Waterdrop Inc ADR

Financial Services US WDH

1.76USD
-(-%)

Last update at 2026-03-10T20:00:00Z

Day Range

1.751.79
LowHigh

52 Week Range

0.983.36
LowHigh

Fundamentals

  • Previous Close 1.76
  • Market Cap396.97M
  • Volume182348
  • P/E Ratio11.56
  • Dividend Yield-%
  • EBITDA66.11M
  • Revenue TTM2650.81M
  • Revenue Per Share TTM6.94
  • Gross Profit TTM 1782.41M
  • Diluted EPS TTM0.09

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 630.69M -1795.06700M -613.69900M -178.97800M -187.63700M
Minority interest - - - - -
Net income 607.72M -1574.08000M -663.85400M -321.50600M -209.19400M
Selling general administrative 388.65M 530.52M 407.17M 143.00M 126.24M
Selling and marketing expenses 624.48M 3104.77M 2130.53M 1056.49M 184.94M
Gross profit 1782.41M 2151.44M 2285.69M 1219.65M 192.22M
Reconciled depreciation 22.98M 18.09M 13.06M 6.69M 1.98M
Ebit 239.50M -1862.84200M -496.24600M -194.48000M -188.23000M
Ebitda 473.92M -1872.19100M -331.16100M -191.94500M -186.24700M
Depreciation and amortization 234.42M -9.34900M 165.09M 2.54M 1.98M
Non operating income net other - - - - -
Operating income 239.50M -1862.84200M -496.24600M -194.48000M -188.16400M
Other operating expenses 2323.78M 5068.76M 3524.19M 1705.44M 426.31M
Interest expense 81.71M 95.22M 269.49M 19.62M 2.43M
Tax provision 22.98M -220.98700M 50.16M 142.53M 21.50M
Interest income 81.71M 58.01M 26.52M 10.53M 2.43M
Net interest income 81.71M 48.66M 26.52M 10.53M 2.43M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 22.98M -220.98700M 50.16M 142.53M 21.50M
Total revenue 2801.77M 3205.91M 3027.95M 1510.96M 238.15M
Total operating expenses 1304.42M 4014.28M 2781.94M 1414.13M 380.38M
Cost of revenue 1019.36M 1054.47M 742.26M 291.31M 45.93M
Total other income expense net 391.19M 67.78M -117.45300M 15.50M -1.90100M
Discontinued operations - - - - -
Net income from continuing ops 607.72M -1574.08000M -663.86900M -321.53500M -209.19400M
Net income applicable to common shares 607.72M -1726.36700M -1107.78000M -458.37400M -231.42400M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 5922.22M 5250.60M 4705.06M 2555.91M 706.72M
Intangible assets 56.61M 56.75M 53.03M 16.85M 11.98M
Earning assets - - - - -
Other current assets 859.83M 369.79M 29.86M 6.80M 193.50M
Total liab 1156.10M 1277.17M 1524.74M 1054.39M 428.50M
Total stockholder equity 4766.13M 3973.43M 3180.31M 1501.51M 278.22M
Deferred long term liab - - - - -
Other current liab 595.68M 519.20M 590.09M 469.45M 167.19M
Common stock 0.14M 0.13M 0.04M 0.04M 0.04M
Capital stock 0.14M 0.13M 4837.38M 2207.87M -
Retained earnings -2726.91900M -3334.63600M -1672.02100M -733.60000M -338.92300M
Other liab 29.70M 13.55M 225.75M 167.60M 24.25M
Good will 3.42M 3.42M 3.12M 1.47M 0.00000M
Other assets 6.17M 41.73M 24.01M - -
Cash 1574.17M 817.72M 1061.96M 964.48M 196.10M
Cash and equivalents 1574.17M 817.72M 1061.96M 964.48M 196.10M
Total current liabilities 1121.69M 1249.14M 1271.29M 874.49M 403.98M
Current deferred revenue - 0.80M 37.32M 53.81M -
Net debt -1560.11600M -759.12900M -997.70200M -921.17800M -
Short term debt 9.35M 44.11M 36.55M 31.00M 19.14M
Short long term debt - - - - -
Short long term debt total 14.05M 58.59M 64.26M 43.30M 0.26M
Other stockholder equity 7384.67M 7329.42M 4874.15M 2244.03M -72.94100M
Property plant equipment 49.84M 103.84M 89.42M 71.11M 7.83M
Total current assets 5690.62M 5033.04M 4532.74M 2461.74M 684.24M
Long term investments 11.97M 11.81M 2.74M 4.73M -
Net tangible assets 4706.09M 3913.25M -1713.17700M -724.64100M -384.97400M
Short term investments 2130.38M 1969.36M 1193.16M 60.28M 34.38M
Net receivables 1126.24M 1208.50M 1813.02M 1027.27M 260.26M
Long term debt - - - - -
Inventory - 667.66M 434.74M 402.92M -
Accounts payable 516.66M 685.03M 607.33M 320.24M 2.39M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 108.25M -21.49200M 14.96M 27.24M -
Additional paid in capital - - - - -
Common stock total equity - - 0.04M 0.04M -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 103.59M 29.89M 24.01M 4.73M -
Deferred long term asset charges - - - - -
Non current assets total 231.60M 217.56M 172.32M 94.17M -
Capital lease obligations 14.05M 58.59M 64.26M 43.30M -
Long term debt total - 0.28M 0.42M 0.18M 0.26M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -139.81900M -811.21500M -1172.42800M -27.53100M 39.45M
Change to liabilities 0.00000M -246.17500M 49.86M 129.63M 55.64M
Total cashflows from investing activities - -846.89800M -1217.70100M -45.95500M 31.99M
Net borrowings - -0.19200M -0.16900M -19.20800M 19.10M
Total cash from financing activities -57.45700M 2119.67M 2050.89M 1472.78M 362.67M
Change to operating activities - 287.05M -36.99000M 300.22M 82.67M
Net income 607.72M -1574.08000M -663.86900M -321.53500M -209.19400M
Change in cash 606.15M 162.03M 29.20M 921.27M 181.66M
Begin period cash flow 1485.38M 1323.35M 1294.15M 372.88M 191.23M
End period cash flow 2091.53M 1485.38M 1323.35M 1294.15M 372.88M
Total cash from operating activities 765.71M -1096.65200M -777.10800M -532.89500M -211.02900M
Issuance of capital stock 0.00000M 2133.44M 2048.99M 1491.98M 351.17M
Depreciation 22.98M 18.09M 13.06M 6.69M 1.98M
Other cashflows from investing activities - -810.42300M 1.79M -0.08700M -0.08700M
Dividends paid - - - - -
Change to inventory - 453.98M -558.85900M -385.31700M -167.43800M
Change to account receivables -42.81900M -104.05200M -286.83900M -147.32700M -100.92200M
Sale purchase of stock -67.02200M -16.54600M 2051.06M 1491.98M -7.60000M
Other cashflows from financing activities 9.73M 2.97M 2051.06M 1491.98M 370.31M
Change to netincome - 267.46M 378.53M 28.04M 47.87M
Capital expenditures 11.88M 36.48M 26.71M 13.27M 7.47M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 5.67M 191.87M -504.83000M -246.08400M -51.68800M
Stock based compensation 112.03M 226.16M 227.83M 28.00M 47.81M
Other non cash items 17.32M 53.14M 150.70M 0.04M 0.06M
Free cash flow 753.82M -1133.12700M -803.81700M -546.16200M -218.49500M

Peer Comparison

Sector: Financial Services Industry: Insurance - Diversified

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
WDH
Waterdrop Inc ADR
- -% 1.76 11.56 - 0.15 0.65 0.0098 -0.6366
ALIZY
Allianz SE ADR
0.31 0.76% 40.85 12.24 11.61 1.25 2.01 1.11
ALIZF
Allianz SE
4.30 1.05% 413.29 12.22 11.71 1.24 2.03 1.11
AXAHY
Axa SA ADR
-0.58 1.30% 44.09 10.45 9.17 0.87 1.57 1.38
ZURVY
Zurich Insurance Group Ltd
-0.38 1.10% 34.10 16.20 14.47 1.67 3.13 1.24

Reports Covered

Stock Research & News

Profile

Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company offers short-term health and long-term health and life insurance products and services. It also operates a medical crowdfunding platform. Waterdrop Inc. was founded in 2016 and is headquartered in Beijing, the People's Republic of China.

Waterdrop Inc ADR

Wangjing Science and Technology Park, Beijing, China, 100102

Key Executives

Name Title Year Born
Mr. Peng Shen Co-Founder, Chairman & CEO 1988
Mr. Guang Yang Co-Founder, VP of Fin., GM of Insurance Marketplace & Director 1986
Mr. Yao Hu Co-Founder, Director and GM of Crowdfunding & Healthcare 1987
Xiaojiao Cui Investor Relations Officer NA
Mr. Minming Chen Chief Marketing Officer 1980
Wei Ran Partner & GM of the Insurance Marketplace NA
Mr. Hui Teng Chief Actuary 1979

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