Central Pacific Financial Corp

Financial Services US CPF

31.09USD
-0.07(0.22%)

Last update at 2026-03-10T20:00:00Z

Day Range

30.7131.66
LowHigh

52 Week Range

12.6023.14
LowHigh

Fundamentals

  • Previous Close 31.16
  • Market Cap537.89M
  • Volume196130
  • P/E Ratio8.43
  • Dividend Yield5.23%
  • Revenue TTM246.62M
  • Revenue Per Share TTM9.12
  • Gross Profit TTM 264.75M
  • Diluted EPS TTM2.36

Source: TradingView
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Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 98.77M 105.65M 49.03M 77.93M 78.24M
Minority interest - - 0.05M 0.05M 0.05M
Net income 73.93M 79.89M 37.27M 58.32M 59.49M
Selling general administrative 88.78M 106.79M 104.54M 101.61M 91.38M
Selling and marketing expenses 4.15M 5.50M 3.79M 2.66M 2.67M
Gross profit 263.48M 254.11M 238.47M 221.77M 207.56M
Reconciled depreciation 8.16M 10.45M 12.39M 8.60M 10.15M
Ebit 115.86M 105.65M 49.03M 110.24M 111.69M
Ebitda 124.02M 116.10M 61.42M 77.93M 113.69M
Depreciation and amortization 8.16M 10.45M 12.39M 8.60M 2.01M
Non operating income net other - - - - -
Operating income 115.86M 105.65M 49.03M 77.93M 103.54M
Other operating expenses -147.62000M -148.45500M -189.43600M -143.84300M 104.02M
Interest expense 17.09M 7.71M 14.73M 32.31M 25.30M
Tax provision 24.84M 25.76M 11.76M 19.61M 18.76M
Interest income 232.26M 218.44M 211.87M 215.36M 198.02M
Net interest income 215.17M 211.05M 197.13M 183.05M 172.72M
Extraordinary items - - - - 1.54M
Non recurring - - - - -
Other items - - - - -
Income tax expense 24.84M 25.76M 11.76M 19.61M 18.76M
Total revenue 263.48M 254.11M 238.47M 221.77M 207.56M
Total operating expenses -147.62000M -148.45500M -189.43600M -143.84300M -104.01900M
Cost of revenue - - - - 24.17M
Total other income expense net -17.09300M 62.59M 3.83M 36.13M -25.29600M
Discontinued operations - - - - -
Net income from continuing ops 73.93M 79.89M 37.27M 58.32M 59.49M
Net income applicable to common shares 73.93M 79.89M 37.27M 58.32M 59.49M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 7432.76M 7419.09M 6594.58M 6012.67M 5807.03M
Intangible assets 9.07M 9.74M 11.87M 14.72M 15.60M
Earning assets - 1890.60M 1215.40M 1176.74M 1399.73M
Other current assets -252.45100M 3650.86M 3950.76M 3507.58M 3052.66M
Total liab 6979.89M 146.35M 6047.85M 5484.15M 5315.30M
Total stockholder equity 452.87M 558.22M 546.68M 528.52M 491.73M
Deferred long term liab - - - - -
Other current liab -5.00000M 6639.16M -22.00000M -150.00000M 5046.14M
Common stock 408.07M 433.26M 442.63M 447.60M 470.66M
Capital stock 408.07M 426.09M 442.63M 447.60M 470.66M
Retained earnings 87.44M 34.84M -10.92000M -19.10200M -51.71800M
Other liab 87.57M 75.32M 77.16M 55.63M 44.50M
Good will - - - - -
Other assets 5109.57M 3650.86M 3950.76M 3507.58M 7236.73M
Cash 112.04M 328.91M 104.07M 102.97M 102.19M
Cash and equivalents - - - - -
Total current liabilities 5.00M 1526.08M 22.00M 150.00M 197.00M
Current deferred revenue - - - - -
Net debt 34.70M -182.56000M 70.51M 201.21M 216.98M
Short term debt 5.00M 1526.08M 22.00M 150.00M 197.00M
Short long term debt 5.00M 0.00000M 22.00M 150.00M 197.00M
Short long term debt total 146.75M 146.35M 174.58M 304.18M 319.17M
Other stockholder equity 101.35M 98.07M 94.84M 91.61M 88.88M
Property plant equipment 126.62M 119.80M 65.28M 46.51M 45.28M
Total current assets 804.18M 1977.32M 1306.90M 1246.45M 4377.32M
Long term investments 1383.32M 1661.38M 4910.81M 4418.68M 1368.82M
Net tangible assets 452.87M 558.22M 546.68M 528.52M 491.73M
Short term investments 671.79M 1631.70M 1182.61M 1126.98M 1205.48M
Net receivables 20.34M 16.71M 20.22M 16.50M 17.00M
Long term debt 105.86M 105.62M 105.39M 101.55M 122.17M
Inventory - - - 0.16M 0.41M
Accounts payable 6736.22M 6639.16M 5796.12M 5120.02M 4946.49M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - 0.05M 0.05M - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -143.98400M -7.96000M 20.13M 8.41M -16.09300M
Additional paid in capital - - - - -
Common stock total equity 408.07M 426.09M 442.63M 447.60M 470.66M
Preferred stock total equity - - - - -
Retained earnings total equity 87.44M 42.02M -10.92000M -19.10200M -51.71800M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -1519.01100M -1790.91100M -1336.92800M -1258.63400M 2903.33M
Deferred long term asset charges - - - - -
Non current assets total 1519.01M 1790.91M 1336.93M 1258.63M 1429.70M
Capital lease obligations 35.89M 40.73M 47.19M 52.63M -
Long term debt total 105.86M 105.62M 105.39M 101.55M 122.17M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -364.30900M -636.55200M -571.81100M -125.95300M -196.88400M
Change to liabilities 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities -384.48300M -662.29600M -596.94600M -128.97200M -211.14300M
Net borrowings 5.00M -22.00000M -124.16200M -67.61900M 194.38M
Total cash from financing activities 53.50M 776.65M 521.25M 57.57M 127.55M
Change to operating activities 11.71M 2.35M 0.11M -1.16300M 2.42M
Net income 73.93M 79.89M 37.27M 58.32M 59.49M
Change in cash -216.86300M 224.84M 1.09M 0.79M 19.89M
Begin period cash flow 328.91M 104.07M 102.97M 102.19M 82.29M
End period cash flow 112.04M 328.91M 104.07M 102.97M 102.19M
Total cash from operating activities 114.12M 110.49M 76.79M 72.19M 103.49M
Issuance of capital stock 0.68M 1.24M 0.00000M 0.15M 0.00000M
Depreciation 8.16M 10.45M 12.39M 8.60M 10.15M
Other cashflows from investing activities -1.73400M -3.58300M 0.86M 4.18M -11.03400M
Dividends paid 28.50M 26.96M 25.93M 25.71M 24.14M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -20.74000M -18.66900M -4.74900M -22.79300M -32.82400M
Other cashflows from financing activities 102.06M 843.04M 661.13M 126.53M 214.02M
Change to netincome 31.85M 22.59M -22.80900M -6.68300M 18.97M
Capital expenditures 18.44M 22.16M 26.00M 7.20M 3.23M
Change receivables - - - - -
Cash flows other operating -4.20900M -11.62200M 40.03M 2.68M 3.97M
Exchange rate changes - - - - -
Cash and cash equivalents changes -216.86300M 224.84M 1.09M 0.79M 19.89M
Change in working capital 11.71M 2.35M 0.11M -1.16300M 2.42M
Stock based compensation 3.27M 3.23M 3.23M 2.73M 2.78M
Other non cash items -8.76100M 3.74M 36.87M 7.66M 20.78M
Free cash flow 95.68M 88.33M 50.80M 65.00M 100.26M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
CPF
Central Pacific Financial Corp
-0.07 0.22% 31.09 8.43 9.43 2.13 1.12
HDB
HDFC Bank Limited ADR
-0.24 0.81% 29.48 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.02 0.06% 31.67 6.61 5.68 0.48 0.77 3.43
IBN
ICICI Bank Limited
0.04 0.14% 28.06 17.79 16.95 0.07 3.08
BNPQY
BNP Paribas SA ADR
0.20 0.39% 50.96 8.57 6.56 1.75 0.57

Reports Covered

Stock Research & News

Profile

Central Pacific Financial Corp. operates as the bank holding company for Central Pacific Bank that provides a range of commercial banking products and services to businesses, professionals, and individuals in the United States. It offers various deposit products and services, including checking, savings and time deposits, cash management and digital banking, trust, and retail brokerage services, as well as money market accounts and certificates of deposit. The company also provides various lending activities, such as commercial, commercial and residential mortgage, home equity, and consumer loans; and other products and services comprising debit cards, internet and mobile banking, cash management services, full-service ATMs, safe deposit boxes, international banking services, night depository facilities, foreign exchange, and wire transfers. In addition, it offers wealth management products and services that include non-deposit investment products, annuities, insurance, investment management, asset custody and general consultation, and planning services. Central Pacific Financial Corp. was founded in 1954 and is headquartered in Honolulu, Hawaii.

Central Pacific Financial Corp

220 South King Street, Honolulu, HI, United States, 96813

Key Executives

Name Title Year Born
Mr. Paul K. Yonamine CPA Chairman & CEO 1957
Ms. Anli Ngo Exec. Vice Chairman 1961
Mr. Arnold D. Martines Pres & COO 1965
Mr. David S. Morimoto Sr. Exec. VP, Treasurer & CFO 1968
Mr. Lee Yasuo Moriwaki Exec. VP & Chief Information Officer 1959
Mr. Glenn K. C. Ching Exec. VP, Corp. Sec., Chief Legal Officer & Risk Mgt. Division Mang. 1959
Ms. Patricia L. Foley Exec. VP of HR & Division Mang. 1959
Mr. Denis K. Isono Exec. VP of Corp. Services 1951
Mr. David H. Hudson Exec. VP of Retail Markets & Community Banking Division Mang. NA
Mr. Ian Tanaka Sr. VP & Treasurer NA

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