Blue-Chip

Technical Analysis Update on One ASX-Listed Financial Services Stock - CBA

August 10, 2023 | Team Kalkine
Technical Analysis Update on One ASX-Listed Financial Services Stock - CBA

Company Overview: Commonwealth Bank of Australia (ASX: CBA) provides financial services that serve approximately 15 million customers, providing retail and commercial banking services predominantly in Australia and New Zealand through its subsidiary, ASB. This Report covers the Price Action, Technical Indicators Analysis along with the Support Levels, Resistance Levels, and Recommendation on this one stock.

Commonwealth Bank of Australia (ASX: CBA)

Recent Update:

On 9 August 2023, CBA unveiled its FY23 results (for the 12 months ended 30 June 2023) and reported:

  • Cash profit profits increased by 6% YoY to A$10.16 billion. Similarly, return on equity jumped 14% YoY. Subsequently, CBA decided to buy back AU$1 billion of stock and declared a final dividend of AU$2.40 per share, bringing total dividends for the year to a record of AU$4.50 (up from AU$3.85 per share in 2022).
  • Despite a 5% YoY increase in operating expenses (due to inflation and additional staff), operating income increased by 13% YoY in FY23, reflecting organic volume growth and margin recovery.
  • However, the Company also highlighted that higher living costs, and competition can squeeze margins and further escalate debt arrears.
  • In terms of investments for the future, CBA invested AU$750 million to prevent frauds, scams, financial and cybercrime.
  • On 14 February 2024, CBA has scheduled the release of H1 FY24 results. 

Technical Analysis:

CBA's price is forming a symmetrical triangle pattern on the daily chart, indicating that the stock's sideways period might continue to persist in the near future. Additionally, the RSI (14-period) is fluctuating near the midpoint, providing further support to a sideways movement. Prices are trading above both the 21-period and 50-day SMAs, which may function as dynamic support levels for the stock; in contrast, the stock's most recent high might act as a resistance level. Crucial support for the stock is positioned at AUD 95.32, while key resistance is placed at AUD 111.43.

Daily Technical Chart – CBA

The stock was analysed as per the closing price of AUD 104.85 per share as on 09 August 2023, up by 2.58%. Commonwealth Bank of Australia (ASX: CBA) was last covered in a report dated ‘26 October 2022’.

Individuals can evaluate the stock based on the support and resistance levels provided in the report in case of keen interest, taking into consideration the risk-reward scenario.

Markets are trading in a highly volatile zone currently due to certain macro-economic issues and geopolitical tensions prevailing. Therefore, it is prudent to follow a cautious approach while investing.

Note 1: Past performance is neither an Indicator nor a guarantee of future performance.

Note 2: Investment decision should be made depending on an individual’s appetite for upside potential, risks, and any previous holdings. This recommendation is purely based on technical analysis, and fundamental analysis has not been considered in this report.

Note 3: Related Risks: This report may be looked at from high-risk perspective and recommendations are provided are for a short duration. Recommendations provided in this report are solely based on technical parameters, and the fundamental performance of the stocks has not been considered in the decision-making process. Other factors which could impact the stock prices include market risks, regulatory risks, interest rates risks, currency risks, social and political instability risks etc.

The reference date for all price data, currency, technical indicators, support, and resistance levels is August 09, 2023.. The reference data in this report has been partly sourced from REFINITIV.

Technical Indicators Defined:

Support: A level at which the stock prices tend to find support if they are falling, and a downtrend may take a pause backed by demand or buying interest. Support 1 refers to the nearby support level for the stock and if the price breaches the level, then Support 2 may act as the crucial support level for the stock.

Resistance: A level at which the stock prices tend to find resistance when they are rising, and an uptrend may take a pause due to profit booking or selling interest. Resistance 1 refers to the nearby resistance level for the stock and if the price surpasses the level, then Resistance 2 may act as the crucial resistance level for the stock.

Stop-loss: It is a level to protect further losses in case of unfavourable movement in the stock prices.

The Green colour line reflects the 21-period moving average. SMA helps to identify existing price trends. If the prices are trading above the 21-period, prices are currently in a bullish trend (Vice – Versa).

The Blue colour line reflects the 50-period moving average. SMA helps to identify existing price trends. If the prices are trading above the 50-period, prices are currently in a bullish trend (Vice – Versa).

The Orange/ Yellow colour line represents the Trendline.

The Purple colour line in the chart’s lower segment reflects the Relative Strength Index (14-Period), which indicates price momentum and signals momentum in trend. A reading of 70 or above suggests overbought status, while a reading of 30 or below suggests an oversold status.


Disclaimer - This report has been issued by Kalkine Pty Limited (ABN 34 154 808 312) (Australian financial services licence number 425376) (“Kalkine”) and prepared by Kalkine and its related bodies corporate authorised to provide general financial product advice. Kalkine.com.au and associated pages are published by Kalkine.

Any advice provided in this report is general advice only and does not take into account your objectives, financial situation or needs. You should therefore consider whether the advice is appropriate to your objectives, financial situation and needs before acting upon it.

There may be a Product Disclosure Statement, Information Statement or other offer document for the securities or other financial products referred to in Kalkine reports. You should obtain a copy of the relevant Product Disclosure Statement, Information Statement or offer document and consider the statement or document before making any decision about whether to acquire the security or product.

You should also seek advice from a financial adviser, stockbroker or other professional (including taxation and legal advice) as necessary before acting on any advice in this report or on the Kalkine website. Not all investments are appropriate for all people.

The information in this report and on the Kalkine website has been prepared from a wide variety of sources, which Kalkine, to the best of its knowledge and belief, considers accurate. Kalkine has made every effort to ensure the reliability of information contained in its reports, newsletters and websites. All information represents our views at the date of publication and may change without notice.

Kalkine does not guarantee the performance of, or returns on, any investment. To the extent permitted by law, Kalkine excludes all liability for any loss or damage arising from the use of this report, the Kalkine website and any information published on the Kalkine website (including any indirect or consequential loss, any data loss or data corruption). If the law prohibits this exclusion, Kalkine hereby limits its liability, to the extent permitted by law, to the resupply of services. Please note past performance is neither an indicator nor a guarantee of future performance.

Please also read our Terms & Conditions and Financial Services Guide for further information.

Employees and/or associates of Kalkine and its related entities may hold interests in the securities or other financial products covered in this report or on the Kalkine website. Any such employees and associates are required to comply with certain safeguards, procedures and disclosures as required by law.

Kalkine Media Pty Ltd, an affiliate of Kalkine Pty Ltd, may have received, or be entitled to receive, financial consideration in connection with providing information about certain entity(s) covered on its website including entities covered in this Report.