Create Free Account

By creating account you will get access to hot stocks & personalised emails

Bendigo And Adelaide Bank Ltd

Financial Services AU BEN

12.6AUD
0.05(0.40%)

Last update at 2024-11-13T05:10:00Z

Day Range

12.3812.60
LowHigh

52 Week Range

8.0712.56
LowHigh

Fundamentals

  • Previous Close 12.55
  • Market Cap7015.56M
  • Volume1024470
  • P/E Ratio14.26
  • Dividend Yield5.44%
  • EBITDA-
  • Revenue TTM1861.00M
  • Revenue Per Share TTM3.29
  • Gross Profit TTM 1842.40M
  • Diluted EPS TTM0.87

Analyst Recommendations

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Type yearly yearly yearly yearly yearly
Date 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Income before tax 724.80M 701.40M 753.70M 286.10M 552.00M
Minority interest - - - - -
Net income 497.00M 488.10M 524.00M 192.80M 376.80M
Selling general administrative 47.30M 32.30M 59.90M 175.50M 133.80M
Selling and marketing expenses 28.30M 22.90M 28.30M 31.60M 29.50M
Gross profit 1920.30M 1690.40M 1785.20M 1614.10M 1536.40M
Reconciled depreciation 102.80M 99.20M 100.20M 125.50M 56.50M
Ebit 622.00M 602.20M 653.50M 251.80M 586.00M
Ebitda 724.80M 701.40M 753.70M 286.10M 623.50M
Depreciation and amortization 102.80M 99.20M 100.20M 34.30M 37.50M
Non operating income net other - - - - -
Operating income 622.00M 602.20M 653.50M 251.80M 586.00M
Other operating expenses -1117.60000M -982.90000M -896.00000M -1143.80000M 810.60M
Interest expense 1766.00M 332.30M 444.80M 0.10M 0.40M
Tax provision 261.10M 213.30M 229.70M 93.30M 175.20M
Interest income 1640.80M 1749.10M 1867.30M 2270.20M 2639.50M
Net interest income 1640.80M 1416.80M 1422.50M 1333.80M 1285.80M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 227.80M 213.30M 229.70M 160.10M 208.80M
Total revenue 1920.30M 1690.40M 1785.20M 1614.10M 1536.40M
Total operating expenses 1070.30M 1016.20M 1013.50M 844.80M 810.60M
Cost of revenue - - - - -
Total other income expense net 724.80M 701.40M 753.70M 286.10M -34.00000M
Discontinued operations - - - - -
Net income from continuing ops 497.00M 488.10M 524.00M 192.80M 376.80M
Net income applicable to common shares 497.00M 488.10M 524.00M 192.80M 376.80M
Preferred stock and other adjustments - - - - -
Breakdown 2024-06-30 2023-06-30 2022-06-30 2021-06-30 2020-06-30
Type yearly yearly yearly yearly yearly
Date 2024-06-30 2023-06-30 2022-06-30 2021-06-30 2020-06-30
Total assets 98187.90M 98479.70M 95243.70M 86577.20M 76008.90M
Intangible assets 382.30M 314.40M 280.80M 111.90M 124.30M
Earning assets - - - 5177.10M 7542.10M
Other current assets 2523.10M 261.60M 78942.10M 75056.70M 64047.50M
Total liab 91153.90M 91629.00M 88531.80M 80223.70M 70210.70M
Total stockholder equity 7034.00M 6850.70M 6711.90M 6353.50M 5798.20M
Deferred long term liab - 8.30M 4.70M 87.40M 37.10M
Other current liab 45018.90M -287.20000M -31.30000M -51.10000M -3609.40000M
Common stock 5231.30M 5240.50M 5219.50M 5049.50M 4905.00M
Capital stock 5231.30M 5240.50M 5219.50M 5049.50M 4905.00M
Retained earnings 1762.00M 1567.30M 1386.50M 1166.00M 805.90M
Other liab - 103.30M 614.60M 94.90M 87.20M
Good will 1527.50M 1527.50M 1527.50M 1437.50M 1440.30M
Other assets 0.00000M 89787.70M 90098.00M 79217.80M 72965.30M
Cash 1887.70M 8508.10M 3165.00M 5528.60M 1326.60M
Cash and equivalents - - - - -
Total current liabilities 47459.80M 287.20M 31.30M 51.10M 3609.40M
Current deferred revenue -476.00000M - - - -
Net debt 9169.90M 4701.10M 10053.00M -367.40000M 3738.40M
Short term debt 2440.90M - - - 3503.50M
Short long term debt - - - - 3503.50M
Short long term debt total 11057.60M 13209.20M 13218.00M 5161.20M 5065.00M
Other stockholder equity - 42.90M 105.90M 138.00M -5801.80000M
Property plant equipment - 166.20M 179.60M 205.90M 252.30M
Total current assets 2523.10M 6683.90M 3157.80M 5521.60M 1226.70M
Long term investments 10968.70M 7823.60M 10584.70M 3952.70M 7341.20M
Net tangible assets - 5008.80M 4903.60M 4804.10M 4233.60M
Short term investments -3484.30000M -1824.20000M -7.20000M -7.00000M 1924.70M
Net receivables 477.90M 513.60M 304.00M 283.90M 254.00M
Long term debt - 13209.20M 13069.10M 4980.90M 5065.00M
Inventory 1118.70M - - - -
Accounts payable 476.00M 287.20M 31.30M 51.10M 105.90M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 40.70M - - - 87.30M
Additional paid in capital - - - - -
Common stock total equity - - - - 4905.00M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 93579.80M -2008.10000M -1987.90000M -1837.80000M -1816.90000M
Deferred long term asset charges - - - - -
Non current assets total 95664.80M 2008.10M 1987.90M 1837.80M 1816.90M
Capital lease obligations - - - - -
Long term debt total - 13209.20M 13218.00M 5161.20M 5286.40M
Breakdown 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Type yearly yearly yearly yearly yearly
Date 2023-06-30 2022-06-30 2021-06-30 2020-06-30 2019-06-30
Investments -597.50000M 10.40M 3.60M -40.90000M 1.70M
Change to liabilities -22.60000M -6.40000M 46.10M -83.00000M -19.20000M
Total cashflows from investing activities -597.50000M 9.70M 3.60M -39.50000M -36.60000M
Net borrowings -50.50000M -71.40000M 348.30M -65.40000M -27.80000M
Total cash from financing activities -340.60000M -293.90000M -235.40000M -23.10000M -315.20000M
Change to operating activities 2295.90M -12200.30000M -4673.10000M -3658.70000M -1266.50000M
Net income 497.00M 488.10M 524.00M 192.80M 376.80M
Change in cash 4767.60M -3534.10000M 5902.80M 259.50M -145.90000M
Begin period cash flow 3550.20M 7084.30M 1181.50M 922.00M 1067.90M
End period cash flow 8317.80M 3550.20M 7084.30M 1181.50M 922.00M
Total cash from operating activities 5705.70M -3249.90000M 6134.60M 323.50M 205.80M
Issuance of capital stock 0.60M 0.60M 103.50M 295.90M 1.20M
Depreciation 65.90M 62.50M 72.30M 75.40M 37.50M
Other cashflows from investing activities -566.90000M 24.20M 23.30M -5.10000M -20.40000M
Dividends paid -290.70000M -213.70000M -105.30000M -277.40000M 288.60M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock 0.00000M -8.70000M -574.30000M -4.30000M 271.20M
Other cashflows from financing activities -50.50000M 74.00M 590.70M -26.80000M 1.10M
Change to netincome 115.50M -3.70000M -79.80000M 213.30M 66.40M
Capital expenditures 30.60M 14.50M 21.00M 35.80M 16.30M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 8305.80M -1895.30000M 7565.00M 2246.00M 2493.00M
Stock based compensation 7.00M 4.50M 3.00M 3.30M -
Other non cash items 5135.80M -3805.00000M 5535.30M 52.00M 206.00M
Free cash flow 5675.10M -3264.40000M 6113.60M 287.70M 189.50M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (AUD) Price (AUD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
BEN
Bendigo And Adelaide Bank Ltd		 0.05 0.40% 12.60 14.26 11.31 3.75 1.00 8.53 -
BENPH
Bendigo and Adelaide Bank Ltd Cap Note 3-bbsw+3.80%		 0.03 0.03% 105.05 109.76 - - - - -
BOQ
Bank Of Queensland Ltd.		 -0.06 0.90% 6.63 15.95 12.20 2.75 0.70 14.04 -
BOQPF
Bank of Queensland Ltd Preferred		 -0.28 0.27% 104.11 168.59 - - - - -
BFL
BSP Financial Group Ltd		 -0.02 0.32% 6.18 8.31 - 1.09 1.81 2.66 -

Reports Covered

Stock Research & News

View All

Profile

Bendigo and Adelaide Bank Limited engages in the provision of banking and other financial services to retail customers and small to medium sized businesses in Australia. The company operates through Consumer, Business and Agribusiness, and Corporate segments. It offers a range of products and services, including personal and business banking, financial planning, commercial mortgages and unsecured loans, investment products, insurance, and superannuation. The company also provides retail banking products and services; home loans for the mortgage broker and mortgage manager market; rural bank products and services; wealth management services; investments and funds management services, commercial loans, access to funeral bonds, estates and trusts management services, and corporate trustee and custodial services; and banking products and services to agribusiness participants. It operates under the Bendigo Bank, AdelaideBank, Rural Bank, Community Bank, Up, Leveraged, Sandhurst Trustees, Community Enterprise Foundation, Homesafe Solutions, and Allance Bank brands. The company was founded in 1858 and is headquartered in Bendigo, Australia.

Bendigo And Adelaide Bank Ltd

The Bendigo Centre, Bendigo, VIC, Australia, 3550

Key Executives

Name Title Year Born
Ms. Marnie A. Baker ASA, BBus (Acc), MAICD, SF FIN CEO, MD & Non Independent Director 1969
Mr. Andrew Robert Morgan Chief Financial Officer NA
Mr. Bruce Speirs BCom, CA, GAICD, MBA Chief Operating Officer NA
Ms. Alexandra Gartmann BSc (REM), MAICD Exec. of Rural Bank, Partnerships, Marketing & Corp. Affairs NA
Mr. Richard Fennell BEc, CA, MAICD Chief Customer Officer of Consumer Banking NA
Mr. Taso Corolis Chief Risk Officer NA
Mr. Ryan Brosnahan B.Com., M.Sc. Chief Transformation Officer NA
Karen McRae Head of Investor Relations NA
James Frost Head of PR NA
Ms. Louise Tebbutt Chief People Officer NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on ‘as is’ basis, using their API. The information and data provided on this page, as well as via the API, are not guaranteed to be real-time or accurate. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general informational purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine does not assume any responsibility for any trading losses you might incur as a result of using this information, data, or any analyst rating or recommendation provided. Kalkine will not accept any liability for any loss or damage resulting from reliance on the information, including but not limited to data, quotes, charts, analyst ratings, recommendations, and buy/sell signals sourced via the API.
Please be fully informed about the risks and costs associated with trading in the financial markets, as it is one of the riskiest forms of investment. Kalkine does not provide any warranties regarding the information on this page, including, without limitation, warranties of merchantability or fitness for a particular purpose or use.

Our Company

Useful Links

Contact Us

ISO Certified Market Research

Kalkine Solutions Private Limited, authorized representative of Kalkine Pty Ltd, holds ISO 27001:2022 certification bearing Certificate No.- IC-IS-2404072

Our Company

Useful Links

Contact Us

Disclaimer

The information given by Kalkine Pty Ltd ABN34 154 808 312 (Australian Financial Services License Number 425376) on this website is general information or advice only.

It does not take into account any of your personal objectives, circumstances or needs. Choosing an investment is an important decision. If you do not feel confident making a decision based on the recommendations Kalkine has made in our reports, you should consider obtaining personal advice from an authorised adviser.

There may be a product disclosure statement or other offer document for the securities and financial products we write about in Kalkine Reports. You should obtain a copy of the product disclosure statement or offer document before making any decision about whether to acquire the security or product. Terms & Conditions have been provided for our services, please go through them and also read our Financial Services Guide.

Our website may contain information on past performance of particular investments. Past performance is not an indicator of future performance. Hypothetical returns may not reflect actual performance. Any displays of potential investment opportunities are for sample purposes only and may not actually be available to investors.

The information on the website does not constitute an offer to sell securities or a solicitation of an offer to buy securities. Our reports contain general recommendations to invest in securities.

Copyright 2024 Krish Capital Pty. Ltd. All rights reserved. No part of this website, or its content, may be reproduced in any form without our prior consent.