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EQB Inc.

Financial Services CA EQB

117.88CAD
-0.61(0.51%)

Last update at 2026-03-10T20:00:00Z

Day Range

114.22119.06
LowHigh

52 Week Range

83.44112.32
LowHigh

Fundamentals

  • Previous Close 118.49
  • Market Cap4192.03M
  • Volume154669
  • P/E Ratio16.75
  • Dividend Yield1.87%
  • Revenue TTM1124.37M
  • Revenue Per Share TTM29.35
  • Gross Profit TTM 1124.37M
  • Diluted EPS TTM6.66

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-10-31 2024-10-31 2023-10-31 2022-12-31 2022-10-31
Type yearly yearly yearly yearly yearly
Date 2025-10-31 2024-10-31 2023-10-31 2022-12-31 2022-10-31
Income before tax 371.50M 554.33M 602.48M 368.46M 368.46M
Minority interest -1.31300M -1.11000M - - -
Net income 265.30M 400.56M 445.91M 270.18M 270.18M
Selling general administrative 326.78M 272.35M - 183.60M 183.60M
Selling and marketing expenses 90.89M 77.85M - 38.68M 38.68M
Gross profit 1225.12M 1148.43M 3052.97M 782.19M 782.19M
Reconciled depreciation 67.95M 60.04M - 46.87M 46.87M
Ebit 371.50M 554.33M 0.00000M 1249.06M 1249.06M
Ebitda 439.45M 614.37M 46.99M 1295.93M 1295.93M
Depreciation and amortization 67.95M 60.04M 46.99M 46.87M 46.87M
Non operating income net other - - - - -
Operating income 371.50M 554.33M - 1249.06M 1249.06M
Other operating expenses 2742.43M 2790.16M 2450.49M 177.73M 466.88M
Interest expense 1751.37M 2089.05M 536.36M 880.61M 880.61M
Tax provision 104.89M 152.66M - 98.28M 98.28M
Interest income 2933.01M 3139.54M - 1616.23M 1616.23M
Net interest income 1181.63M 1050.49M - 735.62M 735.62M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 104.89M 152.66M 156.57M 98.28M 98.28M
Total revenue 3113.93M 3344.49M 3052.97M 782.19M 782.19M
Total operating expenses 853.62M 594.10M 217.61M - 466.88M
Cost of revenue 1888.80M 2196.07M - - -
Total other income expense net - -304.90000M 602.48M -880.60600M -880.60600M
Discontinued operations - - - - -
Net income from continuing ops 266.61M 401.67M - 270.18M 270.18M
Net income applicable to common shares 256.48M 389.84M - 264.62M 264.62M
Preferred stock and other adjustments - - - - -
Breakdown 2025-10-31 2024-10-31 2023-10-31 2022-12-31 2022-10-31
Type yearly yearly yearly yearly yearly
Date 2025-10-31 2024-10-31 2023-10-31 2022-12-31 2022-10-31
Total assets 53493.72M 53233.92M 52933.45M 51144.96M 51144.96M
Intangible assets 148.62M 198.64M - 145.50M 145.50M
Earning assets - - - - -
Other current assets 125.65M - 2266.32M 745.22M 1454.25M
Total liab 50281.92M 50095.74M 50087.91M 48610.00M 48610.00M
Total stockholder equity 3203.57M 3127.81M 2845.54M 2534.95M 2534.95M
Deferred long term liab - - - - -
Other current liab 26708.99M - 527.55M -1447.35500M -2.41700M
Common stock 503.06M - 471.01M 462.56M 462.56M
Capital stock 503.06M 505.88M - 643.97M 643.97M
Retained earnings 2566.47M 2483.31M 2185.48M 1870.10M 1870.10M
Other liab - - - 133.27M 133.27M
Good will 92.55M 110.58M 57.59M 57.59M 57.59M
Other assets 48.41M - - 44645.81M 44645.81M
Cash 717.25M 591.64M -1316.66900M 495.11M 495.11M
Cash and equivalents - - - - -
Total current liabilities 33956.49M - 13792.86M 1447.36M 1447.36M
Current deferred revenue - - 18.30M - 2.42M
Net debt 16820.16M 18610.30M 18682.22M 19041.31M 19041.31M
Short term debt 6877.68M - 12929.01M 1239.70M 1239.70M
Short long term debt 1454.09M 946.96M - 1239.70M 1239.70M
Short long term debt total 13011.77M - 17365.55M 19536.42M 19536.42M
Other stockholder equity 132.35M - 12.79M 11.45M 11.45M
Property plant equipment 194.67M - - 36.17M 36.17M
Total current assets 3450.09M - 2266.32M 3596.81M 3596.81M
Long term investments 2724.37M 2491.08M - 2663.07M 2663.07M
Net tangible assets - - - 2150.45M 2150.45M
Short term investments 1544.42M 1441.14M - 1841.61M 1841.61M
Net receivables 1062.77M 12.61M - 1260.09M 1260.09M
Long term debt 15870.48M 18254.99M - 15082.74M 15082.74M
Inventory - - - 0.38M -1454.25200M
Accounts payable 341.57M 307.44M 318.00M 207.65M 207.65M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 1.68M - -5.15700M 9.44M 9.44M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 2930.85M - 50288.86M -2902.33800M -46.78500M
Deferred long term asset charges - - - - -
Non current assets total 50043.63M - 50667.13M 2902.34M 2902.34M
Capital lease obligations 108.28M 69.78M - 10.33M 10.33M
Long term debt total 11416.56M - - 15093.08M 15093.08M
Breakdown 2025-10-31 2024-10-31 2023-10-31 2022-12-31 2022-10-31
Type yearly yearly yearly yearly yearly
Date 2025-10-31 2024-10-31 2023-10-31 2022-12-31 2022-10-31
Investments 22.56M 402.77M - -766.76800M -766.76800M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities -66.57500M 402.77M - -766.76800M -766.76800M
Net borrowings 0.00000M 147.44M - 275.00M 275.00M
Total cash from financing activities -179.75300M -82.35800M 1259.92M 458.74M 458.74M
Change to operating activities - - - -3994.41000M -3994.41000M
Net income 266.61M 401.67M 445.91M 270.18M 270.18M
Change in cash 125.61M 42.17M 83.91M -278.14500M -278.14500M
Begin period cash flow 591.64M 549.47M 495.11M 773.25M 773.25M
End period cash flow 717.25M 591.64M 83.91M 495.11M 495.11M
Total cash from operating activities 371.94M -278.24300M 596.45M 29.89M 29.89M
Issuance of capital stock 8.42M 31.29M - 231.73M 231.73M
Depreciation 67.95M 60.04M 46.99M 46.87M 46.87M
Other cashflows from investing activities 18.32M 470.13M - -690.19700M -690.19700M
Dividends paid -82.02700M -74.72000M 48.49M 47.99M 47.99M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -97.32500M -152.49200M - 231.73M -899.46500M
Other cashflows from financing activities 2818.04M -186.36800M 865.73M 275.00M 2073.93M
Change to netincome - - - 4.25M 4.25M
Capital expenditures 84.89M 67.36M 34.97M 76.57M 76.57M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 68.80M -908.94300M 50.63M -291.41200M -291.41200M
Stock based compensation 4.64M 4.02M - 3.42M 3.42M
Other non cash items -140.94700M 12.32M 52.92M -97.45200M -97.45200M
Free cash flow 555.10M -345.60600M 561.49M -46.68600M -46.68600M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (CAD) Price (CAD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
EQB
EQB Inc.
-0.61 0.51% 117.88 16.75 11.76 3.73 1.30 14.67
LB
Laurentian Bank Of Canada
-0.03 0.07% 40.31 14.05 13.32 1.94 0.65 13.77
VBNK
VersaBank
0.23 1.18% 19.70 24.72 15.72 5.85 1.32 6.51

Reports Covered

Stock Research & News

Profile

EQB Inc., through its subsidiary, Equitable Bank, provides personal and commercial banking services to retail and commercial customers in Canada. It accepts term deposits, guaranteed investment certificates, high-interest savings accounts, institutional deposit notes, and covered bonds, as well as specialized financing solutions. The company also offers single-family residential mortgages, reverse mortgages, and home equity lines of credit, as well as insurance loans. In addition, it provides business enterprise solutions, commercial finance group services, multi-unit insured financing, specialized finance, equipment leasing, credit union services, and Concentra Trust services, as well as digital banking services. The company was formerly known as Equitable Group Inc. and changed its name to EQB Inc. in June 2022. EQB Inc. was founded in 1970 and is headquartered in Toronto, Canada.

EQB Inc.

EQ Bank Tower, Toronto, ON, Canada, M5A 0Y9

Key Executives

Name Title Year Born
Mr. Andrew R. G. Moor Pres, CEO & Director 1960
Mr. Chadwick Westlake Sr. VP & CFO NA
Mr. Ronald Tratch Sr. VP & Chief Risk Officer NA
Mr. Darren Lorimer C.F.A. Sr. VP & Group Head of Commercial Banking NA
Ms. Mahima Poddar Sr. VP & Group Head of Personal Banking NA
Mr. Daniel Broten Sr. VP & Chief Technology Officer NA
Richard Gill Sr. Director of Corp. Devel. & Investor Relations NA
Michael Mignardi VP & Gen. Counsel NA
Lisa Cinelli VP & Chief Compliance Officer NA
Ms. Jody Lynn Sperling Sr. VP & Chief HR Officer NA

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