Bank Of Queensland Ltd.

Financial Services AU BOQ

6.63AUD
-0.06(0.90%)

Last update at 2024-11-13T05:10:00Z

Day Range

6.596.67
LowHigh

52 Week Range

5.136.90
LowHigh

Fundamentals

  • Previous Close 6.69
  • Market Cap4307.48M
  • Volume1459659
  • P/E Ratio15.95
  • Dividend Yield5.29%
  • EBITDA-
  • Revenue TTM1565.00M
  • Revenue Per Share TTM2.38
  • Gross Profit TTM 1692.00M
  • Diluted EPS TTM0.41

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2023-08-31 2022-08-31 2021-08-31 2020-08-31 2019-08-31
Type yearly yearly yearly yearly yearly
Date 2023-08-31 2022-08-31 2021-08-31 2020-08-31 2019-08-31
Income before tax 281.00M 625.00M 538.00M 173.00M 435.00M
Minority interest - 0.00000M -1.00000M - -
Net income 124.00M 426.00M 368.00M 115.00M 298.00M
Selling general administrative 49.00M 50.00M 55.00M 33.00M 30.00M
Selling and marketing expenses 45.00M 49.00M 33.00M 28.00M 26.00M
Gross profit 1754.00M 1672.00M 1244.00M 1796.00M 1086.00M
Reconciled depreciation 146.00M 130.00M 90.00M 121.00M 57.00M
Ebit 281.00M 1401.00M 537.00M 52.00M 435.00M
Ebitda 427.00M 1531.00M 627.00M 173.00M 492.00M
Depreciation and amortization 146.00M 130.00M 90.00M 121.00M 57.00M
Non operating income net other - - - - -
Operating income 281.00M 1401.00M 537.00M 52.00M 435.00M
Other operating expenses 1013.00M 1029.00M 732.00M -752.00000M 581.00M
Interest expense 2448.00M 776.00M 560.00M 810.00M 1097.00M
Tax provision 157.00M 199.00M 169.00M 58.00M 137.00M
Interest income 4063.00M 2316.00M 1688.00M 1796.00M 2058.00M
Net interest income 1615.00M 1540.00M 1128.00M 986.00M 961.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 157.00M 199.00M 169.00M 58.00M 137.00M
Total revenue 1754.00M 1672.00M 1244.00M 1796.00M 1086.00M
Total operating expenses 1013.00M 1029.00M 732.00M 706.00M 581.00M
Cost of revenue - - - - -
Total other income expense net - -776.00000M 1.00M 173.00M -1097.00000M
Discontinued operations - - - - -
Net income from continuing ops 124.00M 426.00M 369.00M 115.00M 298.00M
Net income applicable to common shares 119.00M 423.00M 368.00M 115.00M 298.00M
Preferred stock and other adjustments - - - - -
Breakdown 2024-08-31 2023-08-31 2022-08-31 2021-08-31 2020-08-31
Type yearly yearly yearly yearly yearly
Date 2024-08-31 2023-08-31 2022-08-31 2021-08-31 2020-08-31
Total assets 103040.00M 105352.00M 99930.00M 91432.00M 56772.00M
Intangible assets 595.00M 505.00M 490.00M 460.00M 223.00M
Earning assets - - - 11962.00M 7504.00M
Other current assets 3217.00M 247.00M - 75964.00M 40656.00M
Total liab 97023.00M 99222.00M 93245.00M 85235.00M 52541.00M
Total stockholder equity 6017.00M 6130.00M 6685.00M 6197.00M 4231.00M
Deferred long term liab - - - - -
Other current liab -14.00000M -1145.00000M -716.00000M -575.00000M -11447.00000M
Common stock 5342.00M 5318.00M 5258.00M 5213.00M 3869.00M
Capital stock - 5318.00M 5258.00M 5213.00M 3869.00M
Retained earnings 364.00M 282.00M 281.00M 294.00M 178.00M
Other liab - 64.00M 147.00M 15.00M 10.00M
Good will 567.00M 567.00M 767.00M 720.00M 685.00M
Other assets - 83840.00M 81219.00M 75964.00M 40656.00M
Cash 3147.00M 2875.00M 2795.00M 3189.00M 2113.00M
Cash and equivalents - - - - -
Total current liabilities 42692.00M 1145.00M 716.00M 575.00M 11447.00M
Current deferred revenue 40463.00M - - - -
Net debt 16104.00M 16447.00M 16392.00M 14534.00M 9226.00M
Short term debt 1064.00M - - - 10989.00M
Short long term debt - - - - 10989.00M
Short long term debt total 19251.00M 19322.00M 19187.00M 17723.00M 11339.00M
Other stockholder equity - 530.00M 1146.00M 690.00M -79.00000M
Property plant equipment - 197.00M 264.00M 198.00M 148.00M
Total current assets 3217.00M 2875.00M 2795.00M 3189.00M 8503.00M
Long term investments - 17368.00M 14395.00M 10901.00M 6403.00M
Net tangible assets - 5058.00M 5428.00M 5017.00M 3323.00M
Short term investments -17386.00000M - - - 6390.00M
Net receivables - 293.00M 361.00M 827.00M 862.00M
Long term debt - 12293.00M 11647.00M 17723.00M 11339.00M
Inventory - - - - -
Accounts payable 1179.00M 1145.00M 716.00M 575.00M 458.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 311.00M - - - 184.00M
Additional paid in capital - - - - -
Common stock total equity - - - - 3869.00M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -19259.00000M -18637.00000M -15916.00000M -12279.00000M -7613.00000M
Deferred long term asset charges - - - - -
Non current assets total 99823.00M 18637.00M 15916.00M 12279.00M 7613.00M
Capital lease obligations - - - - -
Long term debt total - 12293.00M 11647.00M 17723.00M 11339.00M
Breakdown 2023-08-31 2022-08-31 2021-08-31 2020-08-31 2019-08-31
Type yearly yearly yearly yearly yearly
Date 2023-08-31 2022-08-31 2021-08-31 2020-08-31 2019-08-31
Investments -142.00000M 2.00M 2.00M -105.00000M -3.00000M
Change to liabilities 362.00M 86.00M 73.00M -81.00000M 37.00M
Total cashflows from investing activities -142.00000M -192.00000M -866.00000M -105.00000M -110.00000M
Net borrowings -195.00000M 1582.00M 523.00M -648.00000M 1862.00M
Total cash from financing activities -634.00000M 1321.00M 1699.00M -408.00000M 1959.00M
Change to operating activities -3144.00000M -6981.00000M -4167.00000M -888.00000M -2186.00000M
Net income 124.00M 426.00M 368.00M 115.00M 298.00M
Change in cash 2790.00M -108.00000M 1214.00M 79.00M 56.00M
Begin period cash flow 2448.00M 2556.00M 1353.00M 1274.00M 1218.00M
End period cash flow 5238.00M 2448.00M 2567.00M 1353.00M 1274.00M
Total cash from operating activities 3566.00M -1237.00000M 381.00M 592.00M -1793.00000M
Issuance of capital stock - 0.00000M 1329.00M 336.00M 0.00000M
Depreciation 58.00M 130.00M 90.00M 121.00M 46.00M
Other cashflows from investing activities 4.00M 23.00M -738.00000M 6.00M 1.00M
Dividends paid 223.00M 232.00M 145.00M 95.00M 210.00M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -17.00000M -17.00000M -7.00000M -1.00000M -7.00000M
Other cashflows from financing activities -199.00000M 6595.00M 3585.00M 2545.00M 2169.00M
Change to netincome 281.00M 31.00M 5.00M 84.00M -17.00000M
Capital expenditures 143.00M 215.00M 128.00M 111.00M 13.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 2726.00M -1671.00000M 5.00M 297.00M 81.00M
Stock based compensation 20.00M 16.00M 8.00M 9.00M 8.00M
Other non cash items -2942.00000M -1793.00000M 381.00M 592.00M -2137.00000M
Free cash flow 3423.00M -1452.00000M 253.00M 481.00M -1806.00000M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (AUD) Price (AUD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
BOQ
Bank Of Queensland Ltd.
-0.06 0.90% 6.63 15.95 12.20 2.75 0.70 14.04 -
BEN
Bendigo And Adelaide Bank Ltd
0.05 0.40% 12.60 14.26 11.31 3.75 1.00 8.53 -
BENPH
Bendigo and Adelaide Bank Ltd Cap Note 3-bbsw+3.80%
0.03 0.03% 105.05 109.76 - - - - -
BOQPF
Bank of Queensland Ltd Preferred
-0.28 0.27% 104.11 168.59 - - - - -
BFL
BSP Financial Group Ltd
-0.02 0.32% 6.18 8.31 - 1.09 1.81 2.66 -

Reports Covered

Stock Research & News

Profile

Bank of Queensland Limited, together with its subsidiaries, provides various financial services in Australia. The company operates through Retail Bank and BOQ Business segments. It offers savings and term deposits, foreign currency accounts, and investment and transactional accounts; debit and credit cards; home, personal, and car loans; and travel, home and content, landlord, and car insurance, as well as investment services comprising online share trading services and self-managed superannuation funds. The company also provides loans and finance products, such as business loans and overdrafts, and equipment and vehicle finance; dealer finance; merchant and payment products; financial market and international services; trade finance services; and banking solutions for agribusiness, health care, and corporate and property professionals. In addition, it offers internet and mobile banking services. The company was founded in 1874 and is headquartered in Newstead, Australia.

Bank Of Queensland Ltd.

100 Skyring Terrace, Newstead, QLD, Australia, 4006

Key Executives

Name Title Year Born
Mr. Patrick Newton-James Allaway B.A., BA, L.L.B., LLB Exec. Chairman 1961
Ms. Racheal Kellaway Group Chief Financial Officer NA
Mr. Paul Newham Chief Operations Officer NA
Mr. Craig Ryman Chief Information Officer NA
Ms. Debra Eckersley Group Exec. of People & Culture NA
Mr. Chris Screen Group Exec. of BOQ Bus. NA
Mr. David Andrew Watts CPA, M.B.A. Group Chief Risk Officer 1963
Ms. Martine Jager Group Exec. of Retail Banking & CEO of ME Bank NA
Ms. Cherie Bell Gen. Mang. of Investor Relations & Integration NA
Ms. Sally Cray Group Chief Public Affairs, Communications & Investor Relations NA

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