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Employers Holdings Inc

Financial Services US EIG

39.79USD
0.08(0.20%)

Last update at 2026-03-10T20:00:00Z

Day Range

39.3440.11
LowHigh

52 Week Range

34.9344.87
LowHigh

Fundamentals

  • Previous Close 39.71
  • Market Cap996.93M
  • Volume233063
  • P/E Ratio8.79
  • Dividend Yield2.89%
  • EBITDA167.60M
  • Revenue TTM847.00M
  • Revenue Per Share TTM31.56
  • Gross Profit TTM 59.30M
  • Diluted EPS TTM4.41

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 55.80M 147.00M 147.70M 193.80M 169.50M
Minority interest - - - - -
Net income 48.40M 119.30M 119.80M 157.10M 141.30M
Selling general administrative 167.30M 160.20M 181.30M 187.50M 376.70M
Selling and marketing expenses - - - - -
Gross profit 713.50M 703.10M 711.40M 835.90M 641.90M
Reconciled depreciation 5.30M 7.40M 8.20M 9.00M 6.30M
Ebit 59.30M 145.60M 146.90M 192.90M 171.00M
Ebitda 64.60M 153.00M 155.10M 201.90M 177.30M
Depreciation and amortization 5.30M 7.40M 8.20M 9.00M 6.30M
Non operating income net other -202.30000M -51.30000M 53.40M 82.10M -48.50000M
Operating income 59.30M 145.60M 146.90M 192.90M 171.00M
Other operating expenses 657.70M 556.10M 563.70M 642.10M 630.90M
Interest expense 3.50M 0.50M 0.40M 0.60M 1.50M
Tax provision 7.40M 27.70M 27.90M 36.70M 28.20M
Interest income 3.50M 0.50M 0.40M 0.60M 1.50M
Net interest income -3.50000M -0.50000M -0.40000M -0.60000M -1.50000M
Extraordinary items - - - 0.00000M 0.40M
Non recurring 3.50M 0.50M 0.40M 0.60M 1.50M
Other items - - - - -
Income tax expense 7.40M 27.70M 27.90M 36.70M 28.20M
Total revenue 713.50M 703.10M 711.40M 835.90M 800.40M
Total operating expenses 167.30M -557.50000M -564.50000M -643.00000M -629.40000M
Cost of revenue - - - 641.50M 158.50M
Total other income expense net -3.50000M 1.40M 0.80M 0.90M 1.20M
Discontinued operations - - - - -
Net income from continuing ops 48.40M 119.30M 119.80M 157.10M 141.30M
Net income applicable to common shares 48.40M 119.30M 119.80M 157.10M 141.30M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 3716.70M 3783.20M 3922.60M 4004.10M 3919.20M
Intangible assets 13.60M 13.60M 13.50M 13.50M 7.70M
Earning assets - - - - -
Other current assets -771.10000M 512.40M 178.70M -839.50000M -901.60000M
Total liab 2772.50M 2570.10M 2709.80M 2838.30M 2901.00M
Total stockholder equity 944.20M 1213.10M 1212.80M 1165.80M 1018.20M
Deferred long term liab 106.10M 122.10M 140.90M 137.10M 149.60M
Other current liab -62.70000M -24.10000M -22.90000M -29.80000M -37.10000M
Common stock 415.20M 411.30M 404.90M 397.00M 389.40M
Capital stock 415.20M 0.60M 0.60M 0.60M 0.60M
Retained earnings 1295.60M 1338.50M 1247.90M 1158.80M 1030.70M
Other liab 452.60M 2223.30M 2347.70M 506.40M 554.00M
Good will 36.20M 36.20M 36.20M 36.20M 36.20M
Other assets 154.90M 178.90M 178.70M 173.80M 126.80M
Cash 89.20M 75.10M 160.40M 154.90M 101.40M
Cash and equivalents 89.20M 75.10M 160.40M 154.90M 101.40M
Total current liabilities 28.70M 24.10M 22.90M 29.80M 37.10M
Current deferred revenue 62.70M - - - -
Net debt 93.30M -58.50000M -140.40000M -137.10000M -81.40000M
Short term debt 0.00000M 0.00000M 182.00M 0.00000M 0.00000M
Short long term debt - - - - -
Short long term debt total 182.50M 16.60M 20.00M 17.80M 20.00M
Other stockholder equity -627.70000M -597.30000M -555.10000M -455.30000M -388.20000M
Property plant equipment 12.00M 14.70M 19.10M 21.90M 18.20M
Total current assets 979.40M 828.00M 936.70M 993.50M 1002.60M
Long term investments 2587.80M 2750.50M 2772.50M 2794.80M 2727.70M
Net tangible assets 894.40M 1213.10M 1163.00M 1116.00M 948.30M
Short term investments 119.10M 10.50M 26.60M 184.30M 25.00M
Net receivables 771.10M 742.40M 749.70M 838.60M 876.20M
Long term debt 182.50M 21.70M 20.00M 23.00M 20.00M
Inventory - - - - -
Accounts payable 28.70M 24.10M 22.90M 29.80M 37.10M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -138.90000M 60.60M 115.10M 65.30M -13.70000M
Additional paid in capital - - - - -
Common stock total equity 0.60M 0.60M 0.60M 0.60M 0.60M
Preferred stock total equity - - - - -
Retained earnings total equity 1295.60M 1338.50M 1247.90M 1158.80M 1030.70M
Treasury stock -627.70000M -597.30000M -555.10000M -455.30000M -388.20000M
Accumulated amortization - - - - -
Non currrent assets other -62.70000M -7.70000M -15.50000M -2836.80000M -26.90000M
Deferred long term asset charges - - - - -
Non current assets total 2582.40M 2776.30M 2807.20M 2836.80M 2789.80M
Capital lease obligations 13.60M 16.60M 19.90M 17.80M -
Long term debt total 0.20M 22.10M 24.30M 23.00M 20.00M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -231.60000M 62.10M 93.40M 102.10M -131.80000M
Change to liabilities 50.80M -4.80000M -19.70000M -14.10000M 45.70M
Total cashflows from investing activities -146.10000M -1.70000M 84.30M 49.20M -119.60000M
Net borrowings 192.50M 7.00M 19.80M -0.20000M -0.20000M
Total cash from financing activities 60.40M -94.40000M -112.20000M -119.10000M -32.90000M
Change to operating activities 5.60M -72.60000M -114.20000M -42.80000M -38.00000M
Net income 48.40M 119.30M 119.80M 157.10M 141.30M
Change in cash 14.10M -85.30000M 5.40M 53.20M 27.70M
Begin period cash flow 75.30M 160.60M 155.20M 102.00M 74.30M
End period cash flow 89.40M 75.30M 160.60M 155.20M 102.00M
Total cash from operating activities 99.80M 10.80M 33.30M 123.10M 180.20M
Issuance of capital stock - - - - -
Depreciation 5.30M 7.40M 8.20M 9.00M 6.30M
Other cashflows from investing activities 88.10M -60.20000M -3.60000M -40.80000M 22.40M
Dividends paid -90.30000M -29.00000M -30.80000M -28.90000M 26.70M
Change to inventory - -93.50000M -186.30000M -50.60000M -50.10000M
Change to account receivables -31.50000M 8.10M 82.50M 69.90M 30.00M
Sale purchase of stock -30.40000M -42.60000M -99.40000M -67.50000M -4.20000M
Other cashflows from financing activities 191.30M -20.00000M 20.00M -2.50000M -1.80000M
Change to netincome 42.30M -39.10000M -16.10000M -37.10000M 33.60M
Capital expenditures 2.60M 3.60M 5.50M 12.10M 10.20M
Change receivables -31.50000M 8.10M 82.50M 69.90M 30.00M
Cash flows other operating -18.50000M -88.60000M -151.20000M -70.40000M -85.10000M
Exchange rate changes - - - - -
Cash and cash equivalents changes 14.10M -85.30000M 5.40M 53.20M 27.70M
Change in working capital -15.60000M -100.50000M -98.20000M -19.90000M -9.40000M
Stock based compensation 5.10M 9.10M 9.70M 10.10M 9.40M
Other non cash items 74.00M -31.20000M 7.20M -39.20000M 18.20M
Free cash flow 97.20M 7.20M 27.80M 111.00M 170.00M

Peer Comparison

Sector: Financial Services Industry: Insurance - Specialty

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
EIG
Employers Holdings Inc
0.08 0.20% 39.79 8.79 11.24 1.18 1.08 1.10
FNF
Fidelity National Financial Inc
-1.05 2.12% 48.40 30.23 12.82 1.21 2.14 1.35
RYAN
Ryan Specialty Group Holdings Inc
-1.39 3.67% 36.45 92.15 24.81 5.63 9.12 3.21
AXS
AXIS Capital Holdings Ltd
-0.19 0.19% 101.25 12.53 7.78 1.27 1.40 1.51
FAF
First American Corporation
-0.8 1.21% 65.52 28.12 9.38 1.06 1.47 1.15

Reports Covered

Stock Research & News

Profile

Employers Holdings, Inc., through its subsidiaries, operates in the commercial property and casualty insurance industry primarily in the United States. The company operates in two segments, Employers and Cerity. It offers workers' compensation insurance to small businesses in low to medium hazard industries under the Employers and Cerity brands. The company markets its products through local, regional, and national agents and brokers; alternative distribution channels; and national, regional, and local trade groups and associations, as well as directly to customers. Employers Holdings, Inc. was founded in 2000 and is based in Reno, Nevada.

Employers Holdings Inc

10375 Professional Circle, Reno, NV, United States, 89521

Key Executives

Name Title Year Born
Ms. Katherine Holt Antonello FCAS, FSA, MAAA Pres, CEO & Director 1964
Mr. Michael Scott Paquette Exec. VP, CFO & Treasurer 1964
Mr. Jeffrey Charles Shaw Exec. VP & Chief Information Officer 1973
Ms. Lori Ann Brown Exec. VP, Chief Legal Officer, Gen. Counsel & Corp. Sec. 1966
Mr. Christopher William Laws Exec. VP & Chief Actuary 1984
Mr. Matthew H. Hendricksen Sr. VP of Treasury & Investments 1980
Mr. John M. Mutschink Exec. VP & Chief Admin. Officer 1973
Mr. Ty Vukelich VP of Corp. Marketing NA
Mr. Raymond Frederick Wise Jr. Sr. VP & Chief Sales Officer NA
Mr. Dennis Bernard Dix Sr. VP of Operations Innovation NA

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