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National Bank Holdings Corporation

Financial Services US NBHC

39.61USD
-0.12(0.30%)

Last update at 2026-03-10T20:24:00Z

Day Range

39.1040.57
LowHigh

52 Week Range

25.8343.14
LowHigh

Fundamentals

  • Previous Close 39.73
  • Market Cap1431.15M
  • Volume672153
  • P/E Ratio11.63
  • Dividend Yield2.85%
  • Revenue TTM403.90M
  • Revenue Per Share TTM10.66
  • Gross Profit TTM 297.48M
  • Diluted EPS TTM3.26

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 91.70M 120.13M 114.50M 101.26M 73.68M
Minority interest - - - - -
Net income 71.27M 93.61M 88.59M 80.36M 61.45M
Selling general administrative 124.97M 127.50M 141.17M 122.73M 114.94M
Selling and marketing expenses 3.82M 2.51M 2.80M 3.90M 4.51M
Gross profit 340.31M 297.98M 333.24M 295.77M 263.25M
Reconciled depreciation 2.34M 1.18M 14.45M 15.04M 11.52M
Ebit 109.55M 120.13M 114.50M 101.26M 106.99M
Ebitda 111.89M 121.31M 115.68M 102.44M 109.16M
Depreciation and amortization 2.34M 1.18M 1.18M 1.18M 2.17M
Non operating income net other - - - - -
Operating income 109.55M 120.13M 114.50M 101.26M 97.64M
Other operating expenses -230.75800M 132.66M 146.27M 127.80M 165.61M
Interest expense 17.85M 13.82M 25.06M 36.77M 23.95M
Tax provision 20.42M 26.53M 25.91M 15.83M 12.23M
Interest income 290.20M 200.97M 218.00M 240.83M 220.29M
Net interest income 272.35M 187.14M 192.95M 204.06M 196.34M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 20.42M 26.53M 25.91M 20.89M 12.23M
Total revenue 340.31M 297.98M 333.24M 295.77M 268.70M
Total operating expenses -230.75800M 132.66M 146.27M 127.80M -165.61200M
Cost of revenue - - - - 5.45M
Total other income expense net -17.85300M -13.82100M -25.05600M -36.77100M -23.95400M
Discontinued operations - - - - -
Net income from continuing ops 71.27M 93.61M 130.20M 80.36M 61.45M
Net income applicable to common shares 71.12M 93.61M 88.59M 80.36M 61.45M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 9573.24M 7214.01M 6659.95M 5895.51M 5676.67M
Intangible assets 59.89M 12.32M 17.93M 11.36M 13.47M
Earning assets - - - 968.83M 1102.67M
Other current assets 28.37M 4100.77M 4113.92M 4087.40M 3489.41M
Total liab 8481.04M 39.48M 5839.26M 207.68M 4981.66M
Total stockholder equity 1092.20M 840.11M 820.69M 766.92M 695.01M
Deferred long term liab - - - - -
Other current liab - 6228.17M 5676.23M 4737.13M -7.01500M
Common stock 0.52M 0.52M 0.52M 0.52M 0.52M
Capital stock 0.52M 0.52M 0.52M 0.52M 0.52M
Retained earnings 330.72M 289.88M 223.18M 164.08M 106.99M
Other liab 99.93M 83.49M 140.13M 74.34M 74.21M
Good will 279.13M 115.03M 115.03M 115.03M 115.03M
Other assets 6749.45M 4100.77M 4113.92M 4087.40M 3489.41M
Cash 195.50M 845.70M 605.57M 110.19M 109.56M
Cash and equivalents - - - - -
Total current liabilities 7911.93M 6250.94M 5676.23M 4737.13M 7.01M
Current deferred revenue - - - - -
Net debt 243.38M -806.21700M -605.56500M 97.48M 192.10M
Short term debt - - - 207.68M 286.66M
Short long term debt - - - 207.68M 286.66M
Short long term debt total 438.89M 39.48M - 207.68M 301.66M
Other stockholder equity 849.17M 556.68M 587.24M 600.26M 598.78M
Property plant equipment 169.71M 96.75M 106.98M 112.15M 109.99M
Total current assets 901.79M 1537.54M 1267.52M 748.44M 922.27M
Long term investments 1446.87M 1351.60M 1324.43M 938.58M 1074.62M
Net tangible assets 765.01M 712.76M 687.74M 640.53M 566.51M
Short term investments 706.29M 691.85M 661.96M 638.25M 791.10M
Net receivables - 4463.69M 4293.95M 4376.34M 21.62M
Long term debt 438.89M 39.48M - 207.68M 301.66M
Inventory 3.73M 7.00M 4.75M 7.30M 10.60M
Accounts payable 7872.63M 6228.17M 5676.23M 4737.13M 7.01M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -88.20400M -6.96300M 9.77M 2.06M -11.27500M
Additional paid in capital - - - - -
Common stock total equity - 0.52M 0.52M 0.52M 0.52M
Preferred stock total equity - - - - -
Retained earnings total equity - 289.88M 223.18M 164.08M 106.99M
Treasury stock - - - -408.96200M -415.62300M
Accumulated amortization - - - - -
Non currrent assets other -1921.99500M -1575.69500M -1278.50700M -1059.67200M -1264.98300M
Deferred long term asset charges - - - - -
Non current assets total 1921.99M 1575.69M 1278.51M 1059.67M 1264.98M
Capital lease obligations - - - - -
Long term debt total - 39.48M - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -752.13700M -455.21700M -148.25400M -94.19300M -191.13700M
Change to liabilities -17.28000M -50.96200M 34.05M 16.02M 14.75M
Total cashflows from investing activities -752.13700M -473.83600M -148.93500M -113.28500M -102.01700M
Net borrowings 382.45M 39.34M -241.71300M -103.09700M 74.30M
Total cash from financing activities -114.19800M 528.99M 654.18M 71.44M -109.36500M
Change to operating activities -25.56200M -26.73700M 12.72M 15.33M 11.10M
Net income 71.27M 93.61M 88.59M 80.36M 61.45M
Change in cash -651.70100M 234.66M 495.38M 0.63M -137.80800M
Begin period cash flow 850.22M 615.57M 120.19M 119.56M 257.36M
End period cash flow 198.52M 850.22M 615.57M 120.19M 119.56M
Total cash from operating activities 214.63M 179.50M -9.86800M 42.48M 73.57M
Issuance of capital stock - - - - -
Depreciation 16.45M 13.59M 14.45M 15.04M 11.52M
Other cashflows from investing activities -37.27100M -23.76500M 3.67M -7.88800M 95.40M
Dividends paid -30.44700M -26.88800M -24.81600M -23.53000M 16.62M
Change to inventory - - - - -
Change to account receivables - - -2.37100M - -
Sale purchase of stock 60.64M -36.40000M -19.47600M 2.79M 0.77M
Other cashflows from financing activities 42.59M 596.81M 1853.58M 1666.40M 657.96M
Change to netincome 173.63M 106.11M -101.51500M -50.11100M 14.71M
Capital expenditures 12.43M 5.15M 4.35M 11.20M 6.28M
Change receivables - - - - -
Cash flows other operating - 12.83M -48.81200M -20.88800M -31.77200M
Exchange rate changes - - - - -
Cash and cash equivalents changes - 234.66M 495.38M 0.63M -137.80800M
Change in working capital -46.72200M -25.91800M 13.83M 26.08M 24.46M
Stock based compensation 6.06M 5.54M 5.30M 4.87M 4.42M
Other non cash items 184.85M 92.91M -135.51200M -92.66500M -37.36800M
Free cash flow 202.20M 179.50M -14.22000M 31.27M 67.30M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
NBHC
National Bank Holdings Corporation
-0.12 0.30% 39.61 11.63 - 3.49 1.23
HDB
HDFC Bank Limited ADR
-0.24 0.81% 29.48 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.02 0.06% 31.67 6.61 5.68 0.48 0.77 3.43
IBN
ICICI Bank Limited
0.04 0.14% 28.06 17.79 16.95 0.07 3.08
BNPQY
BNP Paribas SA ADR
0.20 0.39% 50.96 8.57 6.56 1.75 0.57

Reports Covered

Stock Research & News

Profile

National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. It offers deposit products, including checking, savings, money market, and other deposit accounts, including fixed-rate and fixed maturity time deposits. The company also provides commercial and industrial loans and leases, such as working capital loans, equipment loans, lender finance loans, food and agriculture loans, government and non-profit loans, owner occupied commercial real estate loans, and other commercial loans and leases; non-owner occupied commercial real estate loans consisting of loans on commercial properties, such as office buildings, warehouse/distribution buildings, multi-family, hospitality, and retail buildings; small business administration loans to support manufacturers, distributors, and service providers; term loans, line of credits, and real estate secured loans; residential real estate loans; and consumer loans. In addition, it offers treasury management solutions comprising online and mobile banking, commercial credit card, wire transfer, automated clearing house, electronic bill payment, lock box, remote deposit capture, merchant processing, cash vault, controlled disbursements, and fraud prevention services, as well as other auxiliary services, including account reconciliation, collections, repurchase accounts, zero balance accounts, and sweep accounts. The company operates through a network of banking centers located in Colorado, the greater Kansas City region, New Mexico, Utah, and Texas. It also operates ATMs. The company was formerly known as NBH Holdings Corp. and changed its name to National Bank Holdings Corporation in March 2012. The company was incorporated in 2009 and is headquartered in Greenwood Village, Colorado.

National Bank Holdings Corporation

7800 East Orchard Road, Greenwood Village, CO, United States, 80111

Key Executives

Name Title Year Born
Mr. G. Timothy Laney Chairman, Pres & CEO 1960
Mr. Aldis Birkans C.F.A. Exec. VP & CFO 1974
Ms. Angela Nicole Petrucci Exec. VP, Chief Admin. Officer, Gen. Counsel & Sec. 1977
Mr. Richard U. Newfield Jr. Exec. VP & Chief Risk Management Officer 1961
Mr. Patrick G. Sobers Director 1958
Mr. Brendan W. Zahl Exec. VP of Personal, Private & Residential Banking - NBH Bank 1976
Ms. Nicole Van Denabeele Pres of Bank Midwest, Sr. VP & Chief Accounting Officer 1981
Mr. Charlie Koch Market Mang. of Commercial Banking & Director of Treasury Management NA

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