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National Bank of Canada

Financial Services CA NA

183.94CAD
-1.66(0.89%)

Last update at 2026-03-10T20:00:00Z

Day Range

183.77186.63
LowHigh

52 Week Range

104.20177.39
LowHigh

Fundamentals

  • Previous Close 185.60
  • Market Cap65931.55M
  • Volume1639629
  • P/E Ratio16.70
  • Dividend Yield2.78%
  • Revenue TTM12734.00M
  • Revenue Per Share TTM33.64
  • Gross Profit TTM 12734.00M
  • Diluted EPS TTM10.07

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Type yearly yearly yearly yearly yearly
Date 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Income before tax 5134.00M 4777.00M 3972.00M 4277.00M 4072.00M
Minority interest 0.00000M 1.00M 2.00M 1.00M 0.00000M
Net income 4017.00M 3817.00M 3337.00M 3384.00M 3177.00M
Selling general administrative 4549.00M 3725.00M 3452.00M 3284.00M 3027.00M
Selling and marketing expenses - - - - -
Gross profit 13007.00M 10840.00M - 9619.00M 8904.00M
Reconciled depreciation 654.00M 514.00M 524.00M 481.00M 481.00M
Ebit 5134.00M 4544.00M - 8552.00M 6276.00M
Ebitda 5788.00M 5058.00M - 9033.00M 6757.00M
Depreciation and amortization 654.00M 514.00M - 481.00M 481.00M
Non operating income net other - - - - -
Operating income 5134.00M 4544.00M - 8552.00M 6276.00M
Other operating expenses 25662.00M 5509.00M - 413.00M 407.00M
Interest expense 16780.00M 17032.00M 13191.00M 4274.00M 2204.00M
Tax provision 1117.00M 961.00M 637.00M 894.00M 895.00M
Interest income 21298.00M 19971.00M 16777.00M 9545.00M 6987.00M
Net interest income 4518.00M 2939.00M 3586.00M 5271.00M 4783.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 1117.00M 961.00M - 894.00M 895.00M
Total revenue 30796.00M 10831.00M 10161.00M 9619.00M 8904.00M
Total operating expenses 7873.00M 5509.00M - - -
Cost of revenue 17789.00M 17599.00M - - -
Total other income expense net 275.00M 233.00M - -4275.00000M -2204.00000M
Discontinued operations - - - - -
Net income from continuing ops 4017.00M 3816.00M 3335.00M 3383.00M 3177.00M
Net income applicable to common shares 3852.00M 3663.00M - 3277.00M 3017.00M
Preferred stock and other adjustments - - - - -
Breakdown 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Type yearly yearly yearly yearly yearly
Date 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Total assets 576919.00M 462226.00M 423578.00M 403740.00M 355795.00M
Intangible assets 1748.00M 1233.00M 1256.00M 1360.00M 1510.00M
Earning assets - - - - 137206.00M
Other current assets - - - 15288.00M 14313.00M
Total liab 543150.00M 436676.00M 399900.00M 381994.00M 336939.00M
Total stockholder equity 33769.00M 25550.00M 23676.00M 21744.00M 18853.00M
Deferred long term liab - - - - -
Other current liab 336975.00M - - -21446.00000M -21971.00000M
Common stock 9865.00M - - 3196.00M 3160.00M
Capital stock 11479.00M 5113.00M 4944.00M 4846.00M 5810.00M
Retained earnings 20366.00M 18633.00M 16744.00M 15140.00M 13028.00M
Other liab - - - 21507.00M 22284.00M
Good will 3101.00M 1522.00M 1521.00M 1519.00M 1504.00M
Other assets 1572.00M - - 248303.00M 204870.00M
Cash 27916.00M 31549.00M 35234.00M 31870.00M 33879.00M
Cash and equivalents - - - - -
Total current liabilities 450589.00M - - 21446.00M 21971.00M
Current deferred revenue - - - - -
Net debt 121929.00M 42762.00M 17761.00M 14107.00M 9758.00M
Short term debt 105697.00M - - 17071.00M 18215.00M
Short long term debt 64252.00M 32726.00M 20772.00M 17071.00M 18215.00M
Short long term debt total 149845.00M - - 45977.00M 43637.00M
Other stockholder equity 1637.00M - - 1556.00M 94.00M
Property plant equipment 2162.00M - - 1397.00M 1216.00M
Total current assets 38796.00M - - 41302.00M 40166.00M
Long term investments 188793.00M 145205.00M 121867.00M 109859.00M 106529.00M
Net tangible assets - - - 17215.00M 14251.00M
Short term investments 5281.00M 4200.00M 3903.00M 4471.00M 2930.00M
Net receivables 5599.00M 3044.00M 2143.00M 4961.00M 3357.00M
Long term debt 43593.00M 41585.00M 32223.00M 27844.00M 24199.00M
Inventory - - - - -
Accounts payable 7732.00M 6576.00M 5149.00M 4375.00M 3756.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 287.00M - - 202.00M -32.00000M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 31331.00M - - -114135.00000M -110759.00000M
Deferred long term asset charges - - - - -
Non current assets total 538123.00M - - 114135.00M 110759.00M
Capital lease obligations 644.00M 472.00M 517.00M 552.00M 575.00M
Long term debt total 26821.00M - - 28396.00M 24774.00M
Breakdown 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Type yearly yearly yearly yearly yearly
Date 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Investments -6709.00000M -7336.00000M -80.00000M -786.00000M 2032.00M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities -7080.00000M -7336.00000M - -1456.00000M 1467.00M
Net borrowings 1549.00M 390.00M - 640.00M -96.00000M
Total cash from financing activities -1175.00000M -1097.00000M -2267.00000M -381.00000M -1739.00000M
Change to operating activities - - - -28530.00000M -16177.00000M
Net income 4017.00M 3817.00M 3337.00M 3383.00M 3177.00M
Change in cash -3633.00000M -3685.00000M 3364.00M -2009.00000M 4737.00M
Begin period cash flow 31549.00M 35234.00M 31870.00M 33879.00M 29142.00M
End period cash flow 27916.00M 31549.00M 35234.00M 31870.00M 33879.00M
Total cash from operating activities 4635.00M 4652.00M 5166.00M -1922.00000M 6113.00M
Issuance of capital stock 88.00M 153.00M 88.00M 553.00M 592.00M
Depreciation 654.00M 514.00M 524.00M 481.00M 481.00M
Other cashflows from investing activities -2.00000M -1079.00000M - -1160.00000M 1609.00M
Dividends paid -1952.00000M -1640.00000M 1503.00M 1325.00M 1101.00M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -213.00000M 153.00M 0.00000M -245.00000M -800.00000M
Other cashflows from financing activities -647.00000M - - 1235.00M 166.00M
Change to netincome - - - 138.00M -42.00000M
Capital expenditures 502.00M 703.00M 651.00M 670.00M 567.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -1053.00000M 196.00M 1205.00M -5925.00000M 2484.00M
Stock based compensation 24.00M 17.00M 18.00M 17.00M 11.00M
Other non cash items 1173.00M 246.00M - 12.00M -318.00000M
Free cash flow 4133.00M 3949.00M 4515.00M -2592.00000M 5546.00M

Peer Comparison

Sector: Financial Services Industry: Banks - Diversified

Company Change (CAD) Price (CAD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
NA
National Bank of Canada
-1.66 0.89% 183.94 16.70 13.89 5.18 2.03 12.50
RY
Royal Bank of Canada
2.66 1.20% 224.61 16.53 14.77 5.22 2.54 13.24
WFCS
Wells Fargo CDR (CAD Hedged)
0.36 1.67% 21.98 - - - -
TD
Toronto Dominion Bank
0.78 0.60% 130.25 11.26 14.41 3.45 1.88 6.94
BMO
Bank of Montreal
1.61 0.84% 194.35 16.75 14.14 4.20 1.58 11.59

Reports Covered

Stock Research & News

Profile

National Bank of Canada provides financial services to individuals, businesses, institutional clients, and governments in Canada and internationally. It operates through four segments: Personal and Commercial, Wealth Management, Financial Markets, and U.S. Specialty Finance and International. The Personal and Commercial segment offers banking, financing, and investing services to individuals, advisors, and businesses, as well as insurance operations. The Wealth Management segment provides investment solutions, trust services, banking services, lending services, and other wealth management solutions offered through internal and third-party distribution networks. The Financial Markets segment offers corporate and investment banking solutions for large and mid-size corporations, public sector organizations, and institutional investors. The U.S. Specialty Finance and International segment provides specialty finance products; and personal and commercial banking in Cambodia. National Bank of Canada was founded in 1859 and is headquartered in Montreal, Canada.

National Bank of Canada

800 Saint-Jacques Street, Montreal, QC, Canada, H3C 1A3

Key Executives

Name Title Year Born
Mr. Laurent Ferreira Pres, CEO & Director 1971
Mr. Ghislain Parent Exec. Vice-Pres of International NA
Mr. Martin Gagnon Exec. VP of Wealth Management and Co-Pres & Co-CEO of National Bank Financial NA
Mr. Denis Girouard Exec. VP & Co-Head of Financial Markets NA
Ms. Marie Chantal Gingras CFO & Exec. VP of Fin. NA
Ms. Julie Levesque Exec. Vice-Pres of Technology & Operations NA
Mr. Manuel Morales Chief Scientist of Artificial Intelligence NA
Ms. Linda Boulanger Sr. VP of Investor Relations NA
Ms. Nicole Rondou VP of Compliance NA
Dominic Paradis Sr. VP of Legal Affairs & Corp. Sec. NA

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