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iA Financial Corporation Inc

Financial Services CA IAG

150.55CAD
1.22(0.82%)

Last update at 2026-03-10T20:00:00Z

Day Range

149.33152.01
LowHigh

52 Week Range

113.03182.99
LowHigh

Fundamentals

  • Previous Close 149.33
  • Market Cap15905.99M
  • Volume412741
  • P/E Ratio14.73
  • Dividend Yield2.21%
  • EBITDA1650.00M
  • Revenue TTM8755.00M
  • Revenue Per Share TTM94.14
  • Gross Profit TTM 4048.00M
  • Diluted EPS TTM11.64

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Income before tax 1229.00M 1001.00M 956.00M 1118.00M 762.00M
Minority interest - - - - 525.00M
Net income 962.00M 789.00M 800.00M 859.00M 632.00M
Selling general administrative - - 1741.00M 1530.00M 1364.00M
Selling and marketing expenses - - - - -
Gross profit 3699.00M 3138.00M 6546.00M 15511.00M 17697.00M
Reconciled depreciation 320.00M 291.00M 503.00M 415.00M 287.00M
Ebit 1290.00M 1059.00M 1023.00M 1186.00M 831.00M
Ebitda 1610.00M 1350.00M 1526.00M 1601.00M 1118.00M
Depreciation and amortization 320.00M 291.00M 503.00M 415.00M 287.00M
Non operating income net other - - - - -
Operating income 1229.00M 1001.00M 1023.00M 1186.00M 831.00M
Other operating expenses 6699.00M 7708.00M 5590.00M 14393.00M 16935.00M
Interest expense 61.00M 58.00M 67.00M 68.00M 69.00M
Tax provision 267.00M 212.00M 156.00M 259.00M 130.00M
Interest income 826.00M 408.00M 8843.00M 1495.00M 1219.00M
Net interest income -67.00000M -66.00000M -97.00000M -77.00000M -73.00000M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 267.00M 212.00M 156.00M 259.00M 130.00M
Total revenue 7928.00M 8709.00M 6546.00M 15511.00M 17697.00M
Total operating expenses 2470.00M 2137.00M 5590.00M 14396.00M 16935.00M
Cost of revenue 4229.00M 5571.00M - - -
Total other income expense net 1833.00M -6926.00000M -67.00000M -68.00000M -69.00000M
Discontinued operations - - - - -
Net income from continuing ops 962.00M 789.00M 800.00M 859.00M 632.00M
Net income applicable to common shares 942.00M 769.00M 817.00M 830.00M 611.00M
Preferred stock and other adjustments - - - - -
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Total assets 109861.00M 91534.00M 87425.00M 94659.00M 86466.00M
Intangible assets 1964.00M 1847.00M 1784.00M 1708.00M 1621.00M
Earning assets - - - - -
Other current assets - 3486.00M 4317.00M 4054.00M 3938.00M
Total liab 102394.00M 84496.00M 80285.00M 87414.00M 79953.00M
Total stockholder equity 7467.00M 7038.00M 7140.00M 7245.00M 6513.00M
Deferred long term liab - - 732.00M 598.00M 441.00M
Other current liab - -3493.00000M -1878.00000M -1962.00000M -1520.00000M
Common stock - 1603.00M 1675.00M 1706.00M 1674.00M
Capital stock 1524.00M 1978.00M 2200.00M 2231.00M 2199.00M
Retained earnings 5253.00M 5060.00M 5331.00M 4963.00M 4170.00M
Other liab - - 68839.00M 77323.00M 70751.00M
Good will 1490.00M 1318.00M 1318.00M 1267.00M 1224.00M
Other assets - - 49401.00M 51164.00M 44253.00M
Cash 1566.00M 840.00M 1358.00M 1546.00M 1949.00M
Cash and equivalents - - - - -
Total current liabilities - -2112.00000M 1878.00M 1962.00M 1520.00M
Current deferred revenue - - - - -
Net debt 419.00M 1038.00M 708.00M 100.00M -284.00000M
Short term debt - - 0.00000M 0.00000M 0.00000M
Short long term debt - - - - -
Short long term debt total - 1878.00M 2066.00M 1646.00M 1665.00M
Other stockholder equity - 17.00M 23.00M 65.00M 122.00M
Property plant equipment - - 337.00M 369.00M 390.00M
Total current assets - 3486.00M 3265.00M 3352.00M 3593.00M
Long term investments 37820.00M 34009.00M 31320.00M 36799.00M 35948.00M
Net tangible assets - - 3513.00M 3745.00M 3143.00M
Short term investments - 539.00M 7307.00M 52957.00M 52980.00M
Net receivables 1595.00M 1560.00M 1907.00M 1806.00M 1644.00M
Long term debt 1985.00M 1761.00M 1503.00M 1451.00M 1524.00M
Inventory - -2939.00000M - - -
Accounts payable 1360.00M 1381.00M 1878.00M 1962.00M 1520.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - -17.00000M -414.00000M -14.00000M 83.00M
Additional paid in capital - - - - -
Common stock total equity - - - - 1674.00M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - 82334.00M -34759.00000M -40143.00000M -38620.00000M
Deferred long term asset charges - - - - -
Non current assets total - 88048.00M 34759.00M 40143.00M 38620.00M
Capital lease obligations 101.00M 107.00M 110.00M 123.00M 141.00M
Long term debt total - - 1593.00M 1553.00M 1665.00M
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Investments -491.00000M -317.00000M -287.00000M -294.00000M -1140.00000M
Change to liabilities - - 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities -491.00000M -307.00000M -287.00000M -294.00000M -1140.00000M
Net borrowings - - 29.00M -22.00000M 379.00M
Total cash from financing activities -397.00000M -1009.00000M -525.00000M -294.00000M 111.00M
Change to operating activities - - -6488.00000M -182.00000M 5007.00M
Net income 1229.00M 789.00M 956.00M 1118.00M 762.00M
Change in cash 187.00M 21.00M -188.00000M -403.00000M 841.00M
Begin period cash flow 1379.00M 1358.00M 1546.00M 1949.00M 1108.00M
End period cash flow 1566.00M 1379.00M 1358.00M 1546.00M 1949.00M
Total cash from operating activities 1041.00M 1342.00M 613.00M 185.00M 1860.00M
Issuance of capital stock 369.00M 15.00M 262.00M 28.00M 7.00M
Depreciation 320.00M 291.00M 503.00M 415.00M 287.00M
Other cashflows from investing activities -213.00000M -28.00000M 0.00000M -46.00000M -963.00000M
Dividends paid 348.00M 328.00M 304.00M 246.00M 230.00M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -710.00000M -612.00000M -213.00000M -8.00000M -4.00000M
Other cashflows from financing activities -58.00000M -209.00000M -286.00000M -46.00000M -41.00000M
Change to netincome - - 5756.00M -900.00000M -4067.00000M
Capital expenditures 278.00M 279.00M 287.00M 248.00M 177.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -680.00000M 2791.00M -6488.00000M -182.00000M 5007.00M
Stock based compensation - - - 24.00M 10.00M
Other non cash items -2060.00000M -2529.00000M 5642.00M -1166.00000M -4196.00000M
Free cash flow 763.00M 1063.00M 326.00M -63.00000M 1683.00M

Peer Comparison

Sector: Financial Services Industry: Insurance - Diversified

Company Change (CAD) Price (CAD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
IAG
iA Financial Corporation Inc
1.22 0.82% 150.55 14.73 12.15 1.82 2.16 1.95
BRK
Berkshire Hathaway CDR (CAD Hedged)
-0.22 0.61% 36.10 - - - -
SLF
Sun Life Financial Inc.
0.07 0.08% 86.37 16.81 11.24 1.43 2.12 1.39
BNT
Brookfield Wealth Solutions Ltd.
1.69 2.96% 58.77 10.85 - 1.20 0.68 0.25

Reports Covered

Stock Research & News

Profile

iA Financial Corporation Inc., provides insurance and wealth management services for individual and group basis in Canada and the United States. It operates through Insurance, Canada; Wealth Management; Investment; and US Operations segments. The company offers life, health, auto, home, and creditor insurance products; replacement insurance products and warranties; extended warranties and other ancillary products for dealer services; specialized products for special markets; and life insurance products and extended warranties relating to dealer services. It also provides savings plans, retirement funds and segregated funds, securities brokerage services, trust operations, and mutual funds. In addition, the company offers car, life, RV, mortgage, disability, travel, medical and paramedical care, vision and dental care, accidental death and dismemberment, transit, and critical illness insurance products. Further, the company provides investments; registered retirement income and life income funds, and annuities; registered education savings plans; investment funds; wealth management solutions; and registered retirement and education savings plan, auto, and investment loans. Additionally, it owns and manages real estate portfolio of commercial space for lease for offices, businesses, etc.; and manufactures and distributes automobile protection products, as well as provides vehicle warranty and related software and services; digital property and casualty insurance distribution services; life insurance and mutual fund brokerage services; and automobile warranty services. iA Financial Corporation Inc. was founded in 1892 and is headquartered in Quebec City, Canada.

iA Financial Corporation Inc

1080 Grande AllEe West, Quebec City, QC, Canada, G1K 7M3

Key Executives

Name Title Year Born
Mr. Denis Yves Ricard B.Sc., F.S.A., FCIA, FSA CEO, Pres & Director 1962
Mr. Jacques Potvin B.Sc., F.S.A., FCIA, FSA Exec. VP, CFO & Chief Actuary NA
Mr. Alain Bergeron B.B.A., C.F.A., CFA, CMT, M.Sc. Exec. VP & Chief Investment Officer NA
Mr. Michael Lee Stickney B.S., C.F.A., F.S.A., FCIA, FSA, M.B.A., MBA Exec. VP & Chief Growth Officer NA
Mr. Pierre C. Miron Exec. VP & Chief Transformation Officer 1958
Lyne Pelchat C.A., CPA, CPA, CA Vice-Pres of Accounting & Taxation NA
Ms. Manon Gauthier CPA, CA, CFA Sr. Vice-Pres of Admin., Individual Savings & Retirement NA
Ms. Marie-Annick Bonneau Head of Investor Relations NA
Pierre Picard Mang. of PR NA
Ms. Lilia Sham B.Sc., F.S.A., M.Sc., MAAA Exec. VP of Corp. Strategy & Devel. NA

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