Kalkine has a fully transformed New Avatar.

Last update at 2026-03-10T20:00:00Z
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
3 Unpopular Stocks Skating on Thin Ice
Mon 19 May 25, 04:42 AM3 Growth Stocks with Mounting Challenges
Fri 16 May 25, 04:33 AMMore Uncertain Times Driving Positive Vibe for Insurance
Wed 14 May 25, 05:06 AMGuidewire Software (NYSE:GWRE) Expands Cloud Footprint With Mitsui Direct Partnership In Japan
Mon 12 May 25, 05:21 PM1 Momentum Stock to Target This Week and 2 to Question
Mon 12 May 25, 04:39 AMEvolent Health (EVH) Q1 Earnings Lag Estimates
Thu 08 May 25, 10:35 PMWhat Makes Guidewire Software (GWRE) a Lucrative Investment?
Thu 08 May 25, 01:00 PMQ1 2025 Markel Group Inc Earnings Call
Fri 02 May 25, 07:00 AM| Breakdown | 2023-07-31 | 2022-07-31 | 2021-07-31 | 2020-07-31 | 2019-07-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2023-07-31 | 2022-07-31 | 2021-07-31 | 2020-07-31 | 2019-07-31 |
| Income before tax | -134.09400M | -229.71500M | -104.28100M | -24.33100M | 12.45M |
| Minority interest | - | - | - | - | - |
| Net income | -111.85500M | -180.43100M | -66.50700M | -27.19800M | 20.73M |
| Selling general administrative | 328.03M | 107.39M | 93.76M | 85.18M | 74.40M |
| Selling and marketing expenses | 29.93M | 194.61M | 160.54M | 142.42M | 130.75M |
| Gross profit | 458.21M | 352.22M | 368.21M | 404.29M | 395.16M |
| Reconciled depreciation | 24.84M | 33.54M | 36.95M | 42.64M | 39.95M |
| Ebit | -127.37800M | -199.44700M | -105.58400M | -6.38600M | 29.79M |
| Ebitda | -102.54000M | -176.72900M | -48.61500M | 36.26M | 69.74M |
| Depreciation and amortization | 24.84M | 22.72M | 56.97M | 42.64M | 39.95M |
| Non operating income net other | - | -17.09900M | - | -7.20500M | - |
| Operating income | -149.49000M | -199.44700M | -105.58400M | -6.38600M | 29.79M |
| Other operating expenses | 1054.83M | 1012.06M | 848.85M | 766.19M | 718.04M |
| Interest expense | 6.72M | 19.45M | 18.71M | 17.95M | 17.33M |
| Tax provision | -22.23900M | -49.28400M | -37.77400M | 2.87M | -8.28000M |
| Interest income | 24.39M | 6.28M | 7.39M | 24.70M | 30.18M |
| Net interest income | 17.67M | -13.16900M | -11.31600M | 6.76M | 12.85M |
| Extraordinary items | - | - | - | - | - |
| Non recurring | - | - | - | - | - |
| Other items | - | - | - | - | - |
| Income tax expense | -22.23900M | -49.28400M | -37.77400M | 2.87M | -8.28000M |
| Total revenue | 905.34M | 812.61M | 743.27M | 742.31M | 719.51M |
| Total operating expenses | 607.70M | 551.67M | 473.80M | 428.18M | 393.69M |
| Cost of revenue | 447.13M | 460.39M | 375.05M | 338.01M | 324.35M |
| Total other income expense net | -2.27700M | -30.26800M | 1.30M | -17.94500M | -17.33400M |
| Discontinued operations | - | - | - | - | - |
| Net income from continuing ops | -111.85500M | -180.43100M | -66.50700M | -27.19800M | 20.73M |
| Net income applicable to common shares | -111.85500M | -180.43100M | -66.50700M | -27.19800M | 20.73M |
| Preferred stock and other adjustments | - | - | - | - | - |
| Breakdown | 2023-07-31 | 2022-07-31 | 2021-07-31 | 2020-07-31 | 2019-07-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2023-07-31 | 2022-07-31 | 2021-07-31 | 2020-07-31 | 2019-07-31 |
| Total assets | 2027.89M | 2266.90M | 2321.84M | 2364.85M | 2166.96M |
| Intangible assets | 14.47M | 21.36M | 19.74M | 39.71M | 66.54M |
| Earning assets | - | - | - | - | - |
| Other current assets | 51.02M | 61.22M | 28.37M | 11.25M | 26.19M |
| Total liab | 828.42M | 815.24M | 776.95M | 708.08M | 592.76M |
| Total stockholder equity | 1199.47M | 1451.66M | 1544.89M | 1656.77M | 1574.20M |
| Deferred long term liab | 35.00M | 7.50M | 31.65M | 30.95M | 32.24M |
| Other current liab | 27.73M | 114.06M | 122.16M | 73.32M | 16.35M |
| Common stock | 0.00800M | 0.00800M | 0.00800M | 0.00800M | 0.00800M |
| Capital stock | 0.00800M | 0.00800M | 0.00800M | 0.00800M | 0.00800M |
| Retained earnings | -617.95000M | -283.98200M | -66.10000M | 162.96M | 190.05M |
| Other liab | 15.02M | 14.38M | 17.44M | 33.27M | 43.17M |
| Good will | 372.21M | 372.19M | 340.88M | 340.88M | 340.88M |
| Other assets | 278.17M | 262.11M | 201.27M | 170.08M | 134.56M |
| Cash | 401.81M | 606.30M | 384.91M | 366.97M | 254.10M |
| Cash and equivalents | - | - | - | - | - |
| Total current liabilities | 373.26M | 337.52M | 300.31M | 225.20M | 232.27M |
| Current deferred revenue | 206.92M | 170.78M | 138.70M | 118.31M | 108.30M |
| Net debt | 38.33M | -130.72600M | 74.29M | 82.65M | 63.22M |
| Short term debt | 103.98M | 12.24M | 11.62M | 10.94M | 73.36M |
| Short long term debt | - | - | - | - | - |
| Short long term debt total | 440.14M | 475.58M | 459.20M | 449.62M | 317.32M |
| Other stockholder equity | 1831.27M | 1755.48M | 1617.20M | 1499.05M | 1391.90M |
| Property plant equipment | 106.87M | 171.03M | 177.51M | 169.03M | 65.81M |
| Total current assets | 1099.60M | 1252.70M | 1355.29M | 1343.22M | 1334.97M |
| Long term investments | 128.78M | 187.51M | 227.16M | 301.94M | 224.20M |
| Net tangible assets | 812.78M | 1058.10M | 1184.27M | 1276.18M | 1166.78M |
| Short term investments | 396.87M | 369.87M | 734.52M | 766.53M | 870.14M |
| Net receivables | 238.79M | 215.31M | 183.13M | 163.73M | 175.17M |
| Long term debt | 397.17M | 358.22M | 343.82M | 330.21M | 317.32M |
| Inventory | 11.11M | - | 24.36M | 34.74M | 9.38M |
| Accounts payable | 34.63M | 40.44M | 27.83M | 22.63M | 34.26M |
| Total permanent equity | - | - | - | - | - |
| Noncontrolling interest in consolidated entity | - | - | - | - | - |
| Temporary equity redeemable noncontrolling interests | - | - | - | - | - |
| Accumulated other comprehensive income | -13.85900M | -19.84500M | -6.21800M | -5.24500M | -7.75800M |
| Additional paid in capital | - | - | - | - | - |
| Common stock total equity | - | 0.00800M | 0.00800M | 0.00800M | 0.00800M |
| Preferred stock total equity | - | - | - | - | - |
| Retained earnings total equity | - | -283.98200M | - | 162.96M | - |
| Treasury stock | - | - | - | - | - |
| Accumulated amortization | - | - | - | - | - |
| Non currrent assets other | 79.07M | 70.65M | 62.84M | 69.68M | 54.93M |
| Deferred long term asset charges | - | - | - | - | - |
| Non current assets total | 928.28M | 1014.19M | 966.56M | 1021.63M | 831.99M |
| Capital lease obligations | 42.97M | 105.12M | 115.37M | 130.34M | - |
| Long term debt total | - | 358.22M | - | 330.21M | 317.32M |
| Breakdown | 2023-07-31 | 2022-07-31 | 2021-07-31 | 2020-07-31 | 2019-07-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2023-07-31 | 2022-07-31 | 2021-07-31 | 2020-07-31 | 2019-07-31 |
| Investments | 12.71M | 312.21M | 93.05M | 19.86M | -301.43300M |
| Change to liabilities | 28.55M | 45.14M | 16.57M | -0.09200M | -15.14900M |
| Total cashflows from investing activities | 12.71M | 312.21M | 64.19M | -5.80100M | -301.43300M |
| Net borrowings | - | - | - | - | - |
| Total cash from financing activities | -261.57900M | -37.33500M | -159.38700M | 4.96M | 3.95M |
| Change to operating activities | -21.88100M | -30.11000M | 21.01M | -0.82600M | 20.17M |
| Net income | -111.85500M | -180.43100M | -66.50700M | -27.19800M | 20.73M |
| Change in cash | -207.89600M | 229.78M | 17.94M | 112.87M | -183.03900M |
| Begin period cash flow | 614.69M | 384.91M | 366.97M | 254.10M | 437.14M |
| End period cash flow | 406.79M | 614.69M | 384.91M | 366.97M | 254.10M |
| Total cash from operating activities | 38.40M | -37.94000M | 111.59M | 113.07M | 116.13M |
| Issuance of capital stock | - | - | - | 0.00000M | 0.00000M |
| Depreciation | 24.84M | 33.54M | 36.95M | 42.64M | 39.95M |
| Other cashflows from investing activities | - | -56.09600M | - | -4.28300M | -252.57600M |
| Dividends paid | - | - | - | - | - |
| Change to inventory | -35.31600M | - | 1.82M | -38.95100M | 2.83M |
| Change to account receivables | -7.30100M | -42.54500M | 10.82M | 23.88M | -15.05700M |
| Sale purchase of stock | -261.80700M | -37.45100M | -161.31900M | 4.96M | 3.95M |
| Other cashflows from financing activities | 0.23M | 312.21M | 1.93M | 4.96M | 3.95M |
| Change to netincome | 119.81M | 89.51M | 86.88M | 101.74M | 70.62M |
| Capital expenditures | 17.43M | 21.78M | 28.85M | 25.66M | 48.86M |
| Change receivables | - | -42.54500M | - | 23.88M | - |
| Cash flows other operating | - | 9.29M | - | -38.90300M | - |
| Exchange rate changes | - | - | - | 0.65M | - |
| Cash and cash equivalents changes | - | 236.94M | - | 112.87M | - |
| Change in working capital | -14.06200M | -9.40500M | 29.20M | -15.11700M | -27.37300M |
| Stock based compensation | 142.84M | 137.01M | 115.01M | 101.82M | 91.52M |
| Other non cash items | 24.15M | 35.46M | 32.72M | 22.78M | 5.30M |
| Free cash flow | 20.97M | -59.71600M | 82.73M | 87.41M | 67.27M |
Sector: Technology Industry: Software - Application
| Company | Change (USD) | Price (USD) | Trailing PE (x) | Forward PE (x) | Price Sales TTM (x) | Price to Book Value (x) | Enterprise Value to Revenue (x) | Enterprise Value to EBITDA (x) |
|---|---|---|---|---|---|---|---|---|
| GWRE Guidewire Software Inc |
-4.37 2.68% | 158.93 | - | 158.73 | 9.24 | 7.03 | 8.94 | -141.7353 |
| CRM Salesforce.com Inc |
-3.88 1.95% | 194.91 | 100.89 | 27.47 | 7.42 | 4.34 | 7.44 | 26.81 |
| SAPGF SAP SE |
-10.99 5.36% | 194.00 | 76.28 | 22.88 | 5.61 | 3.84 | 5.59 | 26.18 |
| SAP SAP SE ADR |
-4.27 2.13% | 195.83 | 75.80 | 22.37 | 5.62 | 3.75 | 5.51 | 25.79 |
| INTU Intuit Inc |
-19.72 4.16% | 453.95 | 55.56 | 32.68 | 11.28 | 10.07 | 11.62 | 40.11 |
Guidewire Software, Inc. provides a platform for property and casualty (P&C) insurers worldwide. The company offers Guidewire InsuranceSuite Cloud, such as PolicyCenter Cloud, BillingCenter Cloud, and ClaimCenter Cloud applications. It also provides Guidewire InsuranceNow, a cloud-based platform that offers policy, billing, and claims management functionality to insurers; and Guidewire InsuranceSuite for Self-Managed. In addition, the company offers Guidewire Rating Management to manage the pricing of insurance products; and Guidewire Reinsurance Management to use rules-based logic to execute reinsurance strategy through underwriting and claims processes. Further, it provides Guidewire Underwriting Management, a cloud-based integrated business application; Guidewire AppReader, a submission intake management solution; Guidewire ClaimCenter Package for the London market supports the claims workflow used by London Market insurers and brokers; Guidewire Digital Engagement Applications, which enable insurers to provide digital experiences to customers, agents, vendors, and field personnel through their device of choice; and Guidewire for Salesforce to provide customer information regarding policies and claims. Additionally, the company offers Guidewire Predict, a P&C-specific machine-learning platform; Guidewire HazardHub that allows insurers to understand, assess, price, and manage property risk; Guidewire Canvas, Guidewire Compare, and Guidewire Explore cloud-native applications; and Guidewire Cyence, a cyber-risk economic modeling product. The company was incorporated in 2001 and is headquartered in San Mateo, California.
2850 South Delaware Street, San Mateo, CA, United States, 94403
| Name | Title | Year Born |
|---|---|---|
| Mr. Marcus S. Ryu | Co-Founder & Chairman | 1974 |
| Mr. Michael George Rosenbaum | CEO & Director | 1971 |
| Ms. Priscilla Hung | Pres & COO | 1967 |
| Mr. John Mullen | Pres & Chief Revenue Officer | NA |
| Mr. Jeffrey Elliott Cooper | Chief Financial Officer | 1976 |
| Mr. James Winston King | Chief Admin. Officer, Gen. Counsel & Sec. | 1972 |
| Mr. Chet Mandair | Chief Information Officer | NA |
| Mr. Garo Toomajanian | Investor Relations | NA |
| Diana Stott | Director of Communications | NA |
| Mr. Brian Desmond | Chief Marketing Officer | NA |
Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.