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Mystate Ltd

Financial Services AU MYS

3.52AUD
0.02(0.57%)

Last update at 2024-05-02T06:10:00Z

Day Range

3.503.55
LowHigh

52 Week Range

2.783.73
LowHigh

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Type yearly yearly yearly yearly yearly
Date 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Income before tax 55.19M 45.90M 52.06M 42.99M 42.62M
Minority interest - - - - -
Net income 38.50M 32.03M 36.34M 30.06M 30.06M
Selling general administrative 65.75M 60.50M 54.57M 52.85M 54.56M
Selling and marketing expenses 10.23M 10.30M 6.39M 5.25M 4.59M
Gross profit 158.97M 138.33M 137.15M 127.15M 118.72M
Reconciled depreciation 7.07M 8.92M 10.06M 8.93M 5.50M
Ebit 48.11M 36.99M 42.00M 34.05M 156.55M
Ebitda 55.19M 45.90M 52.06M 42.99M 162.04M
Depreciation and amortization 7.07M 8.92M 10.06M 8.93M 5.50M
Non operating income net other - - - - -
Operating income 48.11M 36.99M 42.00M 34.05M 156.55M
Other operating expenses 102.65M 95.35M 87.46M 80.95M 57.90M
Interest expense 220.38M 49.50M 52.38M 88.81M 112.72M
Tax provision 16.68M 13.88M 15.72M 12.93M 12.84M
Interest income 352.97M 159.75M 164.34M 188.33M 202.10M
Net interest income 132.59M 110.25M 111.95M 99.52M 89.38M
Extraordinary items - - - 0.00000M 1.21M
Non recurring - - - - -
Other items - - - - -
Income tax expense 16.68M 13.88M 15.72M 12.93M 12.84M
Total revenue 158.97M 138.33M 137.15M 127.15M 118.72M
Total operating expenses 102.65M 95.35M 87.46M 80.95M 57.90M
Cost of revenue - - - - -
Total other income expense net 55.19M 45.90M 52.06M 42.99M -113.92900M
Discontinued operations - - - - 1.21M
Net income from continuing ops 38.50M 32.03M 36.34M 30.06M 29.78M
Net income applicable to common shares 38.50M 32.03M 36.34M 30.06M 30.99M
Preferred stock and other adjustments - - - - -
Breakdown 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Type yearly yearly yearly yearly yearly
Date 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Total assets 9124.28M 8079.85M 6542.48M 6095.81M 5712.88M
Intangible assets 12.77M 13.69M 18.33M 19.32M 19.83M
Earning assets - - 710.97M 542.57M 450.33M
Other current assets - 6163.62M 4915.94M 4753.51M 4612.71M
Total liab 8666.72M 7649.93M 6127.26M 5761.48M 5385.38M
Total stockholder equity 457.56M 429.91M 415.21M 334.32M 327.50M
Deferred long term liab - - - - -
Other current liab -1717.85800M - -1128.29700M -1484.04600M -1302.57600M
Common stock 225.27M 211.17M 208.20M 152.78M 148.71M
Capital stock 225.27M 211.17M 208.20M 152.78M 148.71M
Retained earnings 223.50M 209.79M 207.28M 182.45M 175.88M
Other liab - 7.43M 4.16M 3.31M 3.56M
Good will 65.15M 65.15M 65.15M 65.15M 65.15M
Other assets 8910.61M 7871.33M 6367.05M 5875.34M 4612.71M
Cash 175.78M 160.14M 112.12M 151.12M 107.16M
Cash and equivalents - - - - -
Total current liabilities 1717.86M 1250.12M 1128.30M 1484.05M 1302.58M
Current deferred revenue - - - - -
Net debt 1591.90M 1139.74M 1050.83M 1367.74M 1230.11M
Short term debt 1717.86M 1250.12M 1128.30M 1484.05M 1302.58M
Short long term debt 1717.86M 1250.12M 1128.30M 1484.05M 1302.58M
Short long term debt total 1767.68M 1299.88M 1162.96M 1518.85M 1337.27M
Other stockholder equity -451.13900M -423.21200M -415.47800M -335.22400M 0.16M
Property plant equipment 7.98M 10.45M 11.68M 19.49M 5.78M
Total current assets 127.78M 119.22M 80.27M 116.50M 558.29M
Long term investments 928.15M 833.40M 707.73M 543.61M 451.12M
Net tangible assets - 351.07M 331.74M 249.85M 242.52M
Short term investments 928.15M 833.40M 707.73M 543.61M 451.12M
Net receivables - 42.31M 35.85M 34.62M 27.17M
Long term debt 49.82M 49.76M 34.66M 1504.19M 1337.27M
Inventory - - 3.80M - -
Accounts payable - 6315.52M 4937.44M 4207.09M 4001.33M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 8.79M 8.96M -0.26400M -0.90200M 2.91M
Additional paid in capital - - - - -
Common stock total equity - - - 152.78M 148.71M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -85.89900M -89.29800M -95.15600M -103.96200M -541.88300M
Deferred long term asset charges - - - - -
Non current assets total 85.90M 89.30M 95.16M 103.96M 541.88M
Capital lease obligations - - - - -
Long term debt total 1922.38M 1299.88M 1162.96M 1518.85M 1337.27M
Breakdown 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Type yearly yearly yearly yearly yearly
Date 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Investments -5.18300M -0.27800M -4.78100M -5.05100M -549.74100M
Change to liabilities - 3.62M -0.61400M -1.15300M -0.18500M
Total cashflows from investing activities -5.18300M -0.27800M -4.78100M -5.05100M -2.10700M
Net borrowings - 113.14M 47.07M 0.11M 0.12M
Total cash from financing activities 87.32M 88.61M 90.84M -22.23900M 512.35M
Change to operating activities - -1370.52200M -322.75900M -292.53000M -453.05900M
Net income 38.50M 32.03M 36.34M 30.06M 30.99M
Change in cash 8.56M 38.95M -36.23600M 36.51M 12.12M
Begin period cash flow 119.22M 80.27M 116.50M 79.99M 67.88M
End period cash flow 127.78M 119.22M 80.27M 116.50M 79.99M
Total cash from operating activities -943.63500M -1452.96900M -447.48000M -342.40900M -463.01000M
Issuance of capital stock 0.05M 0.06M 0.08M 0.09M 0.08M
Depreciation 5.53M 3.29M 4.26M 4.06M 5.50M
Other cashflows from investing activities 0.00000M 4.76M 0.00000M 0.01M 3.40M
Dividends paid 10.61M 24.59M 11.66M 22.44M 22.84M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -868.12000M -1417.07500M 49.98M -406.40500M 0.24M
Other cashflows from financing activities 967.99M 1543.64M 55.34M 406.62M 534.99M
Change to netincome - -4.37900M -0.37600M 2.10M -0.66700M
Capital expenditures 5.18M 5.04M 4.78M 5.06M 5.54M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -259.69300M -175.13200M -224.33200M -29.83000M -55.80000M
Stock based compensation 0.29M 0.23M 0.50M 0.23M -
Other non cash items -987.94900M -1488.51300M -488.58600M -376.76100M -36.48300M
Free cash flow -948.81800M -1458.01200M -452.26100M -347.47100M -5.54400M

Fundamentals

  • Previous Close 3.50
  • Market Cap389.32M
  • Volume55678
  • P/E Ratio12.14
  • Dividend Yield6.53%
  • EBITDA-
  • Revenue TTM151.92M
  • Revenue Per Share TTM1.39
  • Gross Profit TTM 141.25M
  • Diluted EPS TTM0.29

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (AUD) Price (AUD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
MYS
Mystate Ltd		 0.02 0.57% 3.52 12.14 10.35 2.62 0.86 - -
BENPG
Bendigo and Adelaide Bank Ltd Cnv Pref 3-bbsw+3.75%		 -0.03 0.03% 100.94 105.55 - 3.02 - - -
BEN
Bendigo And Adelaide Bank Ltd		 0.03 0.31% 9.71 11.56 10.54 3.02 0.79 - -
BENPH
Bendigo and Adelaide Bank Ltd Cap Note 3-bbsw+3.80%		 -0.28 0.27% 105.20 110.04 - - - - -
VUK
Virgin Money PLC		 -0.02 0.49% 4.10 12.06 6.24 3.54 0.49 - -

Reports Covered

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Profile

MyState Limited, through its subsidiaries, provides banking, trustee, and managed fund products and services in Australia. The company operates through Banking and Wealth Management segments. It offers personal and commercial lending, mortgage lending, savings and investment, and insurance products; and wealth management services. The company also provides a range of financial services, including managed investments; commercial lending; and trustee services that comprise estate planning, administration, and charitable trusts to individuals and corporate clients under the TPT Wealth brand. The company was founded in 2009 and is headquartered in Hobart, Australia.

Mystate Ltd

137 Harrington Street, Hobart, TAS, Australia, 7000

Key Executives

Name Title Year Born
Mr. Brett Alexander Morgan BEC MD, CEO & Director NA
Mr. Gary Dickson B.Com., F.C.A., M.B.A. Chief Financial Officer NA
Mr. Paul Moss B.E., BEng (Hons) Chief Operating Officer NA
Ms. Heather McGovern B.A. Gen. Mang. of Digital & Marketing NA
Ms. Janelle Whittle B.Com. Gen. Mang. People, Community & Public Affairs NA
Ms. Mandakini Khanna B.Com., BCom, Post Dip, Post DipBA Chief Risk Officer NA
Mr. Alan Logan Gen. Mang. Wealth Management NA
Mr. Greg Slade Investor Relation Professional NA
Mr. Scott A. Lukianenko Ad Dip BMgmt, CertGov(Prac), Grad Cert BA, GIA (C Company Sec. NA
Claudio Mazzarella General Manager of Everyday Banking & Marketing NA

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