflows from investing activities -0.31223M 0.07M 0.53M 0.21M -0.06626M
Net borrowings - -0.88581M -1.23506M -0.87607M -0.36215M
Total cash from financing activities -0.56077M -0.94030M -1.58720M -1.13688M -0.70282M
Change to operating activities - - -5.77542M 10.29M 0.78M
Net income 0.86M 1.09M 0.34M 0.70M 0.14M
Change in cash -2.21548M 6.51M -7.12359M 10.93M 0.43M
Begin period cash flow 13.53M 7.02M 14.14M 3.21M 2.78M
End period cash flow 11.32M 13.53M 7.02M 14.14M 3.21M
Total cash from operating activities -1.34248M 7.38M -6.06245M 11.85M 1.20M
Issuance of capital stock - - - - -
Depreciation 0.26M 0.31M 0.39M 0.43M 0.55M
Other cashflows from investing activities -0.25501M 0.05M 0.02M 0.23M -0.05300M
Dividends paid 0.29M - 0.20M 0.20M 0.20M
Change to inventory - - -0.23894M -2.03186M -0.50795M
Change to account receivables -4.60564M 5.56M -1.32342M 8.40M -0.38831M
Sale purchase of stock - - - - -
Other cashflows from financing activities -0.03632M -0.05449M -0.14961M -0.26081M -0.34067M
Change to netincome - - 0.50M 10.30M 0.37M
Capital expenditures 0.06M 0.01M 0.09M 0.02M 0.11M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -2.02480M 5.90M -1.32342M 10.43M 0.12M
Stock based compensation -0.00984M 0.00984M - - -
Other non cash items -0.42486M 1.17M -5.47240M 1.42M 1.08M
Free cash flow -1.39970M 7.37M -6.15479M 11.84M 1.09M

Peer Comparison

Sector: Financial Services Industry: Mortgage Finance

Company Change (AUD) Price (AUD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
N1H
N1 Holdings Ltd		 - -% 0.10 10.50 - 0.45 3.06 24.78
HGH
Heartland Group Holdings Ltd		 -0.015 1.46% 1.01 14.71 - 3.44 1.02 5.51
AFG
Australian Finance Group Ltd		 -0.015 0.81% 1.83 12.27 17.09 0.38 2.17 34.34
RMC
Resimac Group Ltd		 - -% 0.93 7.79 11.59 1.89 0.93 88.44 37.19

Reports Covered

Stock Research & News

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Profile

N1 Holdings Limited operates as a property-backed lender in Australia. It operates through four segments: Financial Services, Real Estate Services, Migration Services, and Other. The company offers direct lending and private credit for the purpose of bridging finance, purchase and urgent settlement, renovation of business premises, working capital, business expansion, equipment acquisition and/or upgrade, debt consolidation, equity release for business, and external administration/receivership for small and medium enterprises. It is also involved in the provision of mortgage, home, and commercial loans for property owners and investors, as well as fund management, migration, and real estate property sale and management services. In addition, the company offers financial advisory and trustee services, such as project advisory and establishment, information memorandum and offer documents production, custody, fund compliance and risk management, and fund administration and accounting, as well as unit subscription, registration, pricing, and redemption services. N1 Holdings Limited was founded in 2011 and is headquartered in Sydney, Australia.

N1 Holdings Ltd

77 King Street, Sydney, NSW, Australia, 2000

Key Executives

Name Title Year Born
Mr. Ren Hor Wong Exec. Chairman & CEO NA
Ms. Jia Penny He CFO & Exec. Director NA
Ms. Jacqueline Wang Chief Operation Officer NA
Mr. Yu Shen Head of Marketing & PR NA
Ms. Nan Zhang Head of Property Management NA
Ms. Jessie Wang Head of Sales & Training - Home Lending NA
Ms. Heather Zhang Head of Sales - OneLend NA
Mr. Anand Sundaraj BSc, LLB (Hon) Company Sec. NA
Mr. Ren Hor Wong Executive Chairman & CEO NA
Ms. Jia Penny He CFO & Executive Director NA

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