Renasant Corporation

Financial Services US RNST

36.65USD
0.04(0.11%)

Last update at 2026-03-10T20:00:00Z

Day Range

36.0137.50
LowHigh

52 Week Range

22.8437.28
LowHigh

Fundamentals

  • Previous Close 36.61
  • Market Cap1893.09M
  • Volume765449
  • P/E Ratio11.67
  • Dividend Yield2.61%
  • Revenue TTM630.56M
  • Revenue Per Share TTM11.25
  • Gross Profit TTM 606.76M
  • Diluted EPS TTM2.89

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 211.31M 222.83M 103.49M 216.11M 188.65M
Minority interest - - - - -
Net income 166.07M 175.89M 83.65M 167.91M 146.92M
Selling general administrative 261.65M 311.22M 323.07M 270.46M 232.92M
Selling and marketing expenses 14.32M 12.20M 10.32M 11.61M 9.46M
Gross profit 630.55M 650.99M 660.29M 597.34M 540.49M
Reconciled depreciation 5.12M 6.04M 34.63M 8.19M 3.50M
Ebit 271.82M 222.83M 103.49M 216.11M 250.29M
Ebitda 276.94M 228.87M 110.61M 224.22M 257.47M
Depreciation and amortization 5.12M 6.04M 7.12M 8.11M 7.18M
Non operating income net other - - - - -
Operating income 271.82M 222.83M 103.49M 216.11M 253.98M
Other operating expenses 29.14M -428.15800M -556.79800M -381.22400M 286.51M
Interest expense 60.51M 44.68M 71.33M 98.50M 65.33M
Tax provision 45.24M 46.94M 19.84M 48.09M 41.73M
Interest income 541.81M 468.69M 498.13M 542.58M 461.85M
Net interest income 481.30M 424.00M 426.80M 443.66M 396.52M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 45.24M 46.94M 19.84M 48.20M 41.73M
Total revenue 630.55M 650.99M 660.29M 597.34M 540.49M
Total operating expenses 29.14M -428.15800M -556.79800M -381.22400M -286.51000M
Cost of revenue - - - - 0.00000M
Total other income expense net -60.51200M -44.68400M -71.33500M -98.49600M -65.32900M
Discontinued operations - - - - -
Net income from continuing ops 166.07M 175.89M 123.33M 263.78M 146.92M
Net income applicable to common shares 166.07M 175.89M 83.65M 167.60M 146.92M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 16988.18M 16810.31M 14929.67M 13400.51M 12934.88M
Intangible assets 84.45M 113.12M 93.13M 90.47M 93.09M
Earning assets - - - 1841.25M 2039.32M
Other current assets -497.49200M 8323.33M 10197.78M 8978.91M 8564.03M
Total liab 14852.16M 14600.46M 474.97M 11274.50M 10890.97M
Total stockholder equity 2136.02M 2209.85M 2132.58M 2126.01M 2043.91M
Deferred long term liab - - - - -
Other current liab 13486.97M -13.94700M 12059.08M -480.00000M 10254.04M
Common stock 296.48M 296.48M 296.48M 296.48M 296.48M
Capital stock 296.48M 296.48M 296.48M 296.48M 296.48M
Retained earnings 857.73M 741.65M 615.77M 617.36M 500.66M
Other liab 134.28M 209.58M 241.49M 97.67M 102.70M
Good will 1015.88M 939.68M 939.68M 939.68M 932.93M
Other assets 13961.24M 8320.97M 10260.83M 8978.81M 15420.85M
Cash 575.99M 1877.96M 633.20M 414.93M 569.11M
Cash and equivalents - - - - -
Total current liabilities 712.23M 13.95M 21.34M 480.00M 380.00M
Current deferred revenue - - - - -
Net debt 564.37M -1392.80900M -158.23300M 441.58M 74.51M
Short term debt 712.23M 13.95M 21.34M 480.00M 380.00M
Short long term debt 712.23M 13.95M 0.00000M 480.00M 380.00M
Short long term debt total 1140.37M 485.16M 474.97M 856.51M 643.62M
Other stockholder equity 1190.85M 1182.16M 1195.25M 1211.41M 1264.67M
Property plant equipment 283.60M 293.12M 300.50M 309.70M 209.17M
Total current assets 1727.45M 4340.77M 2055.06M 1791.24M 10448.91M
Long term investments 2857.98M 2802.66M 1761.23M 1608.88M 1250.78M
Net tangible assets 1120.13M 1246.07M 1162.91M 1148.75M 1066.12M
Short term investments 1533.94M 2386.68M 1343.46M 1290.61M 1250.78M
Net receivables 115.01M 76.12M 78.40M 85.70M 64.99M
Long term debt 428.13M 471.21M 474.97M 376.51M 263.62M
Inventory 1.76M -1.48600M 5.97M 8.01M 11.04M
Accounts payable 13486.97M 13905.72M 12059.08M 10213.17M 10128.56M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -209.03700M -10.44300M 25.07M 0.76M -17.89600M
Additional paid in capital - - - - -
Common stock total equity 296.48M 296.48M 296.48M 296.48M 296.48M
Preferred stock total equity - - - - -
Retained earnings total equity 857.73M 741.65M 615.77M 617.36M 500.66M
Treasury stock - -118.02700M -101.55400M -83.18900M -24.24500M
Accumulated amortization - - - - -
Non currrent assets other -2942.43000M -4148.57600M -2613.77600M -2630.46100M 8629.02M
Deferred long term asset charges - - - - -
Non current assets total 1299.48M 4148.58M 2613.78M 2630.46M 2485.97M
Capital lease obligations - - - - -
Long term debt total 428.13M 471.21M 474.97M 376.51M 263.62M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -1835.87000M -609.30500M -1247.16200M -493.74300M -639.00500M
Change to liabilities -6.19600M -42.92000M 27.08M -12.24900M -41.95400M
Total cashflows from investing activities -2043.65700M -660.00300M -1265.54800M -505.91000M -498.58100M
Net borrowings 636.39M -13.20500M -369.77700M 216.03M 262.90M
Total cash from financing activities 167.64M 1762.11M 1401.58M 188.11M 708.83M
Change to operating activities -35.86700M -63.73200M -32.14700M 48.32M 6.80M
Net income 166.07M 175.89M 83.65M 167.60M 146.92M
Change in cash -1301.97300M 1244.76M 218.27M -154.18100M 287.66M
Begin period cash flow 1877.96M 633.20M 414.93M 569.11M 281.45M
End period cash flow 575.99M 1877.96M 633.20M 414.93M 569.11M
Total cash from operating activities 574.04M 142.66M 82.24M 163.62M 77.41M
Issuance of capital stock - - - - 0.00000M
Depreciation 42.74M 47.35M 34.63M 8.19M 3.50M
Other cashflows from investing activities -192.94900M -30.18200M 9.88M 22.80M 162.78M
Dividends paid -49.99100M -50.01700M -50.13400M -50.90100M 43.61M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock 0.00000M -21.31500M -24.56900M -62.94400M -7.06200M
Other cashflows from financing activities 250.05M 2036.31M 1476.45M 337.31M 760.36M
Change to netincome 358.79M -26.09200M 9.81M -20.28500M -91.56000M
Capital expenditures 14.84M 20.52M 28.27M 34.97M 22.36M
Change receivables - - - - -
Cash flows other operating 12.64M -11.57100M -72.93200M 20.38M 60.50M
Exchange rate changes - - - - -
Cash and cash equivalents changes -1301.97300M 1244.76M 218.27M -154.18100M 287.66M
Change in working capital -35.86700M -63.73200M -32.14700M -11.56600M 2.09M
Stock based compensation 11.51M 10.07M 10.58M 10.20M 7.25M
Other non cash items 387.31M -38.33600M -0.81000M -30.82900M -98.79500M
Free cash flow 559.21M 122.14M 53.97M 128.66M 55.05M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
RNST
Renasant Corporation
0.04 0.11% 36.65 11.67 12.89 2.94 0.83
HDB
HDFC Bank Limited ADR
-0.24 0.81% 29.48 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.02 0.06% 31.67 6.61 5.68 0.48 0.77 3.43
IBN
ICICI Bank Limited
0.04 0.14% 28.06 17.79 16.95 0.07 3.08
BNPQY
BNP Paribas SA ADR
0.20 0.39% 50.96 8.57 6.56 1.75 0.57

Reports Covered

Stock Research & News

Profile

Renasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, fiduciary, and insurance services to retail and commercial customers. It operates through three segments: Community Banks, Insurance, and Wealth Management. The Community Banks segment offers checking and savings accounts, business and personal loans, asset-based lending, and factoring equipment leasing services, as well as safe deposit and night depository facilities. It also provides commercial, financial, and agricultural loans; equipment financing and leasing; real estate"1-4 family mortgage; real estate"commercial mortgage; real estate"construction loans for the construction of single family residential properties, multi-family properties, and commercial projects; installment loans to individuals; and interim construction loans, as well as automated teller machine (ATM), online and mobile banking, call center, and treasury management services. The Insurance segment provides insurance agency services, such as commercial and personal insurance products through insurance carriers. The Wealth Management segment offers a range of wealth management and fiduciary services, including administration and management of trust accounts, such as personal and corporate benefit accounts, and custodial accounts, as well as accounting and money management for trust accounts; annuities, mutual funds, and other investment services through a third party broker-dealer; administrative and compliance services; and qualified retirement plans, IRAs, employee benefit plans, personal trusts, and estates. Renasant Corporation was founded in 1904 and is headquartered in Tupelo, Mississippi.

Renasant Corporation

209 Troy Street, Tupelo, MS, United States, 38804-4827

Key Executives

Name Title Year Born
Mr. Edward Robinson McGraw Exec. Chairman 1947
Mr. C. Mitchell Waycaster Pres, CEO & Director 1959
Mr. James C. Mabry IV Sr. Exec. VP & CFO 1958
Mr. Kevin D. Chapman Sr. Exec. VP & COO 1976
Mr. Curtis J. Perry Exec. VP & Chief Corp. Banking Officer 1963
Ms. Kelly W. Hutcheson Exec. VP & Chief Accounting Officer 1983
Mr. Mark W. Jeanfreau Sr. EVP, Chief Governance Officer, Gen. Counsel & Sec. 1975
Mr. John Sterling Oxford Sr. VP and Director of Marketing & PR 1977
Mr. Stuart R. Johnson Exec. VP 1954
Mr. James W. Gray Exec. VP 1957

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.