Webster Financial Corporation

Financial Services US WBS

69.08USD
0.47(0.69%)

Last update at 2026-03-10T20:00:00Z

Day Range

68.7169.99
LowHigh

52 Week Range

30.0754.26
LowHigh

Fundamentals

  • Previous Close 68.61
  • Market Cap8871.21M
  • Volume7007659
  • P/E Ratio9.82
  • Dividend Yield3.16%
  • Revenue TTM2560.38M
  • Revenue Per Share TTM14.86
  • Gross Profit TTM 2191.95M
  • Diluted EPS TTM5.25

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 797.98M 533.86M 279.97M 486.69M 441.63M
Minority interest - - - - -
Net income 644.28M 408.86M 220.62M 382.72M 360.42M
Selling general administrative 750.19M 435.78M 446.71M 413.36M 416.25M
Selling and marketing expenses 16.44M 12.05M 14.12M 16.29M 16.84M
Gross profit 2472.47M 1223.29M 1174.91M 1237.49M 1189.25M
Reconciled depreciation 31.94M 4.51M 36.62M 37.51M 38.75M
Ebit 1048.43M 533.86M 279.97M 486.69M 625.02M
Ebitda 1080.37M 538.37M 284.13M 490.54M 628.87M
Depreciation and amortization 31.94M 4.51M 4.16M 3.85M 3.85M
Non operating income net other - - - - -
Operating income 1048.43M 533.86M 279.97M 486.69M 590.12M
Other operating expenses 16.44M -689.43200M -894.93800M -750.79800M 599.13M
Interest expense 250.45M 41.76M 110.66M 199.46M 148.49M
Tax provision 153.69M 125.00M 59.35M 103.97M 81.22M
Interest income 2284.74M 942.84M 1002.05M 1154.58M 1055.17M
Net interest income 2034.29M 901.09M 891.39M 955.13M 906.68M
Extraordinary items - - - 0.00000M 10.98M
Non recurring - - - - -
Other items - - - - -
Income tax expense 153.69M 125.00M 59.35M 103.97M 81.22M
Total revenue 2472.47M 1223.29M 1174.91M 1237.49M 1186.00M
Total operating expenses 16.44M -689.43200M -894.93800M -750.79800M -599.13000M
Cost of revenue - - - -129.57700M -3.25100M
Total other income expense net -250.45100M -41.75500M -110.65600M -199.45600M -148.48600M
Discontinued operations - - - - -
Net income from continuing ops 644.28M 408.86M 220.62M 382.72M 360.42M
Net income applicable to common shares 628.36M 398.69M 211.47M 372.99M 351.70M
Preferred stock and other adjustments - - 9.15M 9.74M 8.71M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 71277.52M 34915.60M 32590.69M 30389.34M 27610.31M
Intangible assets 199.34M 17.87M 22.38M 21.92M 25.76M
Earning assets - 10833.69M 9056.17M 8477.40M 7454.38M
Other current assets -575.82500M 18493.93M 18692.10M 17699.78M 16155.69M
Total liab 63221.33M 31477.27M 29356.06M 2488.84M 24723.80M
Total stockholder equity 8056.19M 3438.32M 3234.62M 3207.77M 2886.51M
Deferred long term liab - - - - -
Other current liab 54054.34M -22.77300M -24.41400M 26641.21M 24497.78M
Common stock 7772.21M 3293.29M 3089.59M 3062.73M 2741.48M
Capital stock 8056.19M 145.97M 145.97M 145.97M 145.97M
Retained earnings 2713.86M 2333.29M 2077.52M 2061.35M 1828.30M
Other liab 363.03M 14.88M 46.94M 23.58M 34.89M
Good will 2514.10M 538.37M 538.37M 538.37M 538.37M
Other assets 57987.27M 18493.93M 18692.10M 17699.78M 35523.45M
Cash 839.94M 461.57M 263.10M 257.89M 329.50M
Cash and equivalents - - - - -
Total current liabilities 55535.82M 22.77M 24.41M 26641.21M 24497.78M
Current deferred revenue - - - - -
Net debt 5693.74M 112.36M 437.72M 2230.95M 1723.33M
Short term debt - 22.77M 24.41M 1690.00M 1403.03M
Short long term debt - - - 1690.00M 1403.03M
Short long term debt total 6533.68M 573.93M 700.83M 2488.84M 2052.83M
Other stockholder equity -2028.90100M -2310.70800M -2119.77800M -2025.28000M -1697.65100M
Property plant equipment 430.18M 204.56M 226.74M 270.41M 124.85M
Total current assets 9774.99M 5227.89M 4216.43M 3639.11M 19697.18M
Long term investments 14457.39M 10432.98M 30190.76M 28083.69M 22590.42M
Net tangible assets 5058.76M 2737.05M 2528.83M 2502.44M 2177.34M
Short term investments 7892.70M 4234.85M 3326.78M 2925.83M 2898.73M
Net receivables 1618.17M 531.47M 626.55M 455.38M 313.26M
Long term debt 1073.13M 573.93M 567.66M 540.36M 226.02M
Inventory 2.35M 2.81M 2.31M 6.47M 6.87M
Accounts payable 1481.48M 29847.03M 166.17M 153.16M 230.25M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -684.96000M -22.58000M 42.26M -36.07200M -130.65200M
Additional paid in capital - - - - -
Common stock total equity 1.83M 0.94M 0.94M 0.94M 0.94M
Preferred stock total equity 283.98M 145.04M 145.04M 145.04M 145.04M
Retained earnings total equity 2713.86M 2333.29M 2077.52M 2061.35M 1828.30M
Treasury stock -431.76200M -126.95100M -140.65900M -76.73400M -71.50400M
Accumulated amortization - - - - -
Non currrent assets other -14457.39400M -109.40500M -81.28600M -61.97500M -96.51600M
Deferred long term asset charges - - - - -
Non current assets total 3515.26M 11193.78M 9682.16M 9050.45M 7913.14M
Capital lease obligations - 144.80M 158.28M 174.40M -
Long term debt total 1073.13M 562.93M 567.66M 540.36M 226.02M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -7782.73600M -2469.61900M -2278.53000M -2563.33300M -1298.28700M
Change to liabilities -149.10300M 38.06M -8.12100M -23.25700M -28.06600M
Total cashflows from investing activities -7186.33800M -2405.08900M -2288.60900M -2549.75600M -1361.37300M
Net borrowings 5896.76M -442.62600M -1860.38800M 876.58M 88.31M
Total cash from financing activities 6228.76M 1914.96M 1913.27M 2174.30M 921.23M
Change to operating activities -149.10300M 38.06M 19.75M -20.77800M -28.06600M
Net income 644.28M 408.86M 220.62M 382.72M 360.42M
Change in cash 378.37M 198.47M 5.21M -71.60400M 29.26M
Begin period cash flow 461.57M 263.10M 257.89M 329.50M 231.16M
End period cash flow 839.94M 461.57M 263.10M 257.89M 260.42M
Total cash from operating activities 1335.95M 688.59M 380.55M 303.85M 469.41M
Issuance of capital stock - - - 0.00000M 0.00000M
Depreciation 82.67M 41.51M 36.62M 37.51M 38.75M
Other cashflows from investing activities 625.16M 81.12M 11.20M 39.29M -30.12800M
Dividends paid -261.49200M -152.68200M -152.84000M -148.65800M 122.83M
Change to inventory - - - - -
Change to account receivables -106.74000M -69.26300M 25.66M -23.79000M -0.73900M
Sale purchase of stock -322.10300M 3.49M -76.55600M -13.00300M -12.15800M
Other cashflows from financing activities 28812.80M 2370.28M 7807.98M -3.64200M 9864.24M
Change to netincome 231.60M -54.07900M 120.32M 2.24M 57.27M
Capital expenditures 28.76M 16.59M 21.28M 25.72M 32.96M
Change receivables 56.78M 22.78M 27.87M 2.48M -
Cash flows other operating 495.93M 98.39M -92.68700M -147.57100M -9.95000M
Exchange rate changes - - - - -
Cash and cash equivalents changes 378.37M 198.47M 5.21M -71.60400M 29.26M
Change in working capital 308.52M 150.66M -87.49300M -182.93200M -48.03400M
Stock based compensation 54.10M 13.66M 12.18M 12.63M 11.61M
Other non cash items 271.83M 74.98M 229.86M 53.00M 97.19M
Free cash flow 1307.19M 672.00M 359.27M 278.13M 436.45M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
WBS
Webster Financial Corporation
0.47 0.69% 69.08 9.82 8.18 3.38 1.11
HDB
HDFC Bank Limited ADR
-0.24 0.81% 29.48 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.02 0.06% 31.67 6.61 5.68 0.48 0.77 3.43
IBN
ICICI Bank Limited
0.04 0.14% 28.06 17.79 16.95 0.07 3.08
BNPQY
BNP Paribas SA ADR
0.20 0.39% 50.96 8.57 6.56 1.75 0.57

Reports Covered

Stock Research & News

Profile

Webster Financial Corporation operates as the bank holding company for Webster Bank, National Association that provides a range of financial services to individuals, families, and businesses in the United States. It operates through three segments: Commercial Banking, HSA Bank, and Consumer Banking. The Commercial Banking segment provides commercial real estate and equipment financing, business banking, asset-based lending, and commercial services; public sector finance; mortgage warehouse financing; treasury management services; credit, deposit, and cash flow management services; and wealth management solutions to business owners and operators, including trust, asset management, financial planning, insurance, retirement, and investment products, as well as derivative, treasury, accounts payable, accounts receivable, and trade products and services. The HSA Bank segment offers health savings accounts, health reimbursement arrangements, flexible spending accounts, and commuter services that are distributed directly to employers and individual consumers, as well as through national and regional insurance carriers, consultants, and financial advisors. The Consumer Banking segment provides consumer deposit and fee-based services, residential mortgages, home equity lines, secured and unsecured loans, and credit cards to consumers; and small business banking products, such as credit, deposit, and cash flow management to businesses and professional service firms. It also offers online and mobile banking services. Webster Financial Corporation was founded in 1935 and is headquartered in Stamford, Connecticut.

Webster Financial Corporation

200 Elm Street, Stamford, CT, United States, 06902

Key Executives

Name Title Year Born
Mr. John R. Ciulla Pres, CEO & Director 1966
Mr. Glenn I. MacInnes Exec. VP & CFO 1961
Mr. Daniel H. Bley Exec. VP & Chief Risk Officer 1969
Mr. Charles L. Wilkins Exec. VP & Head of HSA Bank 1962
Mr. Christopher J. Motl Exec. VP & Pres of Commercial Banking 1971
Mr. Jack L. Kopnisky Exec. Chairman 1956
Mr. Luis Massiani COO & Exec. VP 1977
Mr. Albert J. Wang CPA, CPA Exec. VP & Chief Accounting Officer 1975
Mr. Vikram Nafde Exec. VP & Chief Information Officer NA
Mr. Terrence K. Mangan Sr. VP of Investor Relations NA

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