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Everyday People Financial Corp.

Financial Services CA EPF

0.4CAD
-(-%)

Last update at 2026-03-10T16:23:00Z

Day Range

0.400.41
LowHigh

52 Week Range

0.521.02
LowHigh

Fundamentals

  • Previous Close 0.40
  • Market Cap72.35M
  • Volume20242
  • P/E Ratio-
  • Dividend Yield-%
  • EBITDA-5.51200M
  • Revenue TTM67.44M
  • Revenue Per Share TTM0.54
  • Gross Profit TTM 40.50M
  • Diluted EPS TTM-0.07

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Type yearly yearly yearly yearly
Date 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Income before tax -6.66200M -2.53600M -0.09055M -4.75674M
Minority interest - - - -
Net income -6.62800M -1.95300M -0.09055M -4.93430M
Selling general administrative 5.27M 4.81M 0.09M 8.10M
Selling and marketing expenses - - - -
Gross profit 8.02M 4.98M - 7.32M
Reconciled depreciation 3.39M 2.46M - 1.54M
Ebit - - - -
Ebitda - - - -
Depreciation and amortization - - - -
Non operating income net other - - - -
Operating income -3.92900M -5.58600M -0.09055M -4.14956M
Other operating expenses - - - -
Interest expense 2.49M 2.04M - 0.53M
Tax provision -0.03400M -0.58300M - 0.18M
Interest income 0.17M 0.13M - -
Net interest income -2.88700M -2.30900M - -0.74266M
Extraordinary items - - - -
Non recurring - - - -
Other items - - - -
Income tax expense - - - -
Total revenue 57.13M 37.89M 0.00000M 13.57M
Total operating expenses 61.05M 43.48M 0.09M 17.72M
Cost of revenue 49.11M 32.91M - 6.25M
Total other income expense net 0.15M 5.36M - 0.14M
Discontinued operations - - - -
Net income from continuing ops -6.62800M -1.95300M -0.09055M -4.93430M
Net income applicable to common shares - - - -
Preferred stock and other adjustments - - - -
Breakdown 2024-09-30 2023-09-30 2022-09-30 2021-09-30 2020-09-30
Type yearly yearly yearly yearly yearly
Date 2024-09-30 2023-09-30 2022-09-30 2021-09-30 2020-09-30
Total assets 63.95M 64.08M 0.17M 0.22M 0.15M
Intangible assets 17.64M 14.27M - 14.01M -
Earning assets - - - - -
Other current assets 13.35M - - - -
Total liab 57.63M 53.64M 0.07M 0.02M 0.00500M
Total stockholder equity 6.32M 10.44M 0.11M 0.20M 0.15M
Deferred long term liab - - - - -
Other current liab 0.24M - - - -
Common stock - - - - -
Capital stock 69.03M 67.52M 0.25M 0.25M 0.15M
Retained earnings -67.34100M -60.71321M -0.18795M -0.09740M -0.00501M
Other liab - - - - -
Good will 12.79M 8.63M - 28.05M -
Other assets - - - - -
Cash 1.61M 1.47M 0.17M 0.22M 0.15M
Cash and equivalents - - - - -
Total current liabilities 37.13M 33.43M 0.07M 0.02M 0.00500M
Current deferred revenue - - - - -
Net debt 17.21M 16.57M - 5.37M -
Short term debt - - - - -
Short long term debt 11.00M 7.58M - 5.99M -
Short long term debt total - - - - -
Other stockholder equity - - - - -
Property plant equipment - - - - -
Total current assets 25.83M 28.96M 0.17M 0.22M 0.15M
Long term investments - 0.65M - 1.52M -
Net tangible assets - - - - -
Short term investments - - - - -
Net receivables 6.80M 6.21M - 6.07M -
Long term debt 7.83M 10.46M - 1.69M -
Inventory 2.07M 5.34M - 6.47M -
Accounts payable 11.08M 23.06M - 8.04M -
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 2.97M 7.37M - 1.71M -
Deferred long term asset charges - - - - -
Non current assets total 38.12M 35.12M 0.00000M 0.00000M 0.00000M
Capital lease obligations 3.42M 2.52M - 1.86M -
Long term debt total - - - - -
Breakdown 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Type yearly yearly yearly yearly
Date 2024-09-30 2023-09-30 2022-09-30 2021-09-30
Investments -5.17900M 0.35M - -1.51551M
Change to liabilities - - - -
Total cashflows from investing activities - - - -
Net borrowings - - - -
Total cash from financing activities -2.42000M 5.70M 0.00000M 2.95M
Change to operating activities - - - -
Net income -6.62800M -1.95300M -18.58266M -4.93430M
Change in cash -0.25100M 0.52M -0.04223M 1.05M
Begin period cash flow 1.97M 1.45M 0.22M 1.29M
End period cash flow 1.61M 1.47M 0.17M 2.34M
Total cash from operating activities 6.21M -5.40100M -0.04223M -0.36458M
Issuance of capital stock - 0.00000M 0.00000M 4.19M
Depreciation 3.39M 2.46M - 1.54M
Other cashflows from investing activities - - - -
Dividends paid - - - -
Change to inventory - - - 2.00M
Change to account receivables -0.53700M 0.18M - -
Sale purchase of stock - - - -
Other cashflows from financing activities - - - -
Change to netincome - - - -
Capital expenditures 0.79M 0.07M 0.00000M 0.41M
Change receivables - - - -
Cash flows other operating - - - -
Exchange rate changes - - - -
Cash and cash equivalents changes - - - -
Change in working capital 0.14M 0.78M 0.05M 2.00M
Stock based compensation 0.46M 0.91M 0.00000M 0.74M
Other non cash items 2.94M -3.37000M - 0.42M
Free cash flow 5.42M -5.47600M -0.04223M -0.77026M

Peer Comparison

Sector: Financial Services Industry: Credit Services

Company Change (CAD) Price (CAD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
EPF
Everyday People Financial Corp.
- -% 0.40 - - 1.07 4.62 1.39 9.83
BTCT
BTC Digital Ltd
-0.05 1.23% 4.00 - - - -

Reports Covered

Stock Research & News

Profile

Everyday People Financial Corp. provides credit products in Canada, the United States, and the United Kingdom. The company operates Financial Services; EP Homes services; and Revenue Cycle Management Services segments. It offers structured lease and down payment accumulation program services for home purchasing; and debt collection services for corporations. The company also provides revenue cycle management outsourcing; white label cards; credit cards; prepaid payment cards; health spending accounts; homeownership facilitation; savings loans; and credit and financial literacy services, as well as supply chain solutions. Everyday People Financial Corp. is headquartered in Edmonton, Canada.

Everyday People Financial Corp.

11150 Jasper Avenue, Edmonton, AB, Canada, T5K 0C7

Key Executives

Name Title Year Born
Mr. Barret J. Reykdal Pres, CEO & Director 1978
Mr. Mayank Mahajan C.A., CPA, M.B.A. Chief Financial Officer 1986
Ms. Renata Berlingo Sr. VP of Operations & Corp. Sec. 1982
Mr. Allan Scullion Chief Technology Officer 1968
Mr. Ryan Watt Pres of Climb 1981
Mr. Morgan Russel Sr. VP of EP Homes 1974
Mr. Darren Wagner Sr. VP of EP Cards & Payments 1971
Mr. Taylor Daniel Inglis M.B.A. Sr. VP of EP Care 1984
Mr. Gordon J. Reykdal Chief Strategy Officer 1958
Mr. Graham Rankin Pres of BPO 1971

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