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Solution Financial Inc

Consumer Cyclical CA SFI

0.275CAD
-(-%)

Last update at 2026-03-10T18:09:00Z

Day Range

0.280.28
LowHigh

52 Week Range

0.260.30
LowHigh

Fundamentals

  • Previous Close 0.28
  • Market Cap23.35M
  • Volume10000
  • P/E Ratio85.94
  • Dividend Yield1.45%
  • EBITDA1.33M
  • Revenue TTM10.61M
  • Revenue Per Share TTM0.12
  • Gross Profit TTM 4.05M
  • Diluted EPS TTM-

Source: TradingView
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Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 0.16M 0.24M -0.36933M 1.11M 1.15M
Minority interest - - - - -
Net income 0.27M 0.36M 0.04M 0.84M 0.91M
Selling general administrative 2.47M 2.40M 2.89M 3.00M 2.91M
Selling and marketing expenses - - - - -
Gross profit 3.90M 3.76M 3.92M 4.96M 4.57M
Reconciled depreciation 0.36M 0.79M 2.30M 4.14M 5.17M
Ebit - - - 1.91M 1.62M
Ebitda - - - 5.87M 6.76M
Depreciation and amortization - - - - -
Non operating income net other - - - - -
Operating income 0.12M 0.21M 0.04M 1.29M 1.18M
Other operating expenses - - - - -
Interest expense 1.20M 1.04M 0.90M 0.63M 0.44M
Tax provision -0.11100M -0.11100M -0.40800M 0.27M 0.24M
Interest income - - - - -
Net interest income -1.20128M -1.04211M -0.90382M -0.62616M -0.43588M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense - - - 0.27M 0.24M
Total revenue 10.61M 12.51M 13.92M 20.35M 20.45M
Total operating expenses 10.49M 12.30M 13.87M 18.43M 18.84M
Cost of revenue 6.71M 8.75M 10.00M 15.38M 15.88M
Total other income expense net 0.05M 0.03M -0.41239M -0.18213M -0.02945M
Discontinued operations - - - - -
Net income from continuing ops 0.27M 0.36M 0.04M 0.84M 0.91M
Net income applicable to common shares 0.27M 0.36M 0.04M 0.84M 0.91M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 37.60M 31.40M 29.61M 29.84M 33.29M
Intangible assets - - - - -
Earning assets - - - - -
Other current assets 1.60M 0.09M 0.08M 0.73M 0.23M
Total liab 25.33M 18.65M 16.81M 16.34M 19.86M
Total stockholder equity 12.27M 12.75M 12.80M 13.49M 13.43M
Deferred long term liab - - - - -
Other current liab 4.72M 5.61M 4.53M 0.77M 0.67M
Common stock 9.19M - - 9.51M 9.71M
Capital stock 9.19M 9.35M 9.38M 9.51M 9.71M
Retained earnings 2.29M 2.44M 2.46M 3.45M 2.96M
Other liab - - - 3.65M 5.75M
Good will - - - - -
Other assets - - - 22.25M 27.46M
Cash 1.99M 0.68M 1.29M 1.81M 3.38M
Cash and equivalents 1.99M - - 1.81M 3.38M
Total current liabilities 14.66M 9.89M 8.38M 9.67M 10.90M
Current deferred revenue - - - - -
Net debt 6.83M 2.32M 1.92M 9.61M 9.75M
Short term debt 8.81M - - 8.42M 9.97M
Short long term debt 8.81M 3.01M 3.21M 8.42M 9.97M
Short long term debt total - - - - 3.21M
Other stockholder equity - - - 0.36M 0.24M
Property plant equipment 0.46M - - 0.33M 0.32M
Total current assets 14.53M 11.74M 11.96M 7.21M 5.47M
Long term investments - - - - -
Net tangible assets - - - 13.45M 13.40M
Short term investments - - - - -
Net receivables 0.31M 0.27M 0.53M 4.20M 1.43M
Long term debt 7.89M - - 3.00M 3.16M
Inventory 0.55M 0.44M 0.49M 0.47M 0.43M
Accounts payable - - - 0.44M 0.22M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - - - - -
Deferred long term asset charges - - - - -
Non current assets total 23.07M 19.66M 17.65M 22.63M 27.82M
Capital lease obligations 0.01M 0.08M 0.01M 0.07M 0.08M
Long term debt total 7.91M - - 3.01M 3.21M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - 2.55M 5.38M 10.37M -7.70105M
Change to liabilities - - - -1.82253M 0.47M
Total cashflows from investing activities 0.68M 2.55M 5.38M 10.37M -7.70105M
Net borrowings 6.32M 1.78M 1.55M -1.67095M 0.35M
Total cash from financing activities 5.56M 1.37M 0.81M -2.64005M 2.31M
Change to operating activities - - - -13.04729M -0.68410M
Net income 0.27M 0.36M 0.04M 0.84M 0.91M
Change in cash 1.40M -0.37107M 0.75M -1.57420M 0.85M
Begin period cash flow 2.19M 2.56M 1.81M 3.38M 2.53M
End period cash flow 3.59M 2.19M 2.56M 1.81M 3.38M
Total cash from operating activities -4.84901M -4.29465M -5.43459M -9.30770M 6.25M
Issuance of capital stock - - - 0.00000M 1.82M
Depreciation 0.36M 0.79M 2.30M 0.08M 0.06M
Other cashflows from investing activities 0.73M 2.62M 5.52M -0.00743M -0.60641M
Dividends paid -0.34296M 0.35M 0.35M -0.35552M -0.33386M
Change to inventory -0.10082M 0.05M -0.01845M -0.04611M 0.13M
Change to account receivables -0.03282M 0.13M -0.38041M 0.27M -0.11175M
Sale purchase of stock -0.40922M -0.05715M -0.39123M -0.61358M 0.46M
Other cashflows from financing activities 0.57M 2.09M 9.94M 0.00000M 1.82M
Change to netincome - - - 0.36M 0.37M
Capital expenditures 0.04M 0.07M 0.14M 0.05M 7.09M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -5.53591M -5.62471M -7.58435M -14.37889M 0.04M
Stock based compensation 0.00000M 0.00000M 0.00569M 0.00000M 0.07M
Other non cash items 0.00432M 0.06M 0.13M 0.10M 0.05M
Free cash flow -4.89145M -4.36644M -5.57403M -9.35653M -0.84572M

Peer Comparison

Sector: Consumer Cyclical Industry: Auto & Truck Dealerships

Company Change (CAD) Price (CAD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
SFI
Solution Financial Inc
- -% 0.28 - - 2.20 1.89 2.84 17.44
BYD
Boyd Group Services Inc.
-3.4 1.52% 219.81 233.11 42.73 2.09 5.62 1.95 18.13
ACQ
Autocanada Inc
-1.11 5.07% 20.78 35.28 9.22 0.13 1.41 0.47 15.66

Reports Covered

Stock Research & News

Profile

Solution Financial Inc., together with its subsidiary, engages in leasing, financing, and retail sale of luxury and exotic vehicles, yachts, and other assets in Canada. It serves new immigrants, business owners, and international students. Solution Financial Inc. is headquartered in Richmond, Canada.

Solution Financial Inc

8680 Cambie Road, Richmond, BC, Canada, V6X 4K1

Key Executives

Name Title Year Born
Mr. Bryan Pang CEO, Pres & Director NA
Mr. Sean P. Hodgins (Illinois), C.A., CPA, CA, CPA CFO, Corp. Sec. & Non-Independent Director NA
Mr. Vincent Lau VP of Operations & Director NA
Ms. Winnie Louie HR & Communication Mang. NA
Mr. Michael Chan Director of Sales NA
Mr. Cary Lau Director of Marketing NA
Mr. Johnny Lau Financial Controller NA
Mr. Bryan Pang CEO, President & Director NA
Mr. Sean P. Hodgins (Illinois), C.A., CPA, CA, CPA CFO, Corporate Secretary & Non-Independent Director NA
Ms. Winnie Louie HR & Communication Manager NA

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