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Bank of Montreal

Financial Services CA BMO

194.35CAD
1.61(0.84%)

Last update at 2026-03-10T20:00:00Z

Day Range

192.06195.89
LowHigh

52 Week Range

116.47194.88
LowHigh

Fundamentals

  • Previous Close 192.74
  • Market Cap137244.38M
  • Volume1372612
  • P/E Ratio16.75
  • Dividend Yield3.35%
  • Revenue TTM32657.00M
  • Revenue Per Share TTM45.24
  • Gross Profit TTM 32657.00M
  • Diluted EPS TTM11.44

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Type yearly yearly yearly yearly yearly
Date 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Income before tax 11550.00M 9535.00M 5863.00M 17886.00M 10258.00M
Minority interest -16.00000M -9.00000M -12.00000M - -
Net income 8709.00M 7318.00M 4365.00M 13537.00M 7754.00M
Selling general administrative 12018.00M 10872.00M 14268.00M 8112.00M 9721.00M
Selling and marketing expenses 806.00M 837.00M - 517.00M -
Gross profit 32482.00M 28280.00M - 520.00M 26909.00M
Reconciled depreciation 2180.00M 2110.00M 2099.00M 1384.00M 1425.00M
Ebit 11550.00M 9065.00M - 28898.00M 15835.00M
Ebitda 13730.00M 11175.00M - 30282.00M 17260.00M
Depreciation and amortization 2180.00M 2110.00M - 1384.00M 1425.00M
Non operating income net other - - - - -
Operating income 11550.00M 9065.00M - 28898.00M 15835.00M
Other operating expenses 66599.00M 69023.00M - 872.00M 2402.00M
Interest expense 42050.00M 46517.00M 36893.00M 11012.00M 5577.00M
Tax provision 2825.00M 2208.00M 1486.00M 4349.00M 2504.00M
Interest income 63537.00M 65985.00M 55574.00M 26897.00M 19887.00M
Net interest income 21487.00M 19468.00M 18681.00M 15885.00M 14310.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 2825.00M 2208.00M - 4349.00M 2504.00M
Total revenue 78149.00M 78558.00M 33055.00M 520.00M 26909.00M
Total operating expenses 20932.00M 18745.00M - - -
Cost of revenue 45667.00M 50278.00M - - -
Total other income expense net 443.00M 470.00M - -11012.00000M -5577.00000M
Discontinued operations - - - - -
Net income from continuing ops 8725.00M 7327.00M 4377.00M 13537.00M 7754.00M
Net income applicable to common shares 8273.00M 6932.00M - 13306.00M 7510.00M
Preferred stock and other adjustments - - - - -
Breakdown 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Type yearly yearly yearly yearly yearly
Date 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Total assets 1476802.00M 1409647.00M 1293276.00M 1139199.00M 988175.00M
Intangible assets 4758.00M 4925.00M 5216.00M 2193.00M 2266.00M
Earning assets - - - - 397859.00M
Other current assets - - - 32604.00M 25309.00M
Total liab 1388702.00M 1325361.00M 1216239.00M 1068161.00M 930652.00M
Total stockholder equity 88051.00M 84250.00M 77009.00M 71038.00M 57523.00M
Deferred long term liab - - - - -
Other current liab 813898.00M - - -113004.00000M -100106.00000M
Common stock 23359.00M - - 17744.00M 13599.00M
Capital stock 24909.00M 25971.00M 26241.00M 20394.00M 17249.00M
Retained earnings 47377.00M 46469.00M 44920.00M 45117.00M 35497.00M
Other liab - - - 11482.00M 4837.00M
Good will 16797.00M 16774.00M 16728.00M 5285.00M 5378.00M
Other assets 4135.00M - - 727400.00M 614306.00M
Cash 70322.00M 68738.00M 82059.00M 93200.00M 101564.00M
Cash and equivalents - - - - -
Total current liabilities 1125437.00M - - 113004.00M 100106.00M
Current deferred revenue - - - - -
Net debt 344873.00M 190376.00M 163170.00M 129441.00M 88244.00M
Short term debt 248310.00M - - 96072.00M 86289.00M
Short long term debt 113343.00M 106837.00M 108536.00M 96072.00M 86289.00M
Short long term debt total 415195.00M - - 222641.00M 189808.00M
Other stockholder equity 7779.00M - - 3975.00M 4442.00M
Property plant equipment 6252.00M - - 5104.00M 4869.00M
Total current assets 158336.00M - - 126301.00M 128667.00M
Long term investments 420694.00M 398607.00M 322379.00M 272916.00M 232689.00M
Net tangible assets - - - 60910.00M 46229.00M
Short term investments 33836.00M 44791.00M 32251.00M 25007.00M 20408.00M
Net receivables 54178.00M 40211.00M 9756.00M 8094.00M 6695.00M
Long term debt 59126.00M 152277.00M 136693.00M 25944.00M 25101.00M
Inventory - - - 13.00M 11.00M
Accounts payable 62900.00M 52186.00M 19722.00M 16932.00M 13817.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 7986.00M - - 1552.00M 2556.00M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 340819.00M - - -285498.00000M -245202.00000M
Deferred long term asset charges - - - - -
Non current assets total 1318466.00M - - 285498.00M 245202.00M
Capital lease obligations 3315.00M 3326.00M 3506.00M 2835.00M 2743.00M
Long term debt total 62441.00M - - 28779.00M 27844.00M
Breakdown 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Type yearly yearly yearly yearly yearly
Date 2025-10-31 2024-10-31 2023-10-31 2022-10-31 2021-10-31
Investments 1480.00M -24529.00000M -21157.00000M -29249.00000M 621.00M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities 605.00M -24529.00000M - -29471.00000M -299.00000M
Net borrowings -321.00000M -2684.00000M - 14734.00M -1255.00000M
Total cash from financing activities -8673.00000M -17412.00000M 268.00M 15980.00M -5122.00000M
Change to operating activities - - - -43464.00000M -7680.00000M
Net income 8725.00M 7327.00M 4365.00M 13537.00M 7754.00M
Change in cash 2386.00M -12836.00000M -9532.00000M -5795.00000M 35853.00M
Begin period cash flow 65098.00M 77934.00M 87466.00M 93261.00M 57408.00M
End period cash flow 67484.00M 65098.00M 77934.00M 87466.00M 93261.00M
Total cash from operating activities 10240.00M 29030.00M 9591.00M 4957.00M 44049.00M
Issuance of capital stock 1523.00M 2436.00M 4001.00M 5358.00M 159.00M
Depreciation 2180.00M 2110.00M 2099.00M 1384.00M 1425.00M
Other cashflows from investing activities 854.00M 515.00M - -28023.00000M 684.00M
Dividends paid -5031.00000M -3840.00000M 2703.00M 2595.00M 2980.00M
Change to inventory - - - - -12323.00000M
Change to account receivables - 257.00M - -1170.00000M 75.00M
Sale purchase of stock -3396.00000M -1250.00000M 0.00000M -1517.00000M -1046.00000M
Other cashflows from financing activities -83.00000M -12074.00000M - 23952.00M 10792.00M
Change to netincome - - - 536.00M 392.00M
Capital expenditures 1729.00M 1564.00M 1677.00M 1448.00M 983.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -4010.00000M 16086.00M 1850.00M -10121.00000M 34522.00M
Stock based compensation - - - - 81.00M
Other non cash items 3333.00M 3354.00M - -318.00000M 221.00M
Free cash flow 8511.00M 27466.00M 7914.00M 3509.00M 43066.00M

Peer Comparison

Sector: Financial Services Industry: Banks - Diversified

Company Change (CAD) Price (CAD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BMO
Bank of Montreal
1.61 0.84% 194.35 16.75 14.14 4.20 1.58 11.59
RY
Royal Bank of Canada
2.66 1.20% 224.61 16.53 14.77 5.22 2.54 13.24
WFCS
Wells Fargo CDR (CAD Hedged)
0.36 1.67% 21.98 - - - -
TD
Toronto Dominion Bank
0.78 0.60% 130.25 11.26 14.41 3.45 1.88 6.94
BNS
Bank of Nova Scotia
0.97 1.01% 97.20 18.20 12.77 4.05 1.64 12.16

Reports Covered

Stock Research & News

Profile

Bank of Montreal engages in the provision of diversified financial services primarily in North America. The company operates through Canadian P&C, U.S P&C, BMO Wealth Management, and BMO Capital Markets segments. It's personal banking products and services include deposits, home lending, consumer credit, small business lending, credit cards, cash management, financial and investment advice, and other banking services; and commercial banking products and services comprise various of financing options and treasury and payment solutions, as well as risk management products. It also offers investing, banking, and wealth management advisory; digital investing services; financial solutions for individuals, families, and businesses; offers investment management services to institutional, retail, and high net worth investors; and diversified insurance, and wealth and pension de-risking solutions. In addition, the company provides individual life, critical illness and annuity products, as well as segregated funds, and group creditor and travel insurance to customers; debt and equity capital-raising, loan origination and syndication, balance sheet management, treasury management, mergers and acquisitions advice, restructurings and recapitalizations, trade finance, and risk mitigation services, as well as a range of banking and other operating services. Further, the company offers research and access to financial markets for institutional, corporate and retail clients through an integrated suite of sales and trading solutions related to debt, foreign exchange, interest rates, credit, equities, securitization, and commodities; provides new product development and origination services, as well as risk management and advisory services for hedging strategies, including in interest rates, foreign exchange rates and commodities prices; and funding and liquidity management services. Bank of Montreal was founded in 1817 and is headquartered in Montreal, Canada.

Bank of Montreal

129 rue Saint-Jacques, Montreal, QC, Canada, H2Y 1L6

Key Executives

Name Title Year Born
Mr. William Darryl White CEO & Director 1972
Mr. Tayfun Tuzun Chief Financial Officer 1965
Mr. Cameron Fowler Chief Strategy & Operations Officer NA
Mr. Thomas Earl Flynn Vice Chairman 1964
Mr. David Robert Casper Group Head of North American Commercial Banking & CEO of BMO Financial Corp NA
Mr. Daniel Barclay CEO & Group Head of BMO Capital Markets NA
Mr. Steve Tennyson C.F.A. Chief Technology & Operations Officer NA
Ms. Sharon Marie Haward-Laird Gen. Counsel NA
Ms. Kimberley Crews Goode Chief Communications & Social Impact Officer NA
Ms. Catherine Margaret Roche Head of Marketing & Strategy NA

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