AU
CA
NZ
UK
US
IND
Kalkine has a fully transformed New Avatar.
Last update at 2026-03-11T06:47:00Z
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
| Breakdown | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 |
| Income before tax | 125029.10M | 96836.40M | 82137.20M | 35492.50M | 32780.10M |
| Minority interest | -225.00000M | -325.10000M | - | 0.00000M | 0.00000M |
| Net income | 95538.20M | 73663.80M | 60200.30M | 27211.00M | 24988.30M |
| Selling general administrative | 2469.20M | 1840.00M | 2189.40M | 1127.30M | 1123.90M |
| Selling and marketing expenses | 4890.80M | 3213.10M | 2218.10M | 1004.70M | 613.10M |
| Gross profit | 221882.00M | 190834.00M | 168618.10M | 92921.00M | 81774.80M |
| Reconciled depreciation | 6453.20M | 5876.00M | - | 1353.70M | 1373.60M |
| Ebit | 125029.10M | 96836.40M | 82222.80M | 132967.30M | 32895.80M |
| Ebitda | 131482.30M | 102524.70M | 88229.70M | 134321.00M | 34269.40M |
| Depreciation and amortization | 6453.20M | 5688.30M | 6006.90M | 1353.70M | 1373.60M |
| Non operating income net other | - | - | - | - | - |
| Operating income | 125029.10M | 96836.40M | 82222.80M | 132967.30M | 32895.80M |
| Other operating expenses | 281398.70M | 242023.60M | 48369.40M | 19484.20M | 18717.90M |
| Interest expense | 184545.80M | 148026.00M | 129312.70M | 97343.10M | 90542.60M |
| Tax provision | 30796.00M | 25690.60M | 22022.50M | 8413.20M | 7907.50M |
| Interest income | 403076.40M | 347071.50M | 350.60M | 186464.10M | 171298.80M |
| Net interest income | 218530.60M | 191853.90M | - | 89121.00M | 80756.20M |
| Extraordinary items | 1407.00M | 2006.30M | - | - | 0.00000M |
| Non recurring | - | - | - | - | - |
| Other items | - | - | - | - | - |
| Income tax expense | 30796.00M | 24931.60M | 22022.50M | 8413.20M | 7907.50M |
| Total revenue | 406427.80M | 338860.00M | 168618.10M | 92921.00M | 81774.80M |
| Total operating expenses | 96852.90M | 93997.60M | 48369.40M | 19484.20M | 18717.90M |
| Cost of revenue | 184545.80M | 148026.00M | 131945.70M | 97940.80M | 91010.90M |
| Total other income expense net | -127795.80000M | -333.30000M | -85.60000M | -97474.80000M | -115.70000M |
| Discontinued operations | - | - | - | - | - |
| Net income from continuing ops | 94356.20M | 73988.90M | - | 27211.00M | 24988.30M |
| Net income applicable to common shares | 95538.20M | 73663.80M | 60110.40M | 27211.00M | 24988.30M |
| Preferred stock and other adjustments | - | - | - | - | - |
| Breakdown | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 |
| Total assets | 2937221.60M | 2482659.40M | 2106001.50M | 1422681.60M | 1298277.80M |
| Intangible assets | 6989.50M | 10348.70M | 12845.40M | 30.40M | 23.90M |
| Earning assets | - | - | - | - | - |
| Other current assets | 324.90M | 460.00M | - | - | - |
| Total liab | 2372523.40M | 1985892.50M | 1668006.10M | 1161739.00M | 1081104.90M |
| Total stockholder equity | 564698.20M | 489471.70M | 435128.60M | 260942.60M | 217172.90M |
| Deferred long term liab | - | - | - | - | - |
| Other current liab | -507921.20000M | -526533.00000M | -3131.90000M | -1660.30000M | -2555.10000M |
| Common stock | 3760.80M | 3757.90M | 3744.30M | 2705.20M | 2530.60M |
| Capital stock | 3760.80M | 3757.90M | - | 2705.20M | 2530.60M |
| Retained earnings | 242421.40M | 192797.30M | 156999.50M | 123554.70M | 105325.10M |
| Other liab | - | - | - | - | - |
| Good will | 11894.50M | 17409.40M | 17409.40M | 17409.40M | - |
| Other assets | 2937908.90M | -155234.80000M | 1877770.90M | 1231836.20M | 1142044.80M |
| Cash | 197788.80M | 111728.00M | 104903.60M | 112880.50M | 114493.90M |
| Cash and equivalents | 104601.20M | 59969.60M | 97745.40M | 105618.30M | 109651.60M |
| Total current liabilities | 567317.70M | 8661.30M | 3131.90M | 1660.30M | 2555.10M |
| Current deferred revenue | - | -1508065.10000M | - | - | - |
| Net debt | 1567455.20M | 1398796.20M | 1181982.50M | 816312.80M | 789161.50M |
| Short term debt | 504478.30M | 530126.20M | 361968.20M | 219791.00M | 162896.80M |
| Short long term debt | - | - | - | - | - |
| Short long term debt total | 1781112.60M | 1510524.20M | 1286886.10M | 929193.30M | 903655.40M |
| Other stockholder equity | 318516.00M | 175572.00M | 274384.80M | 134682.70M | 109317.20M |
| Property plant equipment | 10256.80M | 9410.70M | 7514.90M | 4130.80M | 4329.50M |
| Total current assets | 200651.70M | 116109.60M | 109456.80M | 114957.90M | 116698.60M |
| Long term investments | 193460.10M | 100948.80M | - | 71726.30M | 35180.90M |
| Net tangible assets | - | - | - | - | - |
| Short term investments | 90312.30M | 63.80M | - | - | - |
| Net receivables | 2538.00M | 3921.60M | 4553.20M | 2077.40M | 2204.70M |
| Long term debt | 1278111.50M | 981973.20M | 756301.90M | 604896.10M | 571894.40M |
| Inventory | - | - | - | - | - |
| Accounts payable | 3442.90M | 2690.20M | 3131.90M | 1660.30M | 2555.10M |
| Total permanent equity | - | - | - | - | - |
| Noncontrolling interest in consolidated entity | - | - | - | - | - |
| Temporary equity redeemable noncontrolling interests | - | - | - | - | - |
| Accumulated other comprehensive income | 560937.40M | 117344.00M | - | - | - |
| Additional paid in capital | - | - | - | - | - |
| Common stock total equity | - | - | - | - | - |
| Preferred stock total equity | - | - | - | - | - |
| Retained earnings total equity | - | - | - | - | - |
| Treasury stock | - | - | - | - | - |
| Accumulated amortization | - | - | - | - | - |
| Non currrent assets other | 248964.40M | 257435.90M | -118773.80000M | -75887.50000M | -39534.40000M |
| Deferred long term asset charges | - | - | - | - | - |
| Non current assets total | 2736569.90M | 2521784.60M | 118773.80M | 75887.50M | 39534.40M |
| Capital lease obligations | - | - | - | - | - |
| Long term debt total | 1283918.70M | 988966.70M | 761448.70M | 607641.10M | 574646.40M |
| Breakdown | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-03-31 | 2024-03-31 | 2023-03-31 | 2022-03-31 | 2021-03-31 |
| Investments | 36612.10M | -2582.10000M | - | -343.30000M | -248.90000M |
| Change to liabilities | - | - | - | - | - |
| Total cashflows from investing activities | 36612.10M | -2582.10000M | -1930.40000M | -343.30000M | -248.90000M |
| Net borrowings | 343513.20M | 183738.60M | - | - | - |
| Total cash from financing activities | 445210.90M | 276091.20M | 118195.10M | 85048.60M | 122255.90M |
| Change to operating activities | - | - | - | - | - |
| Net income | 94131.20M | 73663.80M | 82137.20M | 35492.50M | 32780.10M |
| Change in cash | 44990.40M | -37504.80000M | -7296.00000M | -3884.90000M | 79619.40M |
| Begin period cash flow | 61823.60M | 99328.40M | 106624.40M | 110509.30M | 30889.90M |
| End period cash flow | 106814.00M | 61823.60M | 99328.40M | 106624.40M | 110509.30M |
| Total cash from operating activities | -436832.60000M | -311013.90000M | -176252.50000M | -88590.20000M | -42387.60000M |
| Issuance of capital stock | 55.00M | 304.60M | - | 24785.70M | 14726.40M |
| Depreciation | 6453.20M | 5876.00M | 6006.90M | 1353.70M | 1373.60M |
| Other cashflows from investing activities | -479.30000M | -728.00000M | 35.50M | 14.20M | 9.30M |
| Dividends paid | 18593.00M | 18750.70M | -5628.00000M | -8518.10000M | -1525.90000M |
| Change to inventory | - | - | - | - | - |
| Change to account receivables | 1895.30M | 1680.30M | - | - | - |
| Sale purchase of stock | 55.00M | 264.20M | 746729.60M | 24785.70M | 490088.60M |
| Other cashflows from financing activities | 120235.70M | 78579.90M | 63129.10M | 634118.80M | 47963.40M |
| Change to netincome | - | - | - | - | - |
| Capital expenditures | 2235.90M | 2654.90M | 1965.90M | 357.50M | 258.20M |
| Change receivables | - | - | - | - | - |
| Cash flows other operating | - | - | - | - | - |
| Exchange rate changes | - | - | - | - | - |
| Cash and cash equivalents changes | - | - | - | - | - |
| Change in working capital | -578996.70000M | -425721.70000M | -270605.10000M | -163741.80000M | -126433.40000M |
| Stock based compensation | 2.60M | 104.70M | 1680.30M | 1680.30M | - |
| Other non cash items | 41577.10M | 35063.30M | 1907.90M | 38305.40M | 49892.10M |
| Free cash flow | -439068.50000M | -313668.80000M | -178218.40000M | -88947.70000M | -42645.80000M |
Sector: Financial Services Industry: Credit Services
| Company | Change (INR) | Price (INR) | Trailing PE (x) | Forward PE (x) | Price Sales TTM (x) | Price to Book Value (x) | Enterprise Value to Revenue (x) | |
|---|---|---|---|---|---|---|---|---|
| SHRIRAMFIN Shriram Finance Limited |
-12.5 1.18% | 1050.40 | 18.81 | 7.62 | 9.77 | 3.09 | 15.18 | |
| BAJFINANCE Bajaj Finance Limited |
-36.6 3.89% | 903.20 | 33.00 | 39.37 | 14.86 | 5.83 | 20.06 | 20.10 |
| IRFC Indian Railway Finance Corporation Limited |
-0.56 0.56% | 100.15 | 23.86 | - | 23.26 | 2.96 | 20.79 | 37.36 |
| MUTHOOTFIN Muthoot Finance Limited |
-95.5999 2.91% | 3187.60 | 21.11 | 14.01 | 10.41 | 4.84 | 17.95 | |
| CHOLAFIN Cholamandalam Investment and Finance Company Limited |
-27.5 1.70% | 1594.40 | 31.88 | 21.28 | 12.48 | 5.81 | 22.46 |
Shriram Finance Limited, a non-banking finance company, provides financing services in India. It offers fixed and recurring deposits; commercial vehicle loans for commercial goods vehicles, passenger commercial vehicles, tractors and farm equipment, and construction equipment; two-wheeler, gold, used car loan, and personal loans; and green finance services. The company also provides business loans, such as MSME loans; working capital loans, including tyre, tax, fuel, toll financing, repair/top-up loans, fuel finance, and challan discounting; motor insurance, including four-wheeler, two-wheeler, passenger and goods carrying vehicle insurance products; non motor insurance products, such as personal accident, shri criti care, and home insurance; and life insurance products comprising savings, retirement, child, protection plans, as well as recharges, including mobile recharge, mobile postpaid, landline postpaid, DTH, and FASTag recharge services. In addition, it offers utilities and bills payment services, such as electricity, LPG gas, gas, broadband postpaid, water, and cable tv; financial services and taxes comprising credit card, loan repayment, insurance, municipal services, and recurring deposit; and other services, such as hospital and pathology, housing society, clubs and associations, and education fees. It serves first time buyers, small road transport operators, individuals, micro, small, and medium enterprises (MSMEs), salaried professionals, and self-employed individuals. The company was formerly known as Shriram Transport Finance Company Limited and changed its name to Shriram Finance Limited in November 2022. Shriram Finance Limited was incorporated in 1979 and is based in Mumbai, India.
Wockhardt Towers, Mumbai, India, 400051
| Name | Title | Year Born |
|---|---|---|
| Mr. Yalamati Srinivasa Chakravarti B.Com. | MD, CEO & Director | 1963 |
| Mr. Umesh Govind Revankar | Executive Vice Chairman | 1964 |
| Mr. Parag Sharma | MD, CFO & Whole-Time Director | 1969 |
| Mr. Sanjay K. Mundra | Executive Director of Investor Relations | NA |
| Mr. Ramasubramanian Chandrasekar B.Com., ICWA | Joint MD & Chief Compliance Officer | 1963 |
| Mr. S. Sunder | Joint Managing Director | NA |
| Mr. Hardeep Singh Tur | Chief Risk Officer | NA |
| Mr. Abhilash Tewari | Head of Internal Audit | NA |
| Mr. Balasundararao Uppu | Company Secretary & Compliance officer | NA |
| Mr. Parag Sharma | MD, CEO & Whole-Time Director | 1969 |
Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.
Please wait processing your request...