- ASX
Heartland Group Holdings Ltd
Financial Services AU HGH
0.7AUD
-(-%)
Last update at 2025-04-01T03:07:00Z
Day Range
52 Week Range
Fundamentals
- Previous Close 0.70
- Market Cap752.09M
- Volume13959
- P/E Ratio8.11
- Dividend Yield4.91%
- EBITDA-
- Revenue TTM229.46M
- Revenue Per Share TTM0.27
- Gross Profit TTM 229.46M
- Diluted EPS TTM0.09
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
Analyst Recommendations
-
Should You Be Adding Heartland Group Holdings (NZSE:HGH) To Your Watchlist Today?
2 years, 10 months ago -
Heartland Group Holdings' (NZSE:HGH) Shareholders Are Down 27% On Their Shares
4 years, 5 months ago
Financials
Income Statement
Balancesheet
Change in Cash
Total Operating Cash
Dividends Paid
| Breakdown | 2023-06-30 | 2022-06-30 | 2021-06-30 | 2020-06-30 | 2019-06-30 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2023-06-30 | 2022-06-30 | 2021-06-30 | 2020-06-30 | 2019-06-30 |
| Income before tax | 133.99M | 137.04M | 118.56M | 99.13M | 101.51M |
| Minority interest | - | - | - | - | - |
| Net income | 95.87M | 95.12M | 87.03M | 71.97M | 71.97M |
| Selling general administrative | 3.22M | 2.68M | 2.66M | 2.56M | 4.05M |
| Selling and marketing expenses | 15.67M | 14.10M | 12.12M | 14.15M | - |
| Gross profit | 282.13M | 264.35M | 246.96M | 231.08M | 201.53M |
| Reconciled depreciation | 13.59M | 13.79M | 17.42M | 12.79M | 9.12M |
| Ebit | -19.26600M | -19.71600M | -26.72400M | -17.25000M | 238.26M |
| Ebitda | -5.68100M | -5.92200M | -9.30800M | -4.45600M | 247.38M |
| Depreciation and amortization | 13.59M | 13.79M | 17.42M | 12.79M | 9.12M |
| Non operating income net other | - | - | - | - | - |
| Operating income | 139.67M | 142.96M | 127.86M | 103.59M | 238.26M |
| Other operating expenses | 128.08M | 116.75M | 117.66M | 106.79M | 13.72M |
| Interest expense | 245.72M | 91.96M | 94.42M | 130.13M | 136.75M |
| Tax provision | 38.12M | 41.92M | 31.53M | 27.16M | 27.90M |
| Interest income | 527.71M | 342.10M | 327.94M | 346.80M | 334.33M |
| Net interest income | 281.99M | 250.14M | 233.52M | 216.67M | 194.31M |
| Extraordinary items | - | - | - | - | - |
| Non recurring | - | - | - | - | - |
| Other items | - | - | - | - | - |
| Income tax expense | 38.12M | 41.92M | 31.53M | 27.16M | 27.90M |
| Total revenue | 282.13M | 264.35M | 246.96M | 231.08M | 201.53M |
| Total operating expenses | 128.08M | 116.75M | 117.66M | 106.79M | 13.72M |
| Cost of revenue | - | - | - | - | - |
| Total other income expense net | -5.68100M | -5.92200M | -9.30800M | -4.45600M | -136.74700M |
| Discontinued operations | - | - | - | - | 6.17M |
| Net income from continuing ops | 95.87M | 95.12M | 87.03M | 71.97M | 73.62M |
| Net income applicable to common shares | 95.87M | 95.12M | 87.03M | 71.97M | 73.62M |
| Preferred stock and other adjustments | - | - | - | - | - |
| Breakdown | 2024-06-30 | 2023-06-30 | 2022-06-30 | 2021-06-30 | 2020-06-30 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2024-06-30 | 2023-06-30 | 2022-06-30 | 2021-06-30 | 2020-06-30 |
| Total assets | 9291.85M | 7744.73M | 7090.26M | 5677.61M | 5318.14M |
| Intangible assets | 71.18M | 51.31M | 35.64M | 24.02M | 27.67M |
| Earning assets | - | - | - | 18.43M | 43.46M |
| Other current assets | - | 20.77M | 58.52M | 11.47M | -2.62200M |
| Total liab | 8053.99M | 6713.72M | 6281.56M | 4915.92M | 4618.16M |
| Total stockholder equity | 1237.87M | 1031.00M | 808.71M | 761.69M | 699.98M |
| Deferred long term liab | - | - | - | - | - |
| Other current liab | -1463.94600M | -2026.15900M | -1966.89400M | -1101.69800M | -845.21100M |
| Common stock | 1018.95M | 800.71M | 599.18M | 583.78M | 576.26M |
| Capital stock | 1018.95M | 800.71M | 599.18M | 583.78M | 576.26M |
| Retained earnings | 227.41M | 224.05M | 199.59M | 178.39M | 129.22M |
| Other liab | - | - | - | - | - |
| Good will | 208.72M | 184.42M | 183.24M | 45.14M | 45.14M |
| Other assets | -45.86700M | 7170.84M | 6544.19M | 5399.25M | 5057.52M |
| Cash | 900.20M | 616.81M | 572.02M | 533.95M | 513.47M |
| Cash and equivalents | - | - | - | - | - |
| Total current liabilities | 1463.95M | 15.96M | 12.51M | 11.59M | 15.61M |
| Current deferred revenue | - | - | - | - | - |
| Net debt | 1158.34M | 1893.85M | 2022.44M | 1089.50M | 774.92M |
| Short term debt | 1446.79M | 2027.39M | 1958.05M | 1102.05M | 840.16M |
| Short long term debt | 1446.79M | 2027.39M | 1958.05M | 1102.05M | 840.16M |
| Short long term debt total | 2058.54M | 2510.66M | 2594.45M | 1623.45M | 1288.39M |
| Other stockholder equity | - | 6.24M | 9.94M | -0.47700M | -5.50000M |
| Property plant equipment | - | 43.52M | 36.64M | 35.91M | 46.12M |
| Total current assets | 8176.80M | 294.63M | 290.56M | 173.29M | 141.69M |
| Long term investments | 825.21M | 36.83M | 39.87M | 38.04M | 58.18M |
| Net tangible assets | - | 795.27M | 589.83M | 692.53M | 627.17M |
| Short term investments | 104.89M | 21.79M | 24.79M | 17.38M | 41.85M |
| Net receivables | 7171.70M | 6739.84M | 6146.89M | 4971.70M | 4588.33M |
| Long term debt | 611.75M | 483.28M | 636.41M | 127.93M | 290.32M |
| Inventory | - | - | -6205.41400M | -4983.17400M | -4585.70600M |
| Accounts payable | 17.16M | 14.73M | 21.36M | 11.24M | 20.66M |
| Total permanent equity | - | - | - | - | - |
| Noncontrolling interest in consolidated entity | - | - | - | - | - |
| Temporary equity redeemable noncontrolling interests | - | - | - | - | - |
| Accumulated other comprehensive income | -8.49600M | 6.24M | 9.94M | -0.47700M | -5.50000M |
| Additional paid in capital | - | - | - | - | - |
| Common stock total equity | - | - | - | - | 576.26M |
| Preferred stock total equity | - | - | - | - | - |
| Retained earnings total equity | - | - | - | - | - |
| Treasury stock | - | - | - | - | - |
| Accumulated amortization | - | - | - | - | - |
| Non currrent assets other | -1160.92700M | -279.25800M | -255.51600M | -105.07600M | -118.93100M |
| Deferred long term asset charges | - | - | - | - | - |
| Non current assets total | 1160.93M | 279.26M | 255.52M | 105.08M | 118.93M |
| Capital lease obligations | - | - | - | - | - |
| Long term debt total | - | - | - | 146.10M | 310.78M |
| Breakdown | 2023-06-30 | 2022-06-30 | 2021-06-30 | 2020-06-30 | 2019-06-30 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2023-06-30 | 2022-06-30 | 2021-06-30 | 2020-06-30 | 2019-06-30 |
| Investments | -78.23200M | -94.19700M | 23.28M | -55.54900M | -11.22600M |
| Change to liabilities | 0.00000M | -8.95700M | 3.01M | -7.59200M | -4.21200M |
| Total cashflows from investing activities | -78.23200M | -94.19700M | 15.71M | -62.17000M | -15.74000M |
| Net borrowings | -91.36600M | 542.99M | 389.25M | 190.74M | 136.46M |
| Total cash from financing activities | 37.70M | 484.94M | 358.92M | 144.62M | 96.89M |
| Change to operating activities | -455.31400M | -685.50700M | -285.04400M | -155.08300M | -338.48700M |
| Net income | 95.87M | 95.12M | 87.03M | 71.97M | 73.62M |
| Change in cash | 0.74M | 128.43M | 35.15M | 72.68M | 31.00M |
| Begin period cash flow | 310.76M | 182.33M | 147.18M | 74.50M | 49.59M |
| End period cash flow | 311.50M | 310.76M | 182.33M | 147.18M | 80.58M |
| Total cash from operating activities | -484.25000M | -669.79800M | -264.87000M | -130.74300M | -324.72100M |
| Issuance of capital stock | 193.36M | - | - | - | - |
| Depreciation | 7.90M | 7.87M | 8.11M | 8.34M | 9.12M |
| Other cashflows from investing activities | - | - | 23.28M | -55.43100M | -11.22600M |
| Dividends paid | -64.30300M | -58.05000M | -30.33700M | -46.09800M | 36.27M |
| Change to inventory | - | - | - | - | - |
| Change to account receivables | - | - | - | - | - |
| Sale purchase of stock | 185.52M | -193.36400M | - | -0.02800M | -0.02800M |
| Other cashflows from financing activities | 56.07M | 545.38M | 391.48M | 85.80M | 156.00M |
| Change to netincome | -120.49700M | -98.85700M | -82.41100M | -47.61900M | -60.83500M |
| Capital expenditures | 24.67M | 9.81M | 7.56M | 6.74M | 4.51M |
| Change receivables | - | - | - | - | - |
| Cash flows other operating | - | - | - | - | - |
| Exchange rate changes | - | - | - | - | - |
| Cash and cash equivalents changes | - | - | - | - | - |
| Change in working capital | - | - | -463.53400M | -148.46700M | -147.21100M |
| Stock based compensation | 0.10M | 1.92M | - | 0.83M | - |
| Other non cash items | -588.12700M | -774.71000M | -360.00400M | -211.88200M | -82.74000M |
| Free cash flow | -508.91900M | -679.60700M | -272.43200M | -137.48200M | -4.51300M |
Peer Comparison
Sector: Financial Services Industry: Mortgage Finance
| Company | Change (AUD) | Price (AUD) | Trailing PE (x) | Forward PE (x) | Price Sales TTM (x) | Price to Book Value (x) | Enterprise Value to Revenue (x) | Enterprise Value to EBITDA (x) |
|---|---|---|---|---|---|---|---|---|
| HGH Heartland Group Holdings Ltd |
- -% | 0.70 | 8.11 | - | 3.22 | 0.68 | 7.67 | - |
| AFG Australian Finance Group Ltd |
0.005 0.31% | 1.60 | 14.88 | 17.09 | 0.39 | 2.12 | 37.51 | - |
| RMC Resimac Group Ltd |
0.005 0.58% | 0.87 | 12.43 | 11.59 | 2.61 | 0.82 | 107.60 | 37.19 |
| N1H N1 Holdings Ltd |
- -% | 0.12 | 12.00 | - | 0.50 | 5.23 | 48.59 | - |
Reports Covered
Profile
Heartland Group Holdings Limited, together with its subsidiaries, provides various financial services in New Zealand and Australia. It operates through Motor, Reverse Mortgages, Personal Lending, Business, Rural, and Australian Banking Group segments. The company offers motor vehicle finance; reverse mortgage lending; and transactional, home loans, and personal loans to individuals. It also provides term debt, plant and equipment finance, commercial mortgage lending and working capital solutions for small-to-medium sized business; and specialist financial services, including livestock finance, rural mortgage lending, seasonal and working capital financing, and lending solutions to farming sector. In addition, the company is involved in insurance services; management services; and investment property holding activities. Heartland Group Holdings Limited was founded in 1875 and is based in Auckland, New Zealand.
Heartland Group Holdings Ltd
35 Teed Street, Auckland, New Zealand, 1023
- 64 9 927 9136
Key Executives
| Name | Title | Year Born |
|---|---|---|
| Mr. Jeffrey Kenneth Greenslade L.L.B., LLB | CEO & Non-Independent Exec. Director | NA |
| Mr. Andrew Peter Dixson | Group Chief Financial Officer | NA |
| Mr. Michael Jonathan Drumm LLB Hons / BA | Group Chief Operating Officer | NA |
| Nicola Foley | Head of Communications | NA |
| Ms. Monique Forbes | Group Chief Marketing Officer | NA |
| Ms. Lana West | Group Chief People & Culture Officer | NA |
| Mr. Christopher Patrick Francis Flood | Group Deputy Chief Exec. Officer | NA |
| Mr. Benjamin Conway Russell BSc (Hons), Ph.D.(UNSW) | Head of Rural | NA |
| Ashley Weyers | Head of IT | NA |
| Mr. Doug Snell | Chief Exec. Officer of StockCo Australia | NA |
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