Blue-Chip

Top 5 Picks for December 2021- INTC, CL, UBER, GOLD, THO

December 01, 2021 | Team Kalkine
Top 5 Picks for December 2021- INTC, CL, UBER, GOLD, THO

Intel Corporation

INTC Details

Intel Corporation (NASDAQ: INTC) is a global provider of cloud, innovation, and connected device solutions for retail, industrial, and consumer industries. The company's income streams include the Data Centre Group (DCG), Internet of Things Group (IOTG), Mobileye, Non-Volatile Memory Solution Group (NSG), Programmable Solutions Group (PSG), Client Computer Group (CCG), and other affiliated divisions. It also provides non-platform or adjacent items, including accelerators, boards and systems, connectivity products, and memory and storage products, as well as platform goods like central processing units and chipsets, system-on-a-chip and multichip packages.

Latest News:

  • Unveiled New Products: On October 27, 2021, INTC released new developer products, tools, and technologies, including a consolidated and more comprehensive Developer Zone, oneAPI 2022 toolkits, and oneAPI Centers of Excellence. All of them are intended to improve resource accessibility and development across CPU and accelerator platforms.
  • Launched 12th Gen Processor: INTC launched the 12th Generation Intel Core processor family on October 27, 2021, with the launch of six new unlocked desktop CPUs based on its performance hybrid architecture, including the enhanced gaming processor, the 12th Generation Intel Core i9-12900K. The six unlocked desktop processors are the first to include INTC's performance hybrid architecture, which combines Performance-cores (P-cores), INTC's highest-performing CPU core, and Efficient-cores (E-cores), designed for multi-threaded task performance.

9MFY21 Results:

  • Marginal Progress in Revenues: INTC's net revenue increased by 1.05% to USD 58.50 billion during 9MFY21 (ended September 25, 2021), compared to USD 57.89 billion during 9MFY20 (ended September 26, 2020).
  • Improvement in Net Income: Net income climbed to USD 15.25 billion during 9MFY21, compared to USD 15.04 billion during 9MFY20.
  • Healthy Balance Sheet: As of September 25, 2021, the company had a cash balance (including trading assets and short-term investments) of USD 34.64 billion with a total debt of USD 40.30 billion.

Key Risks:

  • Customer Concentration Risk: In FY20 and FY19, INTC's three largest clients accounted for 39% and 41% of the company's net revenue, respectively. As a result, if the company's financial strength is unduly reliant on a few customers for sales, its financial strength may be impacted in the future.
  • Geographic Concentration Risk: In FY20, revenue from billings to China, including Hong Kong, accounted for 26% of total revenue, with sales outside the United States accounting for 79%. As a result, any poor economic conditions in any of these regions could harm the company's overall performance.

Outlook:

  • Q4FY21 Estimates: As of October 21, 2021, INTC expects its GAAP Q4FY21 revenues to be about USD 19.2 billion, with a gross margin of around 51.4%. The earnings per share (EPS) is predicted to be about USD 0.78.
  • FY21 Estimates: It further expects GAAP sales of roughly USD 77.7 billion in FY21, with a gross margin of around 55%. The full-year capital investment is estimated to be in the range of USD 18.0 – 19.0 billion, with EPS of roughly around USD 4.50.

Valuation Methodology: Price/Earnings Per Share Multiple Based Relative Valuation

(Analysis by Kalkine Group)

* % Premium/(Discount) is based on our assessment of the company's NTM trading multiple after considering its key growth drivers, economic moat, stock's historical trading multiples versus peer average/median, and investment risks.

INTC Daily Technical Chart (Source: REFINITIV)

Stock Recommendation:

INTC's stock price has fallen 20.44% in the past nine months and is currently trading at the lower-band of the 52-week range of USD 45.24 to USD 68.49. The stock is currently trading below its 50 and 200 DMA levels, and its RSI Index is at 40.06. We have valued the stock using the Price/Earnings multiple-based relative valuation methodology and arrived at a target price of USD 60.56.

Considering the company's strong track record, new product launches, market dominance, and decent balance sheet, we recommend a "Buy" rating on the stock at the current price of USD 48.70, down 2.60% as of November 30, 2021, at 12:08 PM ET.

* The reference data in this report has been partly sourced from REFINITIV.

* All forecasted figures and industry information have been taken from REFINITIV.

* Depending upon the risk tolerance, investors may consider unwinding their positions in a respective stock once the estimated target price is reached.

 

Colgate-Palmolive Company

CL Details

Colgate-Palmolive Company (NYSE: CL) is a household and consumer products company. Its operating segments are Oral, Personal and Home Care, and Pet Nutrition. The Oral, Personal and Home Care product segment is operated through five geographic segments: North America, Latin America, Europe, Asia Pacific, and Africa/Eurasia. As of November 30, 2021, the company’s market capitalization stood at USD 65.50 billion.

Latest News:

  • Pricing of Sustainability Bond: On November 03, 2021, CL announced the EUR 500 million 8-year Sustainability Bond pricing with a 0.300% annual interest rate. CL expects to use the net proceeds to support and advance the measures outlined in its 2025 Sustainability and Social Impact Strategy.
  • Taking Steps Towards Sustainability: On September 27, 2021, CL collaborated with Emerson, a global leader in software, technology, and engineering, to minimize wasted energy in its product packaging facilities and contribute to its objective of attaining net-zero carbon emissions in operations by 2040. As a result, CL has achieved a 15% reduction in energy usage on various toothpaste and toothbrush packaging lines driven by data from Emerson's advanced sensor technologies and analytics and expects even higher energy savings as the system is pushed out more extensively.

 

Q3FY21 Results:

  • Growth in Topline: The company reported an increase of 6.28% in net sales to USD 4.41 billion in Q3FY21 (ended September 30, 2021) compared to USD 4.15 billion in Q3FY20, attributable to a 3.48% growth in revenue from Oral, Personal and Home Care segment.
  • Decline in Bottomline: Net income (attributable to its common shareholders) for Q3FY21 decreased 9.17% YoY and stood at USD 634 million compared to USD 698 million in Q3FY20.
  • Cash and Debt Position: As of September 30, 2021, the company had cash & cash equivalents of USD 1.06 billion and total debt of USD 7.70 billion.

Key Risks:

  • Exchange Rate Risk: Around ~70% of the company's revenue in FY20 was in currencies other than USD, thus exposing it to currency fluctuations. However, to mitigate the exchange rate risk, CL started entering into foreign currency derivative contracts. While the derivative contracts reduce this risk, it does not eliminate the financial impact of movements in the exchange rate.

Outlook:

  • Revenue Guidance: In FY21, CL expects a growth of 4% - 7% in revenue, including forex gains of low-single-digit.
  • FY21 EPS Guidance: In % terms, CL forecasts a low to mid-single-digit and mid to high-single-digit growth in EPS on GAAP and non-GAAP basis, respectively.

 

Valuation Methodology: Price/Earnings Per Share Multiple Based Relative Valuation

(Analysis by Kalkine Group)

  • % Premium/(Discount) is based on our assessment of the company's NTM trading multiple after considering its key growth drivers, economic moat, stock's historical trading multiples versus peer average/median, and investment risks.

CL Daily Technical Chart (Source: REFINITIV)

Stock Recommendation:

CL's share price has declined 12.40% in the past twelve months and is currently trading towards the lower-band of the 52-week range of USD 74.01 to USD 86.38. The stock is currently trading below its 50 and 200 DMA levels, and its RSI Index is at 37.74. We have valued the stock using the Price/Earnings-based relative valuation methodology and arrived at a target price of USD 89.32.

Considering the correction in the stock price in the past twelve months, strong profitability margins, current valuation, and associated risks, we recommend a "Buy" rating on the stock at the closing price of USD 75.02, down 3.46% as of November 30, 2021.

* The reference data in this report has been partly sourced from REFINITIV.

* All forecasted figures and industry information have been taken from REFINITIV.

* Depending upon the risk tolerance, investors may consider unwinding their positions in a respective stock once the estimated target price is reached.

 

Uber Technologies, Inc.

UBER Details

Uber Technologies, Inc. (NYSE: UBER) operates as a technology company that powers mobility from point A to point B by leveraging a vast network, cutting-edge technology, and product expertise. In addition, it creates and maintains proprietary technological applications that support a wide range of products and services on its platform. As of September 30, 2021, UBER's platform is available in around 10,000 cities in 72 countries. Mobility, Delivery, and Freight are the three divisions that create money for the firm.

Latest News:

  • New Partnership: Hims & Hers Health, Inc., a multi-specialty telehealth platform focused on personalized health and wellbeing, announced its most significant on-demand delivery agreement with UBER on November 29, 2021, to bring a wide range of personal care items to consumers via the UBER Eats app. Previously, Tokyo Smoke, an award-winning cannabis store, and UBER Canada, a subsidiary of UBER, announced an exclusive agreement to bring a new way to order cannabis in Ontario, Canada, on November 22, 2021. It is a unique partnership between UBER Eats and Tokyo Smoke, the first cannabis retailer to globally use the UBER Eats platform.

9MFY21 Results:

  • Growth in Revenues: UBER's revenue increased by 46.44% to USD 11.68 billion during 9MFY21 (ended September 30, 2021), compared to USD 7.97 billion during 9MFY20, due to an increase in food delivery orders and larger basket sizes as a result of stay-at-home order demand related to COVID-19, and continued expansion across U.S. and international markets.
  • Drop-in Losses: During 9MFY21, the company had witnessed a decline in net losses to USD 1.39 billion vs. USD 5.80 billion during 9MFY20.
  • Leveraged Balance Sheet: As of September 30, 2021, the company had cash and cash equivalents of USD 6.48 billion and total debt of USD 9.28 billion.
  • All-time High Gross Bookings: UBER reported a 56.75% growth in gross bookings to USD 23.11 billion in Q3FY21 from USD 14.75 billion in Q3FY20.

Quarterly Gross Bookings (Source: Supplemental Data Presentation, November 04, 2021)

 

Key Risks:

  • Geographic Concentration Risk: Only five metropolitan regions accounted for 22% of UBER's mobility gross bookings in FY20: Chicago, Los Angeles, New York City in the United States, Sao Paulo in Brazil, and London in the United Kingdom. Because of its geographic concentration, the company's business and financial results are affected by economic, social, weather, and regulatory conditions in these major metropolitan areas.

Outlook:

  • Q4FY21 Estimates: In its Q3FY21 press release, UBER stated that it expects an Adjusted EBITDA of USD 25-75 million in Q4FY21, with Gross Bookings of USD 25-26 billion.

Valuation Methodology: EV/Sales Multiple Based Relative Valuation

(Analysis by Kalkine Group)

* % Premium/(Discount) is based on our assessment of the company's NTM trading multiple after considering its key growth drivers, economic moat, stock's historical trading multiples versus peer average/median, and investment risks.

UBER Daily Technical Chart (Source: REFINITIV)

Stock Recommendation:

UBER's share price has fallen 32.22% in the past nine months and made a fresh 52-week low today. The stock is currently trading below its 50 and 200 DMA levels, and its RSI Index is at 29.56, indicating an oversold zone. We have valued the stock using the EV/Sales-based relative valuation methodology and arrived at a target price of USD 46.10.

Considering the company's brand name, proven track record, market dominance, improvement in fundamentals, associated risks, and current valuation, we recommend a "Buy" rating on the stock at the current price of USD 37.04, down 6.70% as of November 30, 2021, 12:14 PM ET.

*All forecasted figures and Industry Information have been taken from REFINITIV.

*The reference data in this report has been partly sourced from REFINITIV.

* Depending upon the risk tolerance, investors may consider unwinding their positions in a respective stock once the estimated target price is reached or if the price closes below the support level.

 

Barrick Gold Corporation

GOLD Details

Barrick Gold Corporation (NYSE: GOLD) is a Canadian gold mining company principally engaged in the production and sale of gold and copper as well as other associated activities such as exploration and mine development. GOLD has mining operations in Argentina, Australia, Canada, Chile, Dominican Republic, Papua New Guinea, Peru, Saudi Arabia, the United States, and Zambia.

Latest News:

  • Updates on Swift Gold Project: On November 30, 2021, Ridgeline Minerals Corp., a gold-silver explorer, announced that Nevada Gold Mines LLC (NGM), a joint venture between GOLD and Newmont Corp., has deployed a drill rig to the Swift Gold Project on the Battle Mountain - Eureka mine trend's Cortez District. On September 22, 2021, Ridgeline and NGM signed an exploratory earn-in agreement under which NGM can invest a minimum of USD 20 million (US4 million guaranteed) in qualifying work expenditures over five years to gain a 60% interest in the Swift gold project.
  • Distribution of Return on Capital and Quarterly Dividend: On November 04, 2021, GOLD announced the distribution of the third USD 250 million tranches of a return on capital distribution, representing a return of ~USD 0.14 per share. The proposed distribution will be made on December 15, 2021, along with the Q3FY21 dividend of USD 0.09 per share, payable to shareholders of record on November 30, 2021.

Q3FY21 Results:

  • Decline in Topline: The company reported a YoY decrease of 20.17% in revenue to USD 2.83 billion in Q3FY21 (ended September 30, 2021) compared to USD 3.54 billion in Q3FY20, attributable to a decline in Realized gold price.
  • Reduction in Bottomline: Net income for Q3FY21 decreased 51.85% YoY and stood at USD 612 million compared to USD 1.27 billion in Q3FY20.
  • Cash and Debt Position: As of September 30, 2021, the company had cash & cash equivalents of USD 5.04 billion and total debt of USD 5.15 billion.

Key Risks:

  • Metal Price Risk: Gold and copper prices on the global market are highly volatile and unpredictable, substantially impacting GOLD's operations. As a result, any unfavorable price movement could harm the company's performance.

Outlook:

 

Gold Production Outlook (Source: Results Presentation, November 04, 2021)

 

Valuation Methodology: Price/Cash Flow Based Relative Valuation

(Analysis by Kalkine Group)

  • % Premium/(Discount) is based on our assessment of the company's NTM trading multiple after considering its key growth drivers, economic moat, stock's historical trading multiples versus peer average/median, and investment risks.

GOLD Daily Technical Chart (Source: REFINITIV)

Stock Recommendation:

GOLD's share price has declined 19.47% in the past six months and is currently leaning towards the lower-band of the 52-week range of USD 17.48 to USD 24.94. The stock is currently trading between its 50 and 200 DMA levels, and its RSI Index is at 46.08. We have valued the stock using the Price/Cash Flow-based relative valuation methodology and arrived at a target price of USD 22.92.

Considering the significant correction in the stock price, decent balance sheet, current valuation, and associated risks, we recommend a "Buy" rating on the stock at the current price of USD 19.30, up 0.78% as of November 30, 2021, 11:13 AM ET.

* The reference data in this report has been partly sourced from REFINITIV.

* All forecasted figures and industry information have been taken from REFINITIV.

* Depending upon the risk tolerance, investors may consider unwinding their positions in a respective stock once the estimated target price is reached.

 

Thor Industries, Inc.

THO Details

Thor Industries, Inc. (NYSE: THO) produces and supplies recreational vehicles (RVs) to independent, non-franchise dealers in the United States, Canada, and Europe. Its operating segments are 1) North American Towable segment, including the sales of travel trailers and fifth wheels via Airstream, Heartland, Jayco, Keystone, KZ, and Tiffin brands, 2) North American Motorized segment, consisting of Airstream, Jayco and Thor Motor Coach brands, and 3) European segment, manufacturing both towable and motorized RVs through eight production facilities in Europe. As of November 30, 2021, the company’s market capitalization stood at USD 5.86 billion.

Latest News:

  • Convertible Notes Offering: On October 14, 2021, the company closed an offering of USD 500 million (upsized from USD 400 million) aggregate principal amount of 4.00% Senior Notes due 2029. The proceeds of these notes, along with cash in hand, will be used to redeem its outstanding asset-based revolving credit facility and transaction expenses.
  • Quarterly Dividend: On October 7, 2021, the company declared a quarterly dividend of USD 0.43 (increased from USD 0.41) per common share, paid on November 05, 2021, to shareholders of record on October 22, 2021.

FY21 Results:

  • Surge in Topline: The company reported a 50.80% rise in net sales to USD 12.32 billion in FY21 (ended July 31, 2021) from USD 8.17 billion in FY20, attributable to a growth in consumer demand.
  • Rise in Bottomline: Net income (attributable to common shareholders) for FY21 increased to USD 659.87 million from USD 222.97 million reported in FY20.
  • Cash and Debt Position: As of September 30, 2021, the company had cash & cash equivalents of USD 445.85 million and total debt of USD 1.64 billion.

Key Risks:

  • Customer Concentration Risk: In FY21, FreedomRoads, LLC, its largest dealer, represented ~13% of the total revenue. THO's capacity to negotiate better prices has been harmed by FreedomRoads' acquisition of several other RV dealerships in recent years.
  • Operates in a Cyclical Industry: THO operates in a cyclical and seasonal RV industry and is subject to fluctuations in sales, which could harm the company's financials.

Outlook:

  • FY22 Guidance: THO expects new RV buyer interest and order activity to continue to expand in FY22. Total wholesale shipment estimates for the RV industry (according to the most recent RVIA estimate) is ~577,200 units in CY21, which is expected to grow by 4.0% CY22.

Valuation Methodology: EV/EBITDA Multiple Based Relative Valuation

(Analysis by Kalkine Group)

* % Premium/(Discount) is based on our assessment of the company's FY1 trading multiple after considering its key growth drivers, economic moat, stock's historical trading multiples versus peer average/median, and investment risks.

THO Daily Technical Chart (Source: REFINITIV)

Stock Recommendation:

THO's share price has declined 14.63% in the past six months and is currently leaning towards the lower-band of the 52-week range of USD 91.58 to USD 152.20. The stock is currently trading below its 50 and 200 DMA levels, and its RSI Index is at 40.98. We have valued the stock using the EV/EBITDA-based relative valuation methodology and arrived at a target price of USD 128.36.

Considering the correction in the stock price, robust financials, current valuation, and associated risks, we recommend a "Buy" rating on the stock at the closing price of USD 105.71, up 0.24% as of November 30, 2021.

* The reference data in this report has been partly sourced from REFINITIV.

* All forecasted figures and industry information have been taken from REFINITIV.

* Depending upon the risk tolerance, investors may consider unwinding their positions in a respective stock once the estimated target price is reached.


 

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