Horace Mann Educators Corporation

Financial Services US HMN

42.36USD
0.24(0.57%)

Last update at 2026-03-10T20:00:00Z

Day Range

41.7242.91
LowHigh

52 Week Range

27.2236.99
LowHigh

Fundamentals

  • Previous Close 42.12
  • Market Cap1344.71M
  • Volume305432
  • P/E Ratio-
  • Dividend Yield4.01%
  • EBITDA10.00M
  • Revenue TTM1436.70M
  • Revenue Per Share TTM34.79
  • Gross Profit TTM 345.00M
  • Diluted EPS TTM-0.8

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 16.50M 174.90M 159.60M 236.40M 19.50M
Minority interest - - - - -
Net income 19.80M 142.80M 133.30M 184.40M 18.30M
Selling general administrative - - - 234.61M 205.41M
Selling and marketing expenses - - - - -
Gross profit 1381.60M 1330.10M 1310.40M 1430.50M 1191.60M
Reconciled depreciation 16.80M 13.00M 23.42M 15.63M -
Ebit 18.30M 145.90M 135.20M 222.30M 19.54M
Ebitda 35.10M 158.90M 149.60M 231.10M 32.54M
Depreciation and amortization 16.80M 13.00M 14.40M 8.80M -
Non operating income net other - - - - -
Operating income 18.30M 145.90M 135.20M 222.30M 32.54M
Other operating expenses 1365.10M 1155.20M 1150.80M 1194.10M 1172.10M
Interest expense 19.40M 13.90M 15.20M 15.60M 13.00M
Tax provision -9.30000M 32.10M 26.30M 52.01M 1.19M
Interest income 19.40M 13.90M 15.20M 15.58M 13.00M
Net interest income -19.40000M -13.90000M -15.20000M -15.57700M -13.00100M
Extraordinary items - - 2.80M - -
Non recurring - - - - -
Other items - - - - -
Income tax expense -3.30000M 32.10M 26.30M 52.00M 1.20M
Total revenue 1381.60M 1330.10M 1310.40M 1430.50M 1191.60M
Total operating expenses 251.50M -1184.20000M -1175.20000M -1208.20000M 1159.00M
Cost of revenue - - - 907.03M 0.00100M
Total other income expense net -1.80000M 29.00M 24.40M 14.10M 10.30M
Discontinued operations - - - - -
Net income from continuing ops -2.60000M 142.80M 133.31M 184.44M 18.34M
Net income applicable to common shares -2.60000M 142.80M 133.31M 184.44M 18.34M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 13310.50M 14383.90M 13471.81M 12478.70M 11031.90M
Intangible assets 185.20M 145.40M 158.46M 177.22M 298.74M
Earning assets - - - - -
Other current assets 3492.70M -43.00000M -6713.90700M -6179.15900M -7934.06600M
Total liab 12212.20M 12576.50M 11681.73M 10911.42M 9741.35M
Total stockholder equity 1098.30M 1807.40M 1790.08M 1567.29M 1290.55M
Deferred long term liab - - - - -
Other current liab -249.00000M -249.00000M -135.00000M -135.00000M 9443.61M
Common stock 0.10M 0.10M 0.07M 0.07M 0.07M
Capital stock 0.10M 0.10M 0.07M 0.07M 0.07M
Retained earnings 1512.40M 1524.90M 1434.63M 1352.54M 1216.58M
Other liab 10038.30M 10480.80M 9813.85M 9134.53M 8689.82M
Good will 54.30M 43.50M 43.45M 49.08M 47.40M
Other assets 361.40M -43.00000M -770.96000M -626.11000M 7527.22M
Cash 42.80M 133.00M 22.32M 25.51M 11.91M
Cash and equivalents - - - - -
Total current liabilities 249.00M 249.00M 135.00M 135.00M 9443.61M
Current deferred revenue - - - - -
Net debt 455.20M 369.60M 415.00M 407.52M 285.83M
Short term debt 249.00M 249.00M 135.00M 135.00M 0.00000M
Short long term debt 249.00M 249.00M 135.00M 135.00M -
Short long term debt total 498.00M 502.60M 437.32M 433.02M 297.74M
Other stockholder equity -14.80000M 1.90M 0.26M -5.00100M -10.85400M
Property plant equipment 80.90M 75.00M 77.27M 76.61M 40.98M
Total current assets 6052.70M 6722.50M 6713.91M 6179.16M 0.00100M
Long term investments 6587.60M 7449.50M 7262.23M 6639.23M 8250.68M
Net tangible assets 1020.50M 1742.10M 1588.16M 1340.99M 1243.15M
Short term investments 5504.30M 6589.50M 6691.59M 6153.65M 7922.16M
Net receivables 506.20M 2481.50M 2420.93M 2346.17M 20.79M
Long term debt 249.00M 253.60M 302.32M 298.02M 297.74M
Inventory - - - - -
Accounts payable 585.10M 425.90M 438.75M 442.85M 396.71M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -399.40000M 280.50M 355.12M 219.68M 84.76M
Additional paid in capital - - - - -
Common stock total equity - 0.10M 0.07M 0.07M 0.07M
Preferred stock total equity - - - - -
Retained earnings total equity - 1524.90M 1434.63M 1352.54M 1216.58M
Treasury stock - -493.40000M -488.10800M -485.96300M -485.96300M
Accumulated amortization - - - - -
Non currrent assets other -6896.40000M -7704.40000M -7528.86500M -6925.65400M -4834.37700M
Deferred long term asset charges - - - - -
Non current assets total 6896.40M 7704.40M 7528.86M 6925.65M 3504.67M
Capital lease obligations - - - - -
Long term debt total 498.00M 253.60M 302.32M 298.02M 297.74M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -214.60000M -283.00000M -418.81800M 526.78M -130.30700M
Change to liabilities 0.00000M 46.90M 69.89M -96.80200M 0.00000M
Total cashflows from investing activities -214.60000M -302.00000M -406.75700M 55.94M -186.49900M
Net borrowings -144.10000M 65.30M 11.24M -194.56600M 21.87M
Total cash from financing activities -47.80000M 208.50M 143.78M -169.91300M -10.11000M
Change to operating activities 75.20M 57.30M 61.67M 24.19M 183.67M
Net income -2.60000M 142.80M 133.31M 184.44M 18.34M
Change in cash -90.90000M 111.40M -3.18500M 13.60M 4.28M
Begin period cash flow 133.70M 22.30M 25.51M 11.91M 7.63M
End period cash flow 42.80M 133.70M 22.32M 25.51M 11.91M
Total cash from operating activities 171.50M 204.90M 259.79M 127.57M 0.20M
Issuance of capital stock - - - - -
Depreciation 27.60M 18.40M 23.42M 15.63M 7.36M
Other cashflows from investing activities -214.60000M -19.00000M 12.06M -470.84100M -56.19200M
Dividends paid -52.60000M -51.40000M -49.62000M -47.33300M 46.69M
Change to inventory - - - - -
Change to account receivables - -1.50000M 9.06M 16.98M -10.02600M
Sale purchase of stock -24.00000M -5.30000M -2.14500M 1.73M -5.08800M
Other cashflows from financing activities 182.80M 561.90M 195.54M 182.43M 41.67M
Change to netincome 88.40M -10.60000M 26.04M -95.46800M 357.21M
Capital expenditures 35.70M 2.30M 98.46M 477.46M 0.19M
Change receivables - -0.70000M 7.51M 63.83M -
Cash flows other operating - 8.10M 126.29M 236.57M -156.32300M
Exchange rate changes - - - - -
Cash and cash equivalents changes - 111.40M -3.18500M 13.60M 4.28M
Change in working capital 58.10M 65.80M 77.46M 41.67M -44.30800M
Stock based compensation 8.90M 8.40M 6.66M 7.34M -
Other non cash items 79.50M -30.50000M 18.94M -121.50900M 25.96M
Free cash flow 207.20M 207.20M 358.25M -349.88500M 0.01M

Peer Comparison

Sector: Financial Services Industry: Insurance - Property & Casualty

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
HMN
Horace Mann Educators Corporation
0.24 0.57% 42.36 - - 0.94 1.28 1.34
PGR
Progressive Corp
0.16 0.08% 206.96 34.22 20.33 1.55 5.46 1.70
CB
Chubb Ltd
0.84 0.26% 325.24 12.92 10.49 1.85 1.73 2.18
ALL
The Allstate Corporation
-0.19 0.09% 207.50 12.61 10.79 0.83 2.79 0.99
TKOMF
Tokio Marine Holdings Inc.
1.23 3.22% 39.40 14.81 10.00 0.0069 1.59 0.0064

Reports Covered

Stock Research & News

Profile

Horace Mann Educators Corporation, together with its subsidiaries, operates as an insurance holding company in the United States. The company operates through Property & Casualty, Life & Retirement, and Supplemental & Group Benefits segments. Its Property & Casualty segment offers insurance products, including private passenger auto insurance and residential home insurance; and provides auto coverages including liability and collision, and property coverage for homeowners and renters. The Life & Retirement segment markets tax-qualified fixed, fixed indexed, and variable annuities; and internal revenue code for educator, which allows public school employees and employees of other tax-exempt organizations, such as not-for-profit private schools, to utilize pretax income to make periodic contributions to a qualified retirement plan. Supplemental & Group Benefits segment offers employer-sponsored products including accident, critical illness, limited-benefit fixed indemnity insurance, term life, and short-term and long-term disability, as well as worksite direct products, such as supplemental heart, cancer, disability, and accident coverage. The company was founded in 1945 and is headquartered in Springfield, Illinois.

Horace Mann Educators Corporation

1 Horace Mann Plaza, Springfield, IL, United States, 62715-0001

Key Executives

Name Title Year Born
Ms. Marita Zuraitis Pres, CEO & Director 1960
Mr. Bret Alan Conklin Exec. VP & CFO 1964
Mr. Donald Martin Carley Exec. VP, Gen. Counsel, Chief Compliance Officer & Corp. Sec. 1968
Mr. Matthew Peter Sharpe Exec. VP of Supplemental & Group Benefits and Corp. Strategy 1962
Mr. Mark Richard Desrochers Chief Corp. Actuary & SVP of Property and Casualty 1969
Ms. Stephanie A. Fulks Sr. VP & Chief Information Officer 1970
Ms. Heather J. Wietzel VP of Investor Relations & Enterprise Communications NA
Ms. Jennifer E. Thayer SVP & Chief HR Officer 1977
Mr. Michael Brandon Weckenbrock Sr. VP of Life & Retirement 1982
Ms. Kimberly Ann Johnson Sr. VP & Controller 1967

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